Worth AI
Overview
At Worth AI, we are transforming how businesses assess, manage, and leverage credit and risk data. Our AI-powered platform helps organizations unlock financial opportunities by delivering intelligent, transparent, and fair decisioning tools. We believe in building trust, empowering businesses, and ensuring compliance at every step. As a high-growth fintech, we combine cutting-edge technology with deep domain expertise to create solutions that drive financial inclusion and smarter risk management. Responsibilities
Review and underwrite customer (KYC) and business (KYB) applications in accordance with UK regulatory standards and Worth AI's internal policies Conduct in-depth risk assessments, including financial analysis, creditworthiness reviews, and fraud detection Verify company structures, ownership hierarchies, and beneficial ownership for UK and international clients Apply FCA, PRA, AML, and other relevant UK regulations in the underwriting process Collaborate with product, compliance, and risk teams to escalate and resolve complex cases Make sound underwriting decisions that align with Worth AI's mission of balancing growth with responsible risk management Maintain accurate and auditable records of all underwriting decisions Contribute to continuous improvement of Worth AI's underwriting policies, processes, and AI-driven compliance tools. Requirements
Bachelor's degree in Finance, Business, Law, or a related discipline (or equivalent experience) 3-5+ years of underwriting, risk, or compliance experience within UK financial services, banking, or fintech Strong knowledge of UK AML, KYC, and KYB frameworks, including FCA requirements Experience in credit risk assessment, fraud detection, and financial statement analysis Excellent analytical, communication, and decision-making skills Proficiency with compliance and underwriting platforms; experience with AI/fintech tools is a plus Professional certifications (e.g., ICA, ACAMS, CII) preferred Integrity and a strong sense of accountability Exceptional attention to detail and organizational skills Ability to work independently in a high-growth, fast-paced fintech environment Willingness to travel as required Prior experience in Risk, Underwriting, credit and/or Payments Industry Benefits
Health Care Plan (Medical, Dental & Vision) Retirement Plan (401k, IRA) Life Insurance Unlimited Paid Time Off 9 paid Holidays Family Leave Work From Home Free Food & Snacks Wellness Resources Details
Seniority level: Mid-Senior level Employment type: Full-time Job function: Other Industries: IT Services and IT Consulting Note: Referrals increase your chances of interviewing at Worth AI. This posting remains active for candidates applying to the Miami, FL location where applicable.
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At Worth AI, we are transforming how businesses assess, manage, and leverage credit and risk data. Our AI-powered platform helps organizations unlock financial opportunities by delivering intelligent, transparent, and fair decisioning tools. We believe in building trust, empowering businesses, and ensuring compliance at every step. As a high-growth fintech, we combine cutting-edge technology with deep domain expertise to create solutions that drive financial inclusion and smarter risk management. Responsibilities
Review and underwrite customer (KYC) and business (KYB) applications in accordance with UK regulatory standards and Worth AI's internal policies Conduct in-depth risk assessments, including financial analysis, creditworthiness reviews, and fraud detection Verify company structures, ownership hierarchies, and beneficial ownership for UK and international clients Apply FCA, PRA, AML, and other relevant UK regulations in the underwriting process Collaborate with product, compliance, and risk teams to escalate and resolve complex cases Make sound underwriting decisions that align with Worth AI's mission of balancing growth with responsible risk management Maintain accurate and auditable records of all underwriting decisions Contribute to continuous improvement of Worth AI's underwriting policies, processes, and AI-driven compliance tools. Requirements
Bachelor's degree in Finance, Business, Law, or a related discipline (or equivalent experience) 3-5+ years of underwriting, risk, or compliance experience within UK financial services, banking, or fintech Strong knowledge of UK AML, KYC, and KYB frameworks, including FCA requirements Experience in credit risk assessment, fraud detection, and financial statement analysis Excellent analytical, communication, and decision-making skills Proficiency with compliance and underwriting platforms; experience with AI/fintech tools is a plus Professional certifications (e.g., ICA, ACAMS, CII) preferred Integrity and a strong sense of accountability Exceptional attention to detail and organizational skills Ability to work independently in a high-growth, fast-paced fintech environment Willingness to travel as required Prior experience in Risk, Underwriting, credit and/or Payments Industry Benefits
Health Care Plan (Medical, Dental & Vision) Retirement Plan (401k, IRA) Life Insurance Unlimited Paid Time Off 9 paid Holidays Family Leave Work From Home Free Food & Snacks Wellness Resources Details
Seniority level: Mid-Senior level Employment type: Full-time Job function: Other Industries: IT Services and IT Consulting Note: Referrals increase your chances of interviewing at Worth AI. This posting remains active for candidates applying to the Miami, FL location where applicable.
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