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Recruiting From Scratch

Software Engineer, Core Pricing

Recruiting From Scratch, San Francisco, California, United States, 94199

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Overview

Who is Recruiting from Scratch : Recruiting from Scratch is a talent firm that focuses on placing the best candidate for our clients. Our team is 100% remote and we work with teams across North America, South America, and Europe to help them hire. Title of Role : Software Engineer, Core Pricing Location : United States (Remote, with quarterly onsite sessions in San Mateo, Columbus, or Austin) Company Stage of Funding : Publicly Traded / Growth-Stage Fintech Office Type : Digital-First Remote Salary : $142,000 – $196,600 base + Bonus + Equity Company Description We’re representing a leading

AI-powered lending platform

that partners with financial institutions to expand access to affordable credit. By leveraging machine learning, distributed systems, and real-time decisioning engines, the company helps improve loan approval rates, reduce risk, and deliver a modern borrower experience. The

Core Pricing team

is central to the platform’s success — building the systems that calculate risk and profitability for every loan originated while enabling new product strategies and ensuring scalability. This is a high-impact engineering role where you’ll work across product, data science, and business stakeholders to influence pricing and revenue outcomes at scale. Responsibilities

As a

Software Engineer on the Core Pricing team , you will: Collaborate with cross-functional teams to translate business goals into scalable technical requirements. Develop robust, high-performance services that enable

real-time loan pricing decisions . Optimize and refactor code to ensure low-latency, scalable pricing engines. Maintain and evolve

API infrastructure

to support growing products and integrations. Ensure the quality and reliability of pricing models through testing, monitoring, and code reviews. Lead and contribute to multi-month initiatives that improve conversion and profitability across loan products. Mentor junior engineers and elevate team practices. Ideal Background

3+ years of professional software development experience building scalable, customer-facing products. Strong coding experience in

Python, Kotlin, or Go

(or similar languages). Experience building

scalable APIs and microservices

in cloud environments (AWS, GCP, or similar). Familiarity with

distributed systems

and performance optimization. Strong problem-solving skills with a focus on scalability, performance, and user experience. Excellent communication skills with the ability to explain technical concepts to non-technical stakeholders. Demonstrated success leading engineering projects or small teams. Preferred

Background in

fintech, finance, or financial mathematics . Familiarity with

pricing algorithms, statistics, or machine learning . Hands-on experience with CI/CD, infrastructure as code, and modern SDLC practices. Experience mentoring engineers and serving as a domain expert. Active engagement in open-source or continuous learning in software engineering best practices. Compensation and Benefits

Base Salary : $142,000 – $196,600 Equity & Bonus : Performance-based bonus + equity participation Health : Comprehensive medical, dental, and vision coverage (with HSA contributions) Retirement : 401(k) with 100% company match up to $4,500 Additional Benefits : Employee Stock Purchase Plan (ESPP) Generous PTO, holiday, sick, and safety leave Parental, family care, and military leave programs Annual wellness, tech, and ergonomic stipends Team events, ERGs, and interest groups Catered lunches and snacks when in office This role is perfect for an engineer passionate about building scalable pricing systems, driving fintech innovation, and collaborating across disciplines to influence revenue strategy at scale. Salary Range: $142,000-$196,000 base.

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