First Horizon Bank
Overview
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Portfolio Manager
role at
First Horizon Bank . Location: On site in Greenville, SC; Mount Pleasant, SC; or Columbia, SC. Summary: The Portfolio Manager assists in the assessment of risk and management of the bank’s loan portfolio by providing analytical and credit oversight. The role is responsible for annual reviews, renewal, loan covenant compliance reviews and the financial collection process within the assigned loan portfolio. Partners with Relationship Managers to grow and develop a high quality and profitable loan portfolio. Essential Duties And Responsibilities
Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk; identifies credit risk trends at the customer and portfolio level; notifies manager of risk changes. Partners with Relationship Managers to meet with current and prospective clients to understand the specific customer requirements and needs. Collects appropriate financial data and information to ensure an accurate risk assessment and thorough underwriting. Answers client questions; ensures all data is accurate for loan underwriting. Analyzes global cash flow for commercial and individual prospects, borrowers and guarantors to identify financial condition, profitability, repayment ability, operating trends, financial support of credit and other indicators. Prepares all required financial spreads, Credit Presentation Sheets, Narrative, Relationship Summary, Loan Pricing Model and prepares packages for approval on all new and existing credits. Assists in the pricing and structure of new loans and renewals. Coordinates closing and booking events. Monitors industry trends and analyzes specific industry trend data to identify potential areas of risk. Ensures a 120 day renewal letter is sent to the customer identifying the key financial information needed to process the renewal request; completes loan covenant compliance and annual loan reviews and review findings. Completes, passes and maintains an up-to-date status for all positional and company required compliance and regulatory courses by assigned due date(s). Performs all other duties as assigned. Qualifications
Bachelor’s degree in business, finance, accounting or equivalent work experience 2 years experience required; 2 - 4 years preferred Strong analytical abilities, credit underwriting skills Goal oriented, ability to take initiative using strong problem-solving skills Strong relationship building and interpersonal skills Accurate grammar, typing, and spelling skills Strong organizational skills Excellent computer proficiency (MS Office – Word, Excel, PowerPoint, and Outlook) About Us
First Horizon Corporation is a leading regional financial services company dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. Benefits
Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match
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Join to apply for the
Portfolio Manager
role at
First Horizon Bank . Location: On site in Greenville, SC; Mount Pleasant, SC; or Columbia, SC. Summary: The Portfolio Manager assists in the assessment of risk and management of the bank’s loan portfolio by providing analytical and credit oversight. The role is responsible for annual reviews, renewal, loan covenant compliance reviews and the financial collection process within the assigned loan portfolio. Partners with Relationship Managers to grow and develop a high quality and profitable loan portfolio. Essential Duties And Responsibilities
Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk; identifies credit risk trends at the customer and portfolio level; notifies manager of risk changes. Partners with Relationship Managers to meet with current and prospective clients to understand the specific customer requirements and needs. Collects appropriate financial data and information to ensure an accurate risk assessment and thorough underwriting. Answers client questions; ensures all data is accurate for loan underwriting. Analyzes global cash flow for commercial and individual prospects, borrowers and guarantors to identify financial condition, profitability, repayment ability, operating trends, financial support of credit and other indicators. Prepares all required financial spreads, Credit Presentation Sheets, Narrative, Relationship Summary, Loan Pricing Model and prepares packages for approval on all new and existing credits. Assists in the pricing and structure of new loans and renewals. Coordinates closing and booking events. Monitors industry trends and analyzes specific industry trend data to identify potential areas of risk. Ensures a 120 day renewal letter is sent to the customer identifying the key financial information needed to process the renewal request; completes loan covenant compliance and annual loan reviews and review findings. Completes, passes and maintains an up-to-date status for all positional and company required compliance and regulatory courses by assigned due date(s). Performs all other duties as assigned. Qualifications
Bachelor’s degree in business, finance, accounting or equivalent work experience 2 years experience required; 2 - 4 years preferred Strong analytical abilities, credit underwriting skills Goal oriented, ability to take initiative using strong problem-solving skills Strong relationship building and interpersonal skills Accurate grammar, typing, and spelling skills Strong organizational skills Excellent computer proficiency (MS Office – Word, Excel, PowerPoint, and Outlook) About Us
First Horizon Corporation is a leading regional financial services company dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. Benefits
Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match
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