Visa
Overview
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. What a Director, Credit Card Products, does at Visa: Reporting to the SD, Credit Card Products, the role-holder will be responsible for initiatives across three broad areas of responsibility: Credit Product best practices, Drive credit innovation, and Facilitate Visa thought-leadership. The role involves leading identification, development, and execution of credit product best practices to improve usage, activation and preference for Visa among issuers and consumers; executing initiatives to expand credit across traditional card issuance and newer forms of unsecured credit; and developing a clear point of view on the impacts of economic and other trends on the future of credit, establishing Visa''s leadership with internal and external stakeholders. The role sits within a small global team and collaborates with regional teams and global stakeholders to develop end-to-end consumer experiences that drive client preference for Visa as a strategic partner and to enable superior value propositions for digitally-enabled consumers. An essential part of Visa''s success is the establishment and application of rules and standards to ensure a uniform, reliable point-of-sale UX, online and offline. The Director will oversee the administration of these Rules and Standards as they pertain to Credit Products, ensuring they are fit-for-purpose and efficiently operated. The role includes identifying, developing, commercializing and launching new ways to grow the consumer credit business as part of Visa''s 2030 corporate strategy, working with regional teams, global stakeholders and Visa issuers to expand traditional credit-card issuance and newer methods of providing unsecured credit. The Director will also facilitate the collation, analysis and dissemination of best practices and recommendations for optimal Credit Product performance, both internally within Visa and externally as a thought leader, in collaboration with Visa Consulting & Analytics. You will be highly collaborative and act as the key interface between market teams and Visa''s global team to ensure our platforms drive product differentiation, consumer activation and engagement. You will work with regional, client-facing teams and colleagues across Product, Corporate Strategy, Marketing, Client Services, Finance, Pricing, Legal and Compliance." Responsibilities
Lead identification, development and execution of Credit product best practices to drive usage, activation and preference for Visa among issuers and consumers. Drive credit innovation through initiatives aligned with the Visa 2030 strategy to expand credit across traditional issuance and alternative credit provision. Facilitate Visa thought-leadership by developing a clear point of view on trends impacting the future of credit and establishing Visa’s leadership with internal and external stakeholders. Collaborate with regional teams and Global stakeholders to design end-to-end consumer experiences that increase client preference for Visa as a strategic partner. Oversee rules and standards administration for Credit Products to ensure fit-for-purpose and efficient operation. Identify, develop, commercialize and launch new methods to grow the consumer credit business in line with Visa''s strategy. Collate, analyze and share best practices and recommendations for optimal Credit Product performance with internal teams and externally with clients via Visa Consulting & Analytics. Coordinate with market teams and global colleagues to ensure platform differentiation, activation and engagement. Collaborate with Product, Corporate Strategy, Marketing, Client Services, Finance, Pricing, Legal and Compliance. Qualifications
Basic Qualifications 10 or more years of work experience with a Bachelor''s Degree or at least 8 years with an Advanced Degree (e.g., Masters/MBA/JD/MD) or at least 3 years with a PhD Preferred Qualifications 12 or more years of work experience with a Bachelor''s Degree or 8-10 years with an Advanced Degree (e.g., Masters, MBA, JD, MD) or 6+ years with a PhD 13 - 15+ years of experience and at least 8 - 10 years in the payments industry, preferably in product development, product management & strategy Experience in financial services, fintechs, telecom, retail and ecommerce is advantageous Proven experience in P&L ownership with strong macroeconomic, consumer behavior, product operations and business processes understanding Established credentials in delivering product & business solutions and keen interest in payment technology & innovation Understanding of network product, rules, technology is advantageous Strategic thought leadership with execution bias to drive initiatives Strong business acumen, analytical skills and understanding of new payment technology models and profitability drivers Understanding of Visa business and organization strongly preferred Excellent direct & indirect team-building and leadership skills with experience managing local & remote teams Benefits
Work Hours:
Varies upon the needs of the department. Travel Requirements:
This position requires travel 5-10% of the time. Mental/Physical Requirements:
This position will be performed in an office setting, requiring sitting/standing at a desk and frequent use of standard office equipment. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 178,400 to 258,750 USD per year, which may include potential sales incentive payments. Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. This position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
