Farm Credit Bank of Texas
Associate General Counsel, Credit and Finance
Farm Credit Bank of Texas, Austin, Texas, us, 78716
Associate General Counsel, Credit and Finance
Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation’s capital markets.
We seek a highly skilled commercial finance and lending attorney to support our credit and lending departments in commercial lending transactions. This role involves providing legal counsel and support for complex commercial lending transactions, including structuring, negotiating, and documenting secured and unsecured commercial loans. The ideal candidate will have deep expertise in banking and finance law, commercial loan documentation and the ability to manage multiple transactions in a fast-paced environment.
Day-to-Day Duties and Responsibilities
Draft, review, and negotiate commercial loan agreements, security instruments, guarantees, and related documentation.
Advise on the legal aspects of structuring commercial lending transactions, including bilateral loans, syndicated loans, asset-based lending, and mezzanine financing.
Conduct legal due diligence on borrowers, collateral, and transaction structures.
Provide guidance on intercreditor arrangements, subordination agreements, and lien priority issues.
Support enforcement actions, workouts, and restructurings when necessary.
Ensure compliance with federal and state lending laws, banking regulations, and internal policies.
Collaborate with internal business units, including credit, lending, finance, and compliance teams, to support transaction execution.
Identify and mitigate legal risks associated with lending activities.
Monitor changes in relevant laws and regulations and advise stakeholders accordingly.
Manage relationships with external counsel and coordinate legal support for multi-jurisdictional transactions.
What You Bring To The Team Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. This position requires:
Juris Doctor (JD) from an accredited law school; active license to practice law, preferably Texas.
Minimum 5+ years of experience in commercial lending.
Prior experience working with or advising Farm Credit institutions a plus.
Demonstrated experience in:
Drafting and reviewing commercial finance transactions, including asset-based lending, revolving lines of credit, term loans and equipment loans.
Asset securitization and leveraged finance.
Mezzanine and subordinated financing; and
Workouts, debt restructurings, bankruptcies and debtor-in-possession financing.
Agricultural and rural lending experience a plus.
Experience working in both law firms and in-house environments and/or financial institutions is highly desirable.
Ability to work onsite in the Bank’s Austin, Texas office (hybrid).
Why Farm Credit Bank Of Texas In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance:
Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution
Long-term disability and life insurance
Vacation leave, sick leave, and paid holidays
Fertility benefit and parental leave plan
Up to two days per year to volunteer in local community organizations, services, or events
Ongoing professional-development opportunities
Generous tuition-reimbursement program
Physical fitness incentive plan
Employer matching gifts program
Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can’t personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.
A/EOE/M/F/D/V
We’re committed to providing equal access to employment opportunities for all applicants. If you require accommodations to complete the application process, please contact us.
Austin, TX
#J-18808-Ljbffr
We seek a highly skilled commercial finance and lending attorney to support our credit and lending departments in commercial lending transactions. This role involves providing legal counsel and support for complex commercial lending transactions, including structuring, negotiating, and documenting secured and unsecured commercial loans. The ideal candidate will have deep expertise in banking and finance law, commercial loan documentation and the ability to manage multiple transactions in a fast-paced environment.
Day-to-Day Duties and Responsibilities
Draft, review, and negotiate commercial loan agreements, security instruments, guarantees, and related documentation.
Advise on the legal aspects of structuring commercial lending transactions, including bilateral loans, syndicated loans, asset-based lending, and mezzanine financing.
Conduct legal due diligence on borrowers, collateral, and transaction structures.
Provide guidance on intercreditor arrangements, subordination agreements, and lien priority issues.
Support enforcement actions, workouts, and restructurings when necessary.
Ensure compliance with federal and state lending laws, banking regulations, and internal policies.
Collaborate with internal business units, including credit, lending, finance, and compliance teams, to support transaction execution.
Identify and mitigate legal risks associated with lending activities.
Monitor changes in relevant laws and regulations and advise stakeholders accordingly.
Manage relationships with external counsel and coordinate legal support for multi-jurisdictional transactions.
What You Bring To The Team Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design. This position requires:
Juris Doctor (JD) from an accredited law school; active license to practice law, preferably Texas.
Minimum 5+ years of experience in commercial lending.
Prior experience working with or advising Farm Credit institutions a plus.
Demonstrated experience in:
Drafting and reviewing commercial finance transactions, including asset-based lending, revolving lines of credit, term loans and equipment loans.
Asset securitization and leveraged finance.
Mezzanine and subordinated financing; and
Workouts, debt restructurings, bankruptcies and debtor-in-possession financing.
Agricultural and rural lending experience a plus.
Experience working in both law firms and in-house environments and/or financial institutions is highly desirable.
Ability to work onsite in the Bank’s Austin, Texas office (hybrid).
Why Farm Credit Bank Of Texas In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance:
Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution
Long-term disability and life insurance
Vacation leave, sick leave, and paid holidays
Fertility benefit and parental leave plan
Up to two days per year to volunteer in local community organizations, services, or events
Ongoing professional-development opportunities
Generous tuition-reimbursement program
Physical fitness incentive plan
Employer matching gifts program
Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can’t personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.
A/EOE/M/F/D/V
We’re committed to providing equal access to employment opportunities for all applicants. If you require accommodations to complete the application process, please contact us.
Austin, TX
#J-18808-Ljbffr