BUSINESS RELATIONSHIP OFFICER - COMMERCIAL - FLORIDA

BUSINESS RELATIONSHIP OFFICER - COMMERCIAL LENDING Essential Responsibilities: Manage approved types of commercial loans, including commercial real estate loans, in accordance with the bank's lending policies and goals. Interview and advise existing and prospective clients on commercial loans and mortgage options; gather financial information and promote the bank's financial products. Respond to customer inquiries regarding lending programs, review loan packages, and meet with prospective borrowers. Assist and guide the commercial loan processing team on processing and closing issues; coordinate loan processing and maintain communication with borrowers and their representatives. Underwrite and analyze loan packages, ensuring compliance with credit standards, and prepare necessary documentation and presentations. Prepare green-light memos, CAM requests, and amendments to facilitate underwriting. Ensure compliance with relevant laws and regulations such as RESPA, HMDA, ECOA, and others. Supervise, review, and sign commitment letters, ensuring accuracy and completeness. Monitor loan closing processes, address issues with attorneys or closing agents. Assist with loan production, collections, foreclosures, and audits. Process and recommend loan assumptions, refinancing, and supervise construction loans if applicable. Additional Information: Follows established policies and uses sound judgment; impact of errors can affect the bank's credibility and compliance. Requires constant communication with clients and internal teams. Physical demands include sitting most of the time, repetitive arm movements, vision requirements, and lifting up to 10 pounds. Qualifications include at least 2 years of experience in a financial institution, knowledge of banking laws and products, strong analytical skills, and a valid driver’s license. Work environment is office-based, with potential extended hours for external events. Disclaimer:

The statements describe general responsibilities and may not include all duties or skills required. Reporting structures may change. EQUAL EMPLOYMENT OPPORTUNITY EMPLOYER

#J-18808-Ljbffr