Huntington National Bank
Director - Corporate Mortgage Finance PM
Huntington National Bank, Charlotte, North Carolina, United States, 28245
Overview
Director - Corporate Mortgage Finance PM at Huntington National Bank. Underwrite CMF Lending facilities, assist with legal documentation reviews, and monitor client performance to ensure compliance with the Policies and Procedures of Huntington’s Corporate Mortgage Finance Group (CMFG). This position reports to the Portfolio Management Team Leader. Responsibilities
Underwrite and close complex direct lend bilateral and/or syndicated asset-backed credit facilities, including mortgage warehouse lines, mortgage servicing assets, and other mortgage-related asset-backed and SPE collateralized facilities. Ensure all relationships and transactions in the assigned portfolio align with the Bank’s risk profile and credit policies. Spread financials, prepare accurate risk ratings, credit request memorandums, and recommendations in compliance with CMFG and bank requirements for new credit requests, modification requests, annual reviews, renewals, portfolio reviews, and criticized asset reviews. Monitor the performance of assigned CMF facilities to assess ongoing creditworthiness and anticipate opportunities and challenges. Conduct stress testing, forecasting, concentration analysis, and macroeconomic evaluations; present at portfolio reviews and respond to questions from senior management as needed. Provide timely communication of suspected credit problems or deterioration within the assigned portfolio. Maintain acceptable credit quality for the assigned portfolio in line with Bank and CMFG policies, procedures, and guidelines, as evidenced by loan reviews and audits. Provide leadership and guidance to other team members to increase knowledge depth across the group. Build and maintain strong relationships with clients and internal/external stakeholders to ensure effective communication and problem solving. Prepare and present portfolio reports highlighting performance, financial metrics, and policy compliance; develop ad hoc reports as needed. Develop understanding of industry markets and trends to support risk management efforts. Manage special projects, including drafting procedures and policies. Utilize banking reporting, record-keeping, and underwriting systems/tools to maintain accurate portfolio-level detail. Effectively manage multiple priorities. Basic Qualifications
5+ years of Portfolio Management experience 3+ years of GAAP experience applied to mortgage banking entities 3+ years’ experience preparing cash flow analysis and stress testing based on varied scenarios Bachelor’s Degree from an accredited institution Preferred Experience
Portfolio Management experience in the mortgage finance industry or similar with commitment sizes > $100MM 5-10 years of relevant commercial credit experience, preferably within corporate mortgage finance or related fields; strong communication and organizational skills Experience with legal structures, credit analysis, cash flow assessments, documentation, and surveillance standards for the facilities offered by the group Formal credit training/experience; bachelor’s degree; master’s degree preferred Exempt Status and Workplace
Exempt Status: Yes (not eligible for overtime pay) Workplace Type: Office; some roles may offer flexible work arrangements Compensation and Benefits
Compensation Range: $102,000.00 - $208,000.00 USD annual Incentive eligibility and Huntington benefits (health insurance, wellness, life and disability insurance, retirement plan, paid leave, holidays, and PTO) Employment Details
Job function: Finance and Sales Industries: Banking, Financial Services, and Investment Banking Seniority level: Director Employment type: Full-time Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for unsolicited resumes. Agencies must have a valid Master Service Agreement and Statement of Work.
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Director - Corporate Mortgage Finance PM at Huntington National Bank. Underwrite CMF Lending facilities, assist with legal documentation reviews, and monitor client performance to ensure compliance with the Policies and Procedures of Huntington’s Corporate Mortgage Finance Group (CMFG). This position reports to the Portfolio Management Team Leader. Responsibilities
Underwrite and close complex direct lend bilateral and/or syndicated asset-backed credit facilities, including mortgage warehouse lines, mortgage servicing assets, and other mortgage-related asset-backed and SPE collateralized facilities. Ensure all relationships and transactions in the assigned portfolio align with the Bank’s risk profile and credit policies. Spread financials, prepare accurate risk ratings, credit request memorandums, and recommendations in compliance with CMFG and bank requirements for new credit requests, modification requests, annual reviews, renewals, portfolio reviews, and criticized asset reviews. Monitor the performance of assigned CMF facilities to assess ongoing creditworthiness and anticipate opportunities and challenges. Conduct stress testing, forecasting, concentration analysis, and macroeconomic evaluations; present at portfolio reviews and respond to questions from senior management as needed. Provide timely communication of suspected credit problems or deterioration within the assigned portfolio. Maintain acceptable credit quality for the assigned portfolio in line with Bank and CMFG policies, procedures, and guidelines, as evidenced by loan reviews and audits. Provide leadership and guidance to other team members to increase knowledge depth across the group. Build and maintain strong relationships with clients and internal/external stakeholders to ensure effective communication and problem solving. Prepare and present portfolio reports highlighting performance, financial metrics, and policy compliance; develop ad hoc reports as needed. Develop understanding of industry markets and trends to support risk management efforts. Manage special projects, including drafting procedures and policies. Utilize banking reporting, record-keeping, and underwriting systems/tools to maintain accurate portfolio-level detail. Effectively manage multiple priorities. Basic Qualifications
5+ years of Portfolio Management experience 3+ years of GAAP experience applied to mortgage banking entities 3+ years’ experience preparing cash flow analysis and stress testing based on varied scenarios Bachelor’s Degree from an accredited institution Preferred Experience
Portfolio Management experience in the mortgage finance industry or similar with commitment sizes > $100MM 5-10 years of relevant commercial credit experience, preferably within corporate mortgage finance or related fields; strong communication and organizational skills Experience with legal structures, credit analysis, cash flow assessments, documentation, and surveillance standards for the facilities offered by the group Formal credit training/experience; bachelor’s degree; master’s degree preferred Exempt Status and Workplace
Exempt Status: Yes (not eligible for overtime pay) Workplace Type: Office; some roles may offer flexible work arrangements Compensation and Benefits
Compensation Range: $102,000.00 - $208,000.00 USD annual Incentive eligibility and Huntington benefits (health insurance, wellness, life and disability insurance, retirement plan, paid leave, holidays, and PTO) Employment Details
Job function: Finance and Sales Industries: Banking, Financial Services, and Investment Banking Seniority level: Director Employment type: Full-time Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for unsolicited resumes. Agencies must have a valid Master Service Agreement and Statement of Work.
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