U.S. Bank
Overview
Mortgage Loan Originator role at U.S. Bank. This position originates mortgage loans in an assigned metropolitan territory, handles loan applications, preliminary underwriting reviews, and submits applications to processing and underwriting for approval. The role involves ensuring required documents for processing, underwriting, and closing are obtained in a timely manner. Incumbents are engaged in loan sales and sales-related activities away from U.S. Bank locations, with at least 50% of time spent away from bank locations. Responsibilities
Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follow-ups to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Engages in loan sales and related activities away from U.S. Bank locations (at least 50% of time). Qualifications
Basic Qualifications High school diploma or equivalent Minimum one year of mortgage, sales, real estate, or banking experience Ability to travel Preferred Skills/Experience Well-developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in-Lending, RESPA, energy audit requirements, etc.) Ability to work independently Ability to analyze financial information Excellent verbal and written communication skills Licensing and compliance
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the SAFE Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment. Benefits
Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Additional information
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. U.S. Bank participates in the E-Verify program where required. The salary range reflects figures based on the primary location; actual range may differ by location. Pay range: $20.00 - $20.00. Background checks and other compliance requirements apply as specified by law and policy. Posting notes
Posting may be closed earlier due to high volume of applicants. Seniority level
Mid-Senior level Employment type
Full-time Job function
Finance and Sales Industries
Banking
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Mortgage Loan Originator role at U.S. Bank. This position originates mortgage loans in an assigned metropolitan territory, handles loan applications, preliminary underwriting reviews, and submits applications to processing and underwriting for approval. The role involves ensuring required documents for processing, underwriting, and closing are obtained in a timely manner. Incumbents are engaged in loan sales and sales-related activities away from U.S. Bank locations, with at least 50% of time spent away from bank locations. Responsibilities
Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follow-ups to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Engages in loan sales and related activities away from U.S. Bank locations (at least 50% of time). Qualifications
Basic Qualifications High school diploma or equivalent Minimum one year of mortgage, sales, real estate, or banking experience Ability to travel Preferred Skills/Experience Well-developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in-Lending, RESPA, energy audit requirements, etc.) Ability to work independently Ability to analyze financial information Excellent verbal and written communication skills Licensing and compliance
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the SAFE Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment. Benefits
Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Additional information
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. U.S. Bank participates in the E-Verify program where required. The salary range reflects figures based on the primary location; actual range may differ by location. Pay range: $20.00 - $20.00. Background checks and other compliance requirements apply as specified by law and policy. Posting notes
Posting may be closed earlier due to high volume of applicants. Seniority level
Mid-Senior level Employment type
Full-time Job function
Finance and Sales Industries
Banking
#J-18808-Ljbffr