Santander Consumer USA Inc.
Overview
Client Onboarding Sr. Analyst – United States Santander is a global leader and innovator in financial services. Our employees are our greatest asset, and we focus on continuous learning and development to support professional and personal growth. You will have opportunities to connect and collaborate with colleagues worldwide to drive innovation. The Client Onboarding Sr. Analyst is responsible for reviewing account opening documentation, KYC information, and conducting CIP, due diligence and negative media analysis on new and existing clients. The role assures that client accounts are opened in the Commercial 1LOD in compliance with applicable BSI and Group policies and procedures, as well as U.S. and local laws and regulations. The analyst will assist in developing awareness of BSI’s Risk Tolerance Statement and assist with special projects related to the Onboarding & Documentation Unit. The analyst will manage relationships with Regionals and Bankers in the marketing regions they support, identify opportunities for improvement, and coordinate actions as needed. The position reports to the Client Onboarding & Documentation Unit manager. Position Duties / Responsibilities
Conducts account opening documentation review and validation, including KYC information, source of funds, wealth, and adverse media searches and disposition, on new and existing clients Conducts CIP procedures and due diligence as defined in the KYC and due diligence procedures manual Analyzes additional information required under BSI’s Know Your Customer policy and procedures, utilizing the Modelo IC/KYC form with the appropriate sections Collaborates on Onboarding & Documentation related special projects assigned by the unit manager Stays updated on BSA/Anti-Money Laundering/Terrorist Financing and applicable consumer regulations Assists in preparing information for the Compliance and Management Committees Maintains good working relationships with business units and organizational groups within the Bank Develops and participates in education, training, and awareness activities and provides training to Marketing staff as necessary Provides guidance to other team members on KYC and DD best practices Other duties as assigned or requested by Supervisor Specialized Knowledge
Leadership aptitude with the ability to motivate and engage team members at all levels Project management oversight skills Sound decision making and judgment skills Ability to identify potential process enhancements, write procedures and reports Ability to assess a company’s cash flow, income statements and balance sheets, as well as ownership structures and international corporate documents Account opening documentation knowledge, knowledge of CIP procedures; CDD, fiduciary structures and ownership of corporate and wealth preservation structures Knowledge of T-24 and other due diligence tools Education
Bachelor’s degree required or equivalent experience Business Experience
3-5 years of relevant experience or demonstrated required level of proficiency Supervisory / Management Scope
Manage process or technology Technical Knowledge
Microsoft Office applications Ability to multitask Proactive self-starter, values personal accountability Strong decision making skills Detail oriented and accurate Strong accountability skills Excellent communications skills: writing & verbal Licenses / Certifications
AML certification(s) preferred, similar or banking experience in control area Languages
Bilingual English, Spanish; Portuguese is a nice to have What Else You Need To Know
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range
Minimum: $52,500.00 USD Maximum: $87,500.00 USD Santander Benefits
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture
We embrace a strong risk culture and all professionals are expected to take a proactive and responsible approach toward risk management. EEO Statement
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law. Working Conditions
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting of light equipment and/or furniture may be required. Employer Rights
This job description does not list all of the job duties. You may be asked to perform other duties. You may be evaluated in part based on your performance of the listed tasks. The employer reserves the right to revise this job description at any time. This description is not a contract of employment, and either party may terminate employment at any time for any reason. What To Do Next
If this sounds like a role you are interested in, please apply. We are committed to providing an inclusive and accessible application process. If you require assistance or accommodation due to a disability, please contact us at T AOps@santander.us to discuss your needs. Primary Location:
Miami, FL, Miami Other Locations:
Florida-Miami Organization:
Banco Santander International
#J-18808-Ljbffr
Client Onboarding Sr. Analyst – United States Santander is a global leader and innovator in financial services. Our employees are our greatest asset, and we focus on continuous learning and development to support professional and personal growth. You will have opportunities to connect and collaborate with colleagues worldwide to drive innovation. The Client Onboarding Sr. Analyst is responsible for reviewing account opening documentation, KYC information, and conducting CIP, due diligence and negative media analysis on new and existing clients. The role assures that client accounts are opened in the Commercial 1LOD in compliance with applicable BSI and Group policies and procedures, as well as U.S. and local laws and regulations. The analyst will assist in developing awareness of BSI’s Risk Tolerance Statement and assist with special projects related to the Onboarding & Documentation Unit. The analyst will manage relationships with Regionals and Bankers in the marketing regions they support, identify opportunities for improvement, and coordinate actions as needed. The position reports to the Client Onboarding & Documentation Unit manager. Position Duties / Responsibilities
Conducts account opening documentation review and validation, including KYC information, source of funds, wealth, and adverse media searches and disposition, on new and existing clients Conducts CIP procedures and due diligence as defined in the KYC and due diligence procedures manual Analyzes additional information required under BSI’s Know Your Customer policy and procedures, utilizing the Modelo IC/KYC form with the appropriate sections Collaborates on Onboarding & Documentation related special projects assigned by the unit manager Stays updated on BSA/Anti-Money Laundering/Terrorist Financing and applicable consumer regulations Assists in preparing information for the Compliance and Management Committees Maintains good working relationships with business units and organizational groups within the Bank Develops and participates in education, training, and awareness activities and provides training to Marketing staff as necessary Provides guidance to other team members on KYC and DD best practices Other duties as assigned or requested by Supervisor Specialized Knowledge
Leadership aptitude with the ability to motivate and engage team members at all levels Project management oversight skills Sound decision making and judgment skills Ability to identify potential process enhancements, write procedures and reports Ability to assess a company’s cash flow, income statements and balance sheets, as well as ownership structures and international corporate documents Account opening documentation knowledge, knowledge of CIP procedures; CDD, fiduciary structures and ownership of corporate and wealth preservation structures Knowledge of T-24 and other due diligence tools Education
Bachelor’s degree required or equivalent experience Business Experience
3-5 years of relevant experience or demonstrated required level of proficiency Supervisory / Management Scope
Manage process or technology Technical Knowledge
Microsoft Office applications Ability to multitask Proactive self-starter, values personal accountability Strong decision making skills Detail oriented and accurate Strong accountability skills Excellent communications skills: writing & verbal Licenses / Certifications
AML certification(s) preferred, similar or banking experience in control area Languages
Bilingual English, Spanish; Portuguese is a nice to have What Else You Need To Know
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range
Minimum: $52,500.00 USD Maximum: $87,500.00 USD Santander Benefits
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture
We embrace a strong risk culture and all professionals are expected to take a proactive and responsible approach toward risk management. EEO Statement
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law. Working Conditions
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting of light equipment and/or furniture may be required. Employer Rights
This job description does not list all of the job duties. You may be asked to perform other duties. You may be evaluated in part based on your performance of the listed tasks. The employer reserves the right to revise this job description at any time. This description is not a contract of employment, and either party may terminate employment at any time for any reason. What To Do Next
If this sounds like a role you are interested in, please apply. We are committed to providing an inclusive and accessible application process. If you require assistance or accommodation due to a disability, please contact us at T AOps@santander.us to discuss your needs. Primary Location:
Miami, FL, Miami Other Locations:
Florida-Miami Organization:
Banco Santander International
#J-18808-Ljbffr