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ORIX Corporation USA

Associate II, Asset Management - Transaction Underwriting

ORIX Corporation USA, Dallas, Texas, United States, 75215

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Overview Associate II, Asset Management - Transaction Underwriting

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ORIX Corporation USA

Lument is seeking an experienced Transactions Underwriting Associate II to underwrite Agency (Fannie Mae, Freddie Mac) loan assumptions in a dynamic and fast-paced environment. The ideal candidate has 2-3 years of underwriting experience and is ready to take ownership of complex transactions while advancing their expertise in multifamily real estate finance.

Responsibilities

Independently underwrite and submit Agency loan assumptions, including the ability to make sound credit recommendations

Review all due diligence materials provided for each transaction; quickly and accurately analyze and underwrite such data and identify key underwriting issues and potential transaction risks

Produce well-organized underwriting assignments for multiple transactions simultaneously, requiring minimal feedback from loan committee

Critically review, evaluate and approve all third-party reports

Ability to independently assess credit risk and recommend mitigation

Communicate directly with multiple Borrowers, counsel and Agency partners daily

Maintain confidentiality and use discretion in the performance of daily activities

Demonstrate excellent customer service and interpersonal skills with the ability to direct and oversee projects, communicate effectively across teams, and with internal/external clients (Agencies, Borrowers, Closing, Bankers)

Ability to work under pressure with tight deadlines and constant priority-shifts in a changing environment

Successfully review Analyst work products, specifically pertaining to due diligence collection, financial data analysis and underwriting narrative composition

Find efficiencies and actively implement process improvements

Limited Travel (roughly 5%)

Qualifications

Bachelor’s Degree Required: Concentration in Finance, Real Estate, Economics, Business and/or Accounting preferred

Direct experience with Fannie Mae and/or Freddie Mac multifamily underwriting

Ability to work well under pressure and adjust to varied workloads

Excellent communication and organizational skills are required

Advanced knowledge of Commercial Real Estate and Credit Risk/Mitigation terminology and practices

Ability to analyze creditworthiness of sponsors and real estate performance/condition while providing concise risks, mitigations, and recommendations to loan committee

This role requires an independent team player with good project management knowledge and the ability to pivot within ever-changing priorities

Knowledge of Agency systems (MAMP, DMS, CRT)

Advanced knowledge of Microsoft Office (Excel, Word, Outlook, PowerPoint)

Proficient in analyzing real estate financials such as property operating statements, rent rolls, balance sheets and SREOs

Advanced knowledge of Agency requirements relevant to loan assumptions

Strong ability to effectively communicate with multiple external audiences (Borrowers, counsel, etc.)

Compensation Annual base salary gross: $90,000 - $110,000 (NY only). The base salary range represents the estimated low and high end of ORIX USA’s salary for this position. Actual base salaries will vary based on qualifications, skills, and proficiency. The base pay is one component of ORIX USA’s total compensation package. Other rewards and benefits include cash bonuses, long term incentives, health insurance, accident and life insurance, and retirement benefits. Please visit our Benefits page for additional information.

Benefits and Work Environment Life at ORIX: We are committed to the health and well-being of our employees and offer a quality, competitive benefits package that provides valuable healthcare and financial protection for our workforce, while emphasizing a healthy work/life balance. You Time and flexible work arrangements: hybrid model with a 3 day in-office minimum.

ORIX USA is an equal opportunity employer. All employees and applicants will receive consideration without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

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