Credit Risk Review Supervisor

JOB SUMMARY: We are seeking an experienced Credit Risk Review Supervisor to lead our Credit Risk Review (CRR) team in delivering independent assessments of credit risk management and control practices. This role is crucial in ensuring that we effectively identify and manage credit risk across our organization. You will have the opportunity to evaluate credit ratings, monitor credit practices, and drive improvements in our credit risk strategy, assisting in our commitment to excellence. ESSENTIAL DUTIES AND RESPONSIBILITIES: Lead a dynamic team of 3-5 full-time employees and/or third-party contractors. Conduct comprehensive risk assessments to evaluate the quantity, quality, and direction of credit risk in line with regulatory guidance for an assigned portfolio. Play a key role in the planning, management, and execution of credit reviews as needed. Oversee the execution of credit reviews, including reviewing loan terms, analyzing financial performance of borrowers, and assessing relevant risk factors. Evaluate regulatory classifications, internal risk ratings, and recommend necessary adjustments to enhance accuracy. Ensure compliance with lending policies and regulatory guidelines, identifying any deficiencies in credit processes. Engage with account officers, credit officers, and other stakeholders to discuss potential issues and collaborate on solutions. Prepare thorough review reports based on CRR guidelines when required. Verify the effectiveness of the Current Expected Credit Loss (CECL) process and reserve levels. Proactively suggest updates to credit policies and procedures to foster continual improvement. Stay informed on industry developments, regulatory changes, and their impact on our operations and CRR strategies. Maintain a robust understanding of bank compliance regulations and ensure adherence across all functions. EDUCATION and/or EXPERIENCE Bachelor's degree in Finance, Accounting, Economics, or Business Administration is required; an MBA or financial certification (CFA, FRM, etc.) is highly desirable. Completion of a formal financial services credit training program is preferred. 15-20 years of experience in credit, credit review, or credit administration within a financial institution and/or U.S. regulatory agency is essential; experience in both is strongly preferred. Proven ability to evaluate credit processes and provide objective insights. Familiarity with various credit products such as corporate credit, commercial real estate, and consumer financing is beneficial. Ability to work autonomously with minimal supervision is vital. Exceptional interpersonal, communication, and negotiating skills are required. Proficiency in Microsoft Office Suite is mandatory; knowledge of SQL, Python, or other data analytics tools is an advantage. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.