Regions Bank
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Credit Risk Associate - Capital Markets
role at
Regions Bank
Thank you for your interest in a career at Regions. Regions is committed to safeguarding private and personally identifiable information submitted for job opportunities. The information you submit will be collected and reviewed by Regions associates, consultants, and vendors to evaluate your qualifications and experience and will not be used for marketing purposes or shared outside Regions unless required by law. Information is stored in accordance with regulatory requirements and Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by logging into the careers section of the system.
Job Description At Regions, the Credit Risk Analyst – Capital Markets performs advanced credit risk analyst duties as a second line of defense function for Regions’ Capital Markets business.
Primary Responsibilities
Conducts complex identification, measurement, monitoring and reporting tasks related to the Capital Markets portfolio
Designs, develops and reports independent analyses
Resolves a range of problems and analyses solutions using standard procedures
Reviews credit approval packages in preparation for approval discussions. Provides summary of analysis and recommended questions for the meeting
Reviews and approves application letters and commitment letters for transactions approved by Real Estate Capital Markets
Completes and distributes a summary of all initial loan approvals to include any conditions for approvals as requirements for final approval package
Reviews detailed reports to monitor loan performance. Identifies potential performance issues and follows up with first line and credit risk parties to determine where loans warrant risk rating reviews
Reviews risk rating documentation and provides feedback
Acts as a resource to the team on topics related to policies, procedures, servicing requirements and capital markets-related reports
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
Requirements
Bachelor’s degree in Business, Finance, Risk Management, or related field
Five (5) years of related experience
Working knowledge of fundamental risk theories, principles, and concepts
Skills And Competencies
Ability to learn additional systems as needed
Ability to research, analyze data, and derive facts
Ability to work in a team environment when applicable
Ability to work under moderate guidance
Ability to work under pressure and meet deadlines
Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
Strong verbal, written communication, and organizational skills
Strong work ethic and self-motivation
Position Type Full time
Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Minimum Job Range Target:
$84,757.75 USD
Median:
$115,960.00 USD
Incentive Pay Plans:
This job may participate in an annual discretionary bonus plan.
Benefits Information Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Note: Benefits and plans may be changed, amended, or terminated with respect to all or any class of associates at any time. To learn more about Regions’ benefits, please visit Regions’ careers site.
Location Details Atlanta Midtown
Location: Atlanta, Georgia
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Seniority level Not Applicable
Employment type Full-time
Job function Finance and Sales
Industries Banking
Referrals increase your chances of interviewing at Regions Bank by 2x
Get notified about new Capital Market Associate jobs in
Atlanta, GA .
Atlanta, GA
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Credit Risk Associate - Capital Markets
role at
Regions Bank
Thank you for your interest in a career at Regions. Regions is committed to safeguarding private and personally identifiable information submitted for job opportunities. The information you submit will be collected and reviewed by Regions associates, consultants, and vendors to evaluate your qualifications and experience and will not be used for marketing purposes or shared outside Regions unless required by law. Information is stored in accordance with regulatory requirements and Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by logging into the careers section of the system.
Job Description At Regions, the Credit Risk Analyst – Capital Markets performs advanced credit risk analyst duties as a second line of defense function for Regions’ Capital Markets business.
Primary Responsibilities
Conducts complex identification, measurement, monitoring and reporting tasks related to the Capital Markets portfolio
Designs, develops and reports independent analyses
Resolves a range of problems and analyses solutions using standard procedures
Reviews credit approval packages in preparation for approval discussions. Provides summary of analysis and recommended questions for the meeting
Reviews and approves application letters and commitment letters for transactions approved by Real Estate Capital Markets
Completes and distributes a summary of all initial loan approvals to include any conditions for approvals as requirements for final approval package
Reviews detailed reports to monitor loan performance. Identifies potential performance issues and follows up with first line and credit risk parties to determine where loans warrant risk rating reviews
Reviews risk rating documentation and provides feedback
Acts as a resource to the team on topics related to policies, procedures, servicing requirements and capital markets-related reports
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
Requirements
Bachelor’s degree in Business, Finance, Risk Management, or related field
Five (5) years of related experience
Working knowledge of fundamental risk theories, principles, and concepts
Skills And Competencies
Ability to learn additional systems as needed
Ability to research, analyze data, and derive facts
Ability to work in a team environment when applicable
Ability to work under moderate guidance
Ability to work under pressure and meet deadlines
Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
Strong verbal, written communication, and organizational skills
Strong work ethic and self-motivation
Position Type Full time
Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Minimum Job Range Target:
$84,757.75 USD
Median:
$115,960.00 USD
Incentive Pay Plans:
This job may participate in an annual discretionary bonus plan.
Benefits Information Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Note: Benefits and plans may be changed, amended, or terminated with respect to all or any class of associates at any time. To learn more about Regions’ benefits, please visit Regions’ careers site.
Location Details Atlanta Midtown
Location: Atlanta, Georgia
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Seniority level Not Applicable
Employment type Full-time
Job function Finance and Sales
Industries Banking
Referrals increase your chances of interviewing at Regions Bank by 2x
Get notified about new Capital Market Associate jobs in
Atlanta, GA .
Atlanta, GA
#J-18808-Ljbffr