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East West Bancorp

Credit Reviewer II

East West Bancorp, San Francisco, California, United States, 94199

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Overview

Credit Reviewer II East West Bank is currently seeking a Credit Reviewer II. The Credit Reviewer II will conduct loan and credit file reviews to assess the adequacy and effectiveness of the Bank's credit risk management policies and processes. Responsibilities

Attempt to obtain all possible evidence through loan files, Relationship Managers, and management prior to determining risk rating differences; explain IAR's position in a factual, non-judgmental, and unbiased manner. Ensure that the results of asset reviews are adequately documented and the conclusions reached are sufficiently supported. Be knowledgeable of IAR policies and procedures. Be knowledgeable of the Bank's lending policies, guidelines, and practices. Be aware of applicable federal and state banking regulations related to credit risk management and governance to identify gaps. Knowledgeable of the Bank's loan products and applicable policies and procedures of the Bank related to credit and underwriting. Perform continuous monitoring of product-based portfolios, as assigned. Understand the importance of building rapport with Relationship Managers and their teams, and other departments of the Bank. Understand that the impact of regulatory, economic, and industry developments may significantly affect the risk profile of the Bank's credit portfolio. Execute on special projects and other assignments, as assigned. Qualifications

Must have actual prior underwriting and lending experience in C&I loans. Internal transfers preferred. Bachelor's or Master's degree, preferred in Accounting, Finance, Business, Economics, or other related fields; other industry recognized professional certifications. Experience in financial services or with a regulatory agency; demonstrated expertise in credit risk management including commercial lending, credit administration, or credit review. Must have a clear understanding of credit principles and strong analytical skills. Strong verbal and written communication skills. Personal computer skills must include proficiency in the use of Microsoft Windows, Office, and other related PC applications. Aware of the need to work in other areas of Internal Audit to support the broader audit function. Aware of the importance of building credible relationships with management and external parties. Aware of the concept of the review planning memoranda including identifying and evaluating key risks, setting review scope, determining budgets and staff assignments. Be open to new ideas and flexible in adapting to new processes and procedures. Ability to work in, and contribute to, a collaborative, team-oriented work environment. Must have the ability to develop detail-oriented skills in order to preparation work papers to ensure the factual accuracy of all findings / grade differences and that the work papers meet department standards. Must be organized and self-motivating. Must have the ability to meet deadlines. Ability to recognize the develop project management skills with the potential to manage multiple tasks concurrently, with a high sense of urgency, to meet budgets and deadlines. Ability to recognize the importance of sound judgment in assessing potential findings for significance. Compensation

The base pay range for this position is USD $100,000.00 / Yr. - USD $165,000.00 / Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

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