MassMutual
Overview
We’re growing in MM Financial Advisors (MMFA) sales channel and our clients deserve the best. MassMutual helps millions of people find financial freedom, offer financial protection and plan for the future by building trust with our customers through knowledgeable problem solving and prioritizing their needs. This position is 100% remote / virtual and you will be part of a team that encourages growth and supports ambitions. Work from home anywhere in the United States Role
We are seeking virtual Life Insurance Underwriters to join our team. You will be responsible for delighting our customers and advisors during the individual life (Term and WL) insurance sales and service process. Why This Opportunity
Opportunity to be part of an extensive virtual team that helps more consumers protect loved ones in a digital environment Highly competitive pay & benefits on the first day 100% remote, work from home anywhere in the US Cohort-based onboarding and training program Monday through Friday 40-hour work week; standard business hours, i.e. 8-hour shift anywhere between 8am-8pm EST with OT options available Meet the Team – Underwriting
MassMutual is undergoing a digital transformation while remaining a leading customer-centric company. The team supports MassMutual Financial Advisors (MMFA) and provides underwriting, risk management, and related services. The team culture is collaborative and cross-functional, combining traditional and modern technologies with work/life balance. Job Description
We are looking for a virtual Life Underwriter to join our team, tasked with underwriting life insurance in a fast-paced, diverse work environment that values inclusion and different experiences, backgrounds, and knowledge. Role And Responsibilities
Evaluate and handle all underwriting aspects of formal & informal life insurance applications Determine whether to accept, modify, or decline a risk through evaluation of medical history, physical condition, occupational hazard, and financial background Deliver the best offer first to drive the sale and not only a decision Provide efficient, quality service to third party firms, their staff and their advisors Communicate effectively with customers to explain underwriting decisions and facilitate placement of business Understand underwriting policies, guidelines, practices and procedures Influence and champion changes to improve processes while maintaining mortality expectations Tailor communication style to fit a variety of target audiences (agency, new business personnel) and foster relationships with advisors and third party partners Collaborate with stakeholders to gather information necessary for decision making and to select profitable risks Provide consultations with third party firms to resolve rate questions and discrepancies, or risk related concerns. Consider total case financials, relationship and value of the customer Leverage interpersonal and emotional intelligence to develop relationships with key partners across the landscape Able to independently work assigned requests with minimal direction and be comfortable with ambiguity Build trust and foster strong rapport with colleagues, business partners, and third party customers Minimum Qualifications
High school diploma or GED 3+ years life insurance underwriting experience Minimum established life insurance underwriting authority limit of $3 million 3+ years expert knowledge of all aspects of risk selection (medical, non-medical, financial) 3+ years knowledge of key underwriting concepts, best practices, and procedures including identifying exposures to loss, material hazards, and implementation of risk management controls 3+ years knowledge of UW administrative systems, product rules, underwriting guidelines and medical factors impacting mortality and the ability to position with brokers and sales partners Preferred Qualifications
5+ years underwriting experience with up to $5M life approval limit Industry exams completed (e.g., FLMI, FALU, CLU, ChFC) Term and permanent life insurance underwriting Third party distribution, banks or wire house underwriting experiences Reinsurance experience Demonstrated track record of working with minimal supervision, being a self-starter and collaborating with a team Ability to think critically, solve problems using data to drive toward resolution Positive, inclusive, agile, and collaborative mindset Strong verbal and written communication skills MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need. Seniority level
Mid-Senior level Employment type
Full-time Job function
Finance and Sales Referrals increase your chances of interviewing at MassMutual by 2x Get notified about new Underwriting Consultant jobs in
Boston, MA . MassMutual is an equal opportunity employer. We welcome all persons to apply.
#J-18808-Ljbffr
We’re growing in MM Financial Advisors (MMFA) sales channel and our clients deserve the best. MassMutual helps millions of people find financial freedom, offer financial protection and plan for the future by building trust with our customers through knowledgeable problem solving and prioritizing their needs. This position is 100% remote / virtual and you will be part of a team that encourages growth and supports ambitions. Work from home anywhere in the United States Role
We are seeking virtual Life Insurance Underwriters to join our team. You will be responsible for delighting our customers and advisors during the individual life (Term and WL) insurance sales and service process. Why This Opportunity
Opportunity to be part of an extensive virtual team that helps more consumers protect loved ones in a digital environment Highly competitive pay & benefits on the first day 100% remote, work from home anywhere in the US Cohort-based onboarding and training program Monday through Friday 40-hour work week; standard business hours, i.e. 8-hour shift anywhere between 8am-8pm EST with OT options available Meet the Team – Underwriting
MassMutual is undergoing a digital transformation while remaining a leading customer-centric company. The team supports MassMutual Financial Advisors (MMFA) and provides underwriting, risk management, and related services. The team culture is collaborative and cross-functional, combining traditional and modern technologies with work/life balance. Job Description
We are looking for a virtual Life Underwriter to join our team, tasked with underwriting life insurance in a fast-paced, diverse work environment that values inclusion and different experiences, backgrounds, and knowledge. Role And Responsibilities
Evaluate and handle all underwriting aspects of formal & informal life insurance applications Determine whether to accept, modify, or decline a risk through evaluation of medical history, physical condition, occupational hazard, and financial background Deliver the best offer first to drive the sale and not only a decision Provide efficient, quality service to third party firms, their staff and their advisors Communicate effectively with customers to explain underwriting decisions and facilitate placement of business Understand underwriting policies, guidelines, practices and procedures Influence and champion changes to improve processes while maintaining mortality expectations Tailor communication style to fit a variety of target audiences (agency, new business personnel) and foster relationships with advisors and third party partners Collaborate with stakeholders to gather information necessary for decision making and to select profitable risks Provide consultations with third party firms to resolve rate questions and discrepancies, or risk related concerns. Consider total case financials, relationship and value of the customer Leverage interpersonal and emotional intelligence to develop relationships with key partners across the landscape Able to independently work assigned requests with minimal direction and be comfortable with ambiguity Build trust and foster strong rapport with colleagues, business partners, and third party customers Minimum Qualifications
High school diploma or GED 3+ years life insurance underwriting experience Minimum established life insurance underwriting authority limit of $3 million 3+ years expert knowledge of all aspects of risk selection (medical, non-medical, financial) 3+ years knowledge of key underwriting concepts, best practices, and procedures including identifying exposures to loss, material hazards, and implementation of risk management controls 3+ years knowledge of UW administrative systems, product rules, underwriting guidelines and medical factors impacting mortality and the ability to position with brokers and sales partners Preferred Qualifications
5+ years underwriting experience with up to $5M life approval limit Industry exams completed (e.g., FLMI, FALU, CLU, ChFC) Term and permanent life insurance underwriting Third party distribution, banks or wire house underwriting experiences Reinsurance experience Demonstrated track record of working with minimal supervision, being a self-starter and collaborating with a team Ability to think critically, solve problems using data to drive toward resolution Positive, inclusive, agile, and collaborative mindset Strong verbal and written communication skills MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need. Seniority level
Mid-Senior level Employment type
Full-time Job function
Finance and Sales Referrals increase your chances of interviewing at MassMutual by 2x Get notified about new Underwriting Consultant jobs in
Boston, MA . MassMutual is an equal opportunity employer. We welcome all persons to apply.
#J-18808-Ljbffr