NW Recruiting Partners
Mortgage Lending Underwriter Residential Loans NonQM Jumbo
NW Recruiting Partners, Kirkland, Washington, United States, 98034
Overview
Mortgage Lending Underwriter – Residential Loans (Non-QM & Jumbo)
Kirkland, WA
Bring your residential underwriting experience to a private lender with over $400M in capital. The company specializes in financing for builders and developers, with additional divisions focused on mortgage brokerage and real estate development.
Responsibilities
Review and analyze mortgage applications, financial documents, and credit reports.
Assess borrower risk and make informed underwriting decisions.
Ensure compliance with internal policies, investor guidelines, and federal regulations.
Communicate decisions clearly to loan officers, processors, and other stakeholders.
Review appraisals and property documentation for accuracy and adherence to lending standards.
Recommend approval, denial, or restructuring based on risk analysis.
Stay informed on industry updates, underwriting trends, and regulatory changes.
Identify appropriate “take out” loan programs for applicable files.
Collaborate with internal teams to support efficient loan processing.
Qualifications
At least 8 years of experience in mortgage underwriting (including conventional, non-QM, and construction loans)
Bachelor’s degree or equivalent experience in finance or related field
Strong knowledge of underwriting principles, risk assessment, and industry regulations
Proficient in Encompass, DU, and LP systems
Excellent analytical, communication, and problem-solving skills
Detail-oriented with the ability to meet deadlines under pressure
Benefits
Medical, Dental, and Vision Insurance
Annual bonus
Employee stock options
401k with a 3% match
Compensation $85-$100k
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Kirkland, WA
Bring your residential underwriting experience to a private lender with over $400M in capital. The company specializes in financing for builders and developers, with additional divisions focused on mortgage brokerage and real estate development.
Responsibilities
Review and analyze mortgage applications, financial documents, and credit reports.
Assess borrower risk and make informed underwriting decisions.
Ensure compliance with internal policies, investor guidelines, and federal regulations.
Communicate decisions clearly to loan officers, processors, and other stakeholders.
Review appraisals and property documentation for accuracy and adherence to lending standards.
Recommend approval, denial, or restructuring based on risk analysis.
Stay informed on industry updates, underwriting trends, and regulatory changes.
Identify appropriate “take out” loan programs for applicable files.
Collaborate with internal teams to support efficient loan processing.
Qualifications
At least 8 years of experience in mortgage underwriting (including conventional, non-QM, and construction loans)
Bachelor’s degree or equivalent experience in finance or related field
Strong knowledge of underwriting principles, risk assessment, and industry regulations
Proficient in Encompass, DU, and LP systems
Excellent analytical, communication, and problem-solving skills
Detail-oriented with the ability to meet deadlines under pressure
Benefits
Medical, Dental, and Vision Insurance
Annual bonus
Employee stock options
401k with a 3% match
Compensation $85-$100k
#J-18808-Ljbffr