JPMorganChase
Risk Management - Lead Credit Officer - Specialty Finance
JPMorganChase, Chicago, Illinois, United States, 60290
Risk Management - Lead Credit Officer - Non-bank Financial Institutions
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Risk Management - Lead Credit Officer - Non-bank Financial Institutions
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JPMorgan Chase . Job Description Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you play a vital role in maintaining the firm's strength and resilience. You help grow the business responsibly by anticipating emerging risks and applying your judgment to solve real-world challenges affecting our company, customers, and communities. Our culture emphasizes innovation, challenging the status quo, and striving for excellence. As a Lead Credit Officer - Vice President within the Specialty Finance Risk Team, you will manage the risk of a national portfolio of non-bank financial entities involved in residential mortgage origination, commercial/consumer finance, fintech, and other financial services. You will collaborate with Securitized Products, Corporate and Investment Bankers, Treasury Services, and Traders to analyze, structure, risk grade, and approve credit exposures. You will also lead deal documentation negotiations and oversee ongoing risk management. Responsibilities Manage the ongoing risk of your portfolio, maintaining a deep understanding of clients’ businesses and the portfolio’s current and future outlook. Develop expertise in residential mortgage finance and other specialty finance markets, working with junior staff and product bankers to develop client solutions. Lead due diligence meetings, either virtually or on-site. Conduct financial analysis to evaluate corporate strength and identify key risks. Monitor the portfolio to ensure accurate internal risk grading and take appropriate actions for deteriorating clients. Collaborate with coverage bankers and product partners to structure risk-appropriate financing solutions. Assess stress and downside scenarios, including cash flow modeling. Review and negotiate legal documentation for transactions and trading. Prepare written credit analyses and present recommendations for approval. Mentor junior team members, manage workloads, delegate tasks, meet deadlines, and escalate issues as needed. Lead special projects as required. Qualifications Bachelor’s degree in a quantitative discipline. 5+ years of experience in commercial/corporate banking, asset-based lending, or structured finance, including credit, structuring, and marketing. Strong credit, documentation, and transaction experience. Completion of a major credit training program or equivalent experience. Excellent communication skills, both verbal and written. Exceptional organizational and project management skills. Interpersonal skills to collaborate effectively with teammates, clients, and senior management. Strong work ethic with the ability to multitask and meet deadlines. Preferred Skills Experience in residential mortgage, specialty finance, or securitization. Proficiency in Excel, PowerPoint, and financial modeling. About JPMorgan Chase JPMorgan Chase, with over 200 years of history, offers innovative financial solutions globally. We are a leader in investment banking, consumer and small business banking, and asset management. We provide competitive compensation and benefits, including health coverage, retirement plans, and support programs. We are committed to diversity and inclusion and are an equal opportunity employer. Team Overview The Corporate & Investment Bank provides strategic advice, capital raising, risk management, and liquidity solutions worldwide, serving clients across more than 100 countries.
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Join to apply for the
Risk Management - Lead Credit Officer - Non-bank Financial Institutions
role at
JPMorgan Chase . Job Description Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you play a vital role in maintaining the firm's strength and resilience. You help grow the business responsibly by anticipating emerging risks and applying your judgment to solve real-world challenges affecting our company, customers, and communities. Our culture emphasizes innovation, challenging the status quo, and striving for excellence. As a Lead Credit Officer - Vice President within the Specialty Finance Risk Team, you will manage the risk of a national portfolio of non-bank financial entities involved in residential mortgage origination, commercial/consumer finance, fintech, and other financial services. You will collaborate with Securitized Products, Corporate and Investment Bankers, Treasury Services, and Traders to analyze, structure, risk grade, and approve credit exposures. You will also lead deal documentation negotiations and oversee ongoing risk management. Responsibilities Manage the ongoing risk of your portfolio, maintaining a deep understanding of clients’ businesses and the portfolio’s current and future outlook. Develop expertise in residential mortgage finance and other specialty finance markets, working with junior staff and product bankers to develop client solutions. Lead due diligence meetings, either virtually or on-site. Conduct financial analysis to evaluate corporate strength and identify key risks. Monitor the portfolio to ensure accurate internal risk grading and take appropriate actions for deteriorating clients. Collaborate with coverage bankers and product partners to structure risk-appropriate financing solutions. Assess stress and downside scenarios, including cash flow modeling. Review and negotiate legal documentation for transactions and trading. Prepare written credit analyses and present recommendations for approval. Mentor junior team members, manage workloads, delegate tasks, meet deadlines, and escalate issues as needed. Lead special projects as required. Qualifications Bachelor’s degree in a quantitative discipline. 5+ years of experience in commercial/corporate banking, asset-based lending, or structured finance, including credit, structuring, and marketing. Strong credit, documentation, and transaction experience. Completion of a major credit training program or equivalent experience. Excellent communication skills, both verbal and written. Exceptional organizational and project management skills. Interpersonal skills to collaborate effectively with teammates, clients, and senior management. Strong work ethic with the ability to multitask and meet deadlines. Preferred Skills Experience in residential mortgage, specialty finance, or securitization. Proficiency in Excel, PowerPoint, and financial modeling. About JPMorgan Chase JPMorgan Chase, with over 200 years of history, offers innovative financial solutions globally. We are a leader in investment banking, consumer and small business banking, and asset management. We provide competitive compensation and benefits, including health coverage, retirement plans, and support programs. We are committed to diversity and inclusion and are an equal opportunity employer. Team Overview The Corporate & Investment Bank provides strategic advice, capital raising, risk management, and liquidity solutions worldwide, serving clients across more than 100 countries.
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