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Underwriter - UK KYC/KYB
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JOBS by allUP About our client Worth AI
is transforming how businesses assess, manage, and leverage credit and risk data. The company’s AI-powered platform helps organizations unlock financial opportunities by delivering intelligent, transparent, and fair decisioning tools. Worth AI believes in building trust, empowering businesses, and ensuring compliance at every step. As a high-growth fintech, the company combines cutting-edge technology with deep domain expertise to create solutions that drive financial inclusion and smarter risk management. About the role Worth AI
is seeking a highly skilled
Underwriter
with proven expertise in
UK Know Your Customer (KYC) and Know Your Business (KYB)
practices to join its expanding Risk & Compliance team. This role is critical to safeguarding Worth AI’s mission of enabling fair and accurate credit decisioning while maintaining full adherence to UK regulatory requirements. The successful candidate will evaluate client and business applications, conduct comprehensive risk assessments, and play a key role in strengthening the compliance framework. Key Responsibilities Review and underwrite customer (KYC) and business (KYB) applications in accordance with UK regulatory standards and Worth AI’s internal policies. Conduct in-depth risk assessments, including financial analysis, creditworthiness reviews, and fraud detection. Verify company structures, ownership hierarchies, and beneficial ownership for UK and international clients. Apply FCA, PRA, AML, and other relevant UK regulations in the underwriting process. Collaborate with product, compliance, and risk teams to escalate and resolve complex cases. Make sound underwriting decisions that align with Worth AI’s mission of balancing growth with responsible risk management. Maintain accurate and auditable records of all underwriting decisions. Contribute to continuous improvement of Worth AI’s underwriting policies, processes, and AI-driven compliance tools. Requirements Bachelor’s degree in Finance, Business, Law, or a related discipline (or equivalent experience). 3–5+ years of underwriting, risk, or compliance experience within UK financial services, banking, or fintech. Strong knowledge of UK AML, KYC, and KYB frameworks, including FCA requirements. Experience in credit risk assessment, fraud detection, and financial statement analysis. Excellent analytical, communication, and decision-making skills. Proficiency with compliance and underwriting platforms; experience with AI/fintech tools is a plus. Professional certifications (e.g., ICA, ACAMS, CII) preferred. Integrity and a strong sense of accountability. Exceptional attention to detail and organizational skills. Ability to work independently in a high-growth, fast-paced fintech environment. Willingness to travel as required. Benefits Life Insurance Unlimited Paid Time Off 9 paid Holidays Family Leave Work From Home Free Food & Snacks Wellness Resources Seniority level : Mid-Senior level Employment type : Full-time Job function : Analyst and Finance Industries : Financial Services and Software Development Base pay range : $75,000.00/yr - $100,000.00/yr
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Underwriter - UK KYC/KYB
role at
JOBS by allUP About our client Worth AI
is transforming how businesses assess, manage, and leverage credit and risk data. The company’s AI-powered platform helps organizations unlock financial opportunities by delivering intelligent, transparent, and fair decisioning tools. Worth AI believes in building trust, empowering businesses, and ensuring compliance at every step. As a high-growth fintech, the company combines cutting-edge technology with deep domain expertise to create solutions that drive financial inclusion and smarter risk management. About the role Worth AI
is seeking a highly skilled
Underwriter
with proven expertise in
UK Know Your Customer (KYC) and Know Your Business (KYB)
practices to join its expanding Risk & Compliance team. This role is critical to safeguarding Worth AI’s mission of enabling fair and accurate credit decisioning while maintaining full adherence to UK regulatory requirements. The successful candidate will evaluate client and business applications, conduct comprehensive risk assessments, and play a key role in strengthening the compliance framework. Key Responsibilities Review and underwrite customer (KYC) and business (KYB) applications in accordance with UK regulatory standards and Worth AI’s internal policies. Conduct in-depth risk assessments, including financial analysis, creditworthiness reviews, and fraud detection. Verify company structures, ownership hierarchies, and beneficial ownership for UK and international clients. Apply FCA, PRA, AML, and other relevant UK regulations in the underwriting process. Collaborate with product, compliance, and risk teams to escalate and resolve complex cases. Make sound underwriting decisions that align with Worth AI’s mission of balancing growth with responsible risk management. Maintain accurate and auditable records of all underwriting decisions. Contribute to continuous improvement of Worth AI’s underwriting policies, processes, and AI-driven compliance tools. Requirements Bachelor’s degree in Finance, Business, Law, or a related discipline (or equivalent experience). 3–5+ years of underwriting, risk, or compliance experience within UK financial services, banking, or fintech. Strong knowledge of UK AML, KYC, and KYB frameworks, including FCA requirements. Experience in credit risk assessment, fraud detection, and financial statement analysis. Excellent analytical, communication, and decision-making skills. Proficiency with compliance and underwriting platforms; experience with AI/fintech tools is a plus. Professional certifications (e.g., ICA, ACAMS, CII) preferred. Integrity and a strong sense of accountability. Exceptional attention to detail and organizational skills. Ability to work independently in a high-growth, fast-paced fintech environment. Willingness to travel as required. Benefits Life Insurance Unlimited Paid Time Off 9 paid Holidays Family Leave Work From Home Free Food & Snacks Wellness Resources Seniority level : Mid-Senior level Employment type : Full-time Job function : Analyst and Finance Industries : Financial Services and Software Development Base pay range : $75,000.00/yr - $100,000.00/yr
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