Citizens
Overview
Join to apply for the
Finance Sr Manager
role at
Citizens . The Consumer Credit Card Finance organization serves as a trusted advisor for the Citizens Credit Card business, providing both strategic and tactical financial support. We are seeking a Sr. Finance Manager who will be a key member of the Consumer Credit Card Finance team, responsible for providing financial guidance to leaders and partners, and enhancing the financial tools, analyses, and processes used to deliver the strategic priorities of the business. This role offers a chance to influence the growing Card business and finance processes at Citizens while advancing personal development within the organization. This role will be based in Newark, DE and will be hybrid (3 days in office). Responsibilities
Develop and implement financial strategies to maximize profitability of the credit card portfolio. Oversee budgeting, forecasting, and financial analysis for the credit card division. Manage and monitor credit card financial performance metrics and KPIs. Collaborate with cross-functional teams to drive financial initiatives and support business growth. Provide insights and recommendations to senior management based on financial analysis. Analyze financial data, maintain, and create financial models to monitor and forecast Credit Card balances, net interest income and noninterest income. Examine industry trends and potential impacts from the interest rate environment, macroeconomic factors, and internal business changes. Evaluate past results, perform variance/attribution analyses, identify trends, and make recommendations for improvements. Present and discuss actuals and forecasts with business unit leaders. Support ad hoc analysis and business plans to justify and promote growth initiatives. Provide tactical balance sheet support for the division: manage and enhance the budget, forecast, and strategic plan process for Credit Card balance sheet and net interest income activity; manage the balance sheet monthly close process, including estimation and communication of preliminary results. Required Skills/Experience
Minimum of 7-10 years of experience in finance. Prefer Credit Card or Consumer Lending experience. Strong analytical skills and proficiency in financial modeling. Strong communication skills with a demonstrated ability to work effectively with internal colleagues and partners. Proven track record of strategic thinking and problem-solving. Demonstrated ability to think deeply and understand the big picture. Experience operating in a dynamic, fast-paced, professional environment. Ability to prioritize tasks, work independently, and organize resources to achieve results. Strong financial analysis foundation creating projections and models. Detail oriented, diligent, with strong organizational and analytical skills. Understanding current events and issues in banking, especially the economic and interest rate environment. Strong Microsoft Excel, PowerPoint, and Word skills. Proficiency with financial databases such as Oracle Hyperion Essbase/Smart View. Education, Certifications, And Other Professional Credentials
Undergraduate degree in Finance, Accounting, Economics, Business Management or related field required. Master’s degree or other financial certifications preferred (MBA, CFA, CPA). Hours & Work Schedule
Hours per Week: 40 Hours Work Schedule: Monday through Friday Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, disability, ethnicity, gender, gender identity or expression, genetic information, marital status, medical condition, military status, or any other category protected by law. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us
At Citizens, you\'ll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
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Join to apply for the
Finance Sr Manager
role at
Citizens . The Consumer Credit Card Finance organization serves as a trusted advisor for the Citizens Credit Card business, providing both strategic and tactical financial support. We are seeking a Sr. Finance Manager who will be a key member of the Consumer Credit Card Finance team, responsible for providing financial guidance to leaders and partners, and enhancing the financial tools, analyses, and processes used to deliver the strategic priorities of the business. This role offers a chance to influence the growing Card business and finance processes at Citizens while advancing personal development within the organization. This role will be based in Newark, DE and will be hybrid (3 days in office). Responsibilities
Develop and implement financial strategies to maximize profitability of the credit card portfolio. Oversee budgeting, forecasting, and financial analysis for the credit card division. Manage and monitor credit card financial performance metrics and KPIs. Collaborate with cross-functional teams to drive financial initiatives and support business growth. Provide insights and recommendations to senior management based on financial analysis. Analyze financial data, maintain, and create financial models to monitor and forecast Credit Card balances, net interest income and noninterest income. Examine industry trends and potential impacts from the interest rate environment, macroeconomic factors, and internal business changes. Evaluate past results, perform variance/attribution analyses, identify trends, and make recommendations for improvements. Present and discuss actuals and forecasts with business unit leaders. Support ad hoc analysis and business plans to justify and promote growth initiatives. Provide tactical balance sheet support for the division: manage and enhance the budget, forecast, and strategic plan process for Credit Card balance sheet and net interest income activity; manage the balance sheet monthly close process, including estimation and communication of preliminary results. Required Skills/Experience
Minimum of 7-10 years of experience in finance. Prefer Credit Card or Consumer Lending experience. Strong analytical skills and proficiency in financial modeling. Strong communication skills with a demonstrated ability to work effectively with internal colleagues and partners. Proven track record of strategic thinking and problem-solving. Demonstrated ability to think deeply and understand the big picture. Experience operating in a dynamic, fast-paced, professional environment. Ability to prioritize tasks, work independently, and organize resources to achieve results. Strong financial analysis foundation creating projections and models. Detail oriented, diligent, with strong organizational and analytical skills. Understanding current events and issues in banking, especially the economic and interest rate environment. Strong Microsoft Excel, PowerPoint, and Word skills. Proficiency with financial databases such as Oracle Hyperion Essbase/Smart View. Education, Certifications, And Other Professional Credentials
Undergraduate degree in Finance, Accounting, Economics, Business Management or related field required. Master’s degree or other financial certifications preferred (MBA, CFA, CPA). Hours & Work Schedule
Hours per Week: 40 Hours Work Schedule: Monday through Friday Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, disability, ethnicity, gender, gender identity or expression, genetic information, marital status, medical condition, military status, or any other category protected by law. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us
At Citizens, you\'ll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
#J-18808-Ljbffr