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U.S. Bank

Mortgage Loan Originator

U.S. Bank, Saint Paul, Minnesota, United States, 55199

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Overview

Join to apply for the Mortgage Loan Originator role at U.S. Bank. 2 days ago Be among the first 25 applicants. Responsibilities

Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing and underwriting for approval. Follows up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Engages in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. This role has multiple levels and will be hired at the level that aligns with the candidates experience. Licensing and Compliance

Requires National Mortgage Licensing System (NMLS) registration under the SAFE Act of 2008 and Regulation Z. Subject to a criminal background and credit check; failure to meet registration requirements may affect offer or employment. Remote-listed role with on-site work required at least three days per week for candidates located near any U.S. Bank location. Requires 2 or more hours of driving per week. Qualifications

High school diploma or equivalent Typically at least one year of mortgage, sales, real estate, or banking experience Ability to travel Preferred Skills/Experience

Well-developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors Basic knowledge of local, state and national laws (e.g., Truth-in-Lending, RESPA) Ability to work independently and analyze financial information Effective verbal and written communication skills Established referral base within assigned market preferred 2 years of mortgage loan origination experience with proven results Benefits

Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Compliance and Notices

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $20.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws and federal requirements. Some positions may be subject to FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or other applicable ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants. Job Details

Seniority level: Mid-Senior level Employment type: Full-time Job function: Finance and Sales Industries: Banking Referrals increase your chances of interviewing at U.S. Bank by 2x Location snapshots: Falcon Heights, MN; Hudson, WI; Eden Prairie, MN

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