Citizens Bank
Description
The Consumer Credit Card Finance organization serves as a trusted advisor for the Citizens Credit Card business, providing both strategic and tactical financial support. We are seeking a Sr. Finance Manager who will be a key member of the Consumer Credit Card Finance team, responsible for providing financial guidance to leaders and partners, and enhancing the financial tools, analyses, and processes we use to deliver the strategic priorities of the business. This role offers a chance to influence the growing Card business and finance processes at Citizens while advancing personal development within the organization. This role will be based in Newark, DE and will be hybrid (3 days in office). Specific responsibilities
Develop and implement financial strategies to maximize profitability of the credit card portfolio.
Oversee budgeting, forecasting, and financial analysis for the credit card division.
Manage and monitor credit card financial performance metrics and KPIs.
Collaborate with cross-functional teams to drive financial initiatives and support business growth.
Provide insights and recommendations to senior management based on financial analysis
Analyze financial data, maintain, and create financial models to monitor and forecast Credit Card balances, net interest income and noninterest income.
Examine industry trends and potential impacts from the interest rate environment, macroeconomic factors, and internal business changes
Evaluate past results, perform variance/attribution analyses, identify trends, and make recommendations for improvements
Present and discuss actuals and forecasts with business unit leaders
Support ad hoc analysis and business plans to justify and promote growth initiatives
Providing tactical balance sheet support for the division: Manage and enhance the budget, forecast, and strategic plan process for Credit Card balance sheet and net interest income activity Manage the balance sheet monthly close process, including estimation and communication of preliminary results
Required Skills/Experience
Minimum of 7-10 years of experience in finance. Prefer Credit Card or Consumer Lending experience
Strong analytical skills and proficiency in financial modeling
Strong communication skills with a demonstrated ability to work effectively with internal colleagues and partners
Proven track record of strategic thinking and problem-solving
Demonstrated ability to think deeply andunderstand the big picture
Experience operating in a dynamic, fast-paced, professional environment. Must have the ability to prioritize tasks and responsibilities needing to be accomplished, work independently, and organize resources in order to achieve desired results
Strong financial analysis foundation creating projections and models
Detail oriented, diligent, with strong organizational and analytical skills
Understanding current events and issues in banking, especially the economic and interest rate environment.
Strong Microsoft Excel, PowerPoint, and Word skills
Proficiency with financial databases such as Oracle Hyperion Essbase/Smart View
Education, Certifications, and Other Professional Credentials
Undergraduate degree in Finance, Accounting, Economics, Business Management or related field required
Master’s degree or other financial certifications preferred (MBA, CFA, CPA)
Hours & Work Schedule
Hours per Week: 40 Hours Work Schedule: Monday through Friday Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
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The Consumer Credit Card Finance organization serves as a trusted advisor for the Citizens Credit Card business, providing both strategic and tactical financial support. We are seeking a Sr. Finance Manager who will be a key member of the Consumer Credit Card Finance team, responsible for providing financial guidance to leaders and partners, and enhancing the financial tools, analyses, and processes we use to deliver the strategic priorities of the business. This role offers a chance to influence the growing Card business and finance processes at Citizens while advancing personal development within the organization. This role will be based in Newark, DE and will be hybrid (3 days in office). Specific responsibilities
Develop and implement financial strategies to maximize profitability of the credit card portfolio.
Oversee budgeting, forecasting, and financial analysis for the credit card division.
Manage and monitor credit card financial performance metrics and KPIs.
Collaborate with cross-functional teams to drive financial initiatives and support business growth.
Provide insights and recommendations to senior management based on financial analysis
Analyze financial data, maintain, and create financial models to monitor and forecast Credit Card balances, net interest income and noninterest income.
Examine industry trends and potential impacts from the interest rate environment, macroeconomic factors, and internal business changes
Evaluate past results, perform variance/attribution analyses, identify trends, and make recommendations for improvements
Present and discuss actuals and forecasts with business unit leaders
Support ad hoc analysis and business plans to justify and promote growth initiatives
Providing tactical balance sheet support for the division: Manage and enhance the budget, forecast, and strategic plan process for Credit Card balance sheet and net interest income activity Manage the balance sheet monthly close process, including estimation and communication of preliminary results
Required Skills/Experience
Minimum of 7-10 years of experience in finance. Prefer Credit Card or Consumer Lending experience
Strong analytical skills and proficiency in financial modeling
Strong communication skills with a demonstrated ability to work effectively with internal colleagues and partners
Proven track record of strategic thinking and problem-solving
Demonstrated ability to think deeply andunderstand the big picture
Experience operating in a dynamic, fast-paced, professional environment. Must have the ability to prioritize tasks and responsibilities needing to be accomplished, work independently, and organize resources in order to achieve desired results
Strong financial analysis foundation creating projections and models
Detail oriented, diligent, with strong organizational and analytical skills
Understanding current events and issues in banking, especially the economic and interest rate environment.
Strong Microsoft Excel, PowerPoint, and Word skills
Proficiency with financial databases such as Oracle Hyperion Essbase/Smart View
Education, Certifications, and Other Professional Credentials
Undergraduate degree in Finance, Accounting, Economics, Business Management or related field required
Master’s degree or other financial certifications preferred (MBA, CFA, CPA)
Hours & Work Schedule
Hours per Week: 40 Hours Work Schedule: Monday through Friday Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
#J-18808-Ljbffr