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Vitruvian Consulting, Inc.

Loan Partner (Senior Loan Officer Assistant)

Vitruvian Consulting, Inc., Tampa, Florida, United States, 33697

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Loan Production Partner

Job Title:

Loan Partner (Senior Loan Officer Assistant) Location:

South Tampa, FL | Hybrid Job Type:

Full-Time

Is relocation offered for this role?

No

Travel:

0%

Sponsorship:

No

Overview: Our client is seeking an experienced, detail-oriented, and highly capable

Loan Partner

to support their mortgage loan officers with full-cycle loan processing. This senior-level role is designed for a seasoned professional who can independently manage loans from application to submission and provide expert guidance to clients throughout the mortgage process.

Key Responsibilities:

Support loan officers by managing all aspects of the loan process, from pre-approval through submission.

Price and structure loan files

based on borrower qualifications and investor guidelines.

Review borrower documentation, including credit, income, assets, and liabilities, for accuracy and completeness.

Perform

income calculations

(W-2, self-employed, etc.) in accordance with underwriting guidelines.

Run DU/LP findings

, interpret results, and prepare conditions for submission.

Register and submit loans to lenders through various platforms and portals.

Clearly explain loan products, rates, closing costs, and mortgage processes to borrowers.

Prepare and send initial disclosures and ensure compliance with federal and state regulations.

Maintain ongoing communication with clients, lenders, title companies, and other stakeholders to ensure a smooth loan experience.

Track key loan milestones and proactively resolve any issues that arise during the pipeline.

Collaborate closely with processors, underwriters, and loan officers to ensure timelines are met.

Qualifications:

Minimum

3+ years of experience

in mortgage lending, preferably as a Loan Officer Assistant, Loan Processor, or similar role.

Strong working knowledge of Fannie Mae/Freddie Mac guidelines and conventional loan programs.

Experience running

DU and LP , reviewing AUS findings, and working with lender portals.

Exceptional

income calculation

skills (both salaried and self-employed borrowers).

Excellent communication and customer service skillsmust be comfortable explaining loan details to borrowers.

Proficiency with LOS systems (e.g., Encompass, Arive, LendingPad, etc.).

High attention to detail, organizational skills, and ability to manage multiple files simultaneously.

NMLS license preferred but not required (depending on state regulations and responsibilities).

Familiarity with FHA, VA, USDA loan programs.

Experience with third-party processing or broker-to-lender submission workflows.

Bilingual (Spanish/English) is a plus.

Compensation & Benefits:

Competitive salary based on experience

Bonus or incentive structure based on loan volume and performance

401K, Medical, PTO and a great career path