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Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. What a Director, Credit Card Products, does at Visa: Reporting to the SD, Credit Card Products, the role-holder will be responsible for initiatives across three broad areas of responsibility: Credit Product best practices, Drive credit innovation, and Facilitate Visa thought-leadership. The role involves leading identification, development, and execution of credit product best practices to improve usage, activation and preference for Visa among issuers and consumers; executing initiatives to expand credit across traditional card issuance and newer forms of unsecured credit; and developing a clear point of view on the impacts of economic and other trends on the future of credit, establishing Visa''s leadership with internal and external stakeholders. The role sits within a small global team and collaborates with regional teams and global stakeholders to develop end-to-end consumer experiences that drive client preference for Visa as a strategic partner and to enable superior value propositions for digitally-enabled consumers. An essential part of Visa''s success is the establishment and application of rules and standards to ensure a uniform, reliable point-of-sale UX, online and offline. The Director will oversee the administration of these Rules and Standards as they pertain to Credit Products, ensuring they are fit-for-purpose and efficiently operated. The role includes identifying, developing, commercializing and launching new ways to grow the consumer credit business as part of Visa''s 2030 corporate strategy, working with regional teams, global stakeholders and Visa issuers to expand traditional credit-card issuance and newer methods of providing unsecured credit. The Director will also facilitate the collation, analysis and dissemination of best practices and recommendations for optimal Credit Product performance, both internally within Visa and externally as a thought leader, in collaboration with Visa Consulting & Analytics. You will be highly collaborative and act as the key interface between market teams and Visa''s global team to ensure our platforms drive product differentiation, consumer activation and engagement. You will work with regional, client-facing teams and colleagues across Product, Corporate Strategy, Marketing, Client Services, Finance, Pricing, Legal and Compliance." Responsibilities
Lead identification, development and execution of Credit product best practices to drive usage, activation and preference for Visa among issuers and consumers. Drive credit innovation through initiatives aligned with the Visa 2030 strategy to expand credit across traditional issuance and alternative credit provision. Facilitate Visa thought-leadership by developing a clear point of view on trends impacting the future of credit and establishing Visa’s leadership with internal and external stakeholders. Collaborate with regional teams and Global stakeholders to design end-to-end consumer experiences that increase client preference for Visa as a strategic partner. Oversee rules and standards administration for Credit Products to ensure fit-for-purpose and efficient operation. Identify, develop, commercialize and launch new methods to grow the consumer credit business in line with Visa''s strategy. Collate, analyze and share best practices and recommendations for optimal Credit Product performance with internal teams and externally with clients via Visa Consulting & Analytics. Coordinate with market teams and global colleagues to ensure platform differentiation, activation and engagement. Collaborate with Product, Corporate Strategy, Marketing, Client Services, Finance, Pricing, Legal and Compliance. Qualifications
Basic Qualifications 10 or more years of work experience with a Bachelor''s Degree or at least 8 years with an Advanced Degree (e.g., Masters/MBA/JD/MD) or at least 3 years with a PhD Preferred Qualifications 12 or more years of work experience with a Bachelor''s Degree or 8-10 years with an Advanced Degree (e.g., Masters, MBA, JD, MD) or 6+ years with a PhD 13 - 15+ years of experience and at least 8 - 10 years in the payments industry, preferably in product development, product management & strategy Experience in financial services, fintechs, telecom, retail and ecommerce is advantageous Proven experience in P&L ownership with strong macroeconomic, consumer behavior, product operations and business processes understanding Established credentials in delivering product & business solutions and keen interest in payment technology & innovation Understanding of network product, rules, technology is advantageous Strategic thought leadership with execution bias to drive initiatives Strong business acumen, analytical skills and understanding of new payment technology models and profitability drivers Understanding of Visa business and organization strongly preferred Excellent direct & indirect team-building and leadership skills with experience managing local & remote teams Benefits
Work Hours:
Varies upon the needs of the department. Travel Requirements:
This position requires travel 5-10% of the time. Mental/Physical Requirements:
This position will be performed in an office setting, requiring sitting/standing at a desk and frequent use of standard office equipment. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 178,400 to 258,750 USD per year, which may include potential sales incentive payments. Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. This position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
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