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TD

Retail Banker I - Woburn, MA

TD, Woburn, Massachusetts, us, 01813

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Overview

Retail Banker I - Woburn, MA Work Location: Woburn, Massachusetts, États-Unis d\'Amérique Hours: 40 Pay Details: $22.50 - $29.00 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate\'s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line Of Business : Services bancaires personnels et commerciaux

Responsibilities

Proficient in products, services and routine transactions to educate on Bank products and services or refer customers to appropriate team member or internal Bank partners, while ensuring a positive Customer experience

Possesses broad knowledge of full product suite, services and processes of the business area; may be low to moderate complexity/risk

Establishes and nurtures Customer relationships by displaying product knowledge, listening to Customer needs, and identifying additional needs to offer solutions or referrals

Makes product recommendations based on Customer needs and highlights features/benefits to support Customers through life events and optimize value

Uses Customer relationship management tools to identify solutions and lead-focused outbound sales activities

Independently resolves customer issues and escalates when necessary

Builds working relationships with customers and explains detailed and/or complicated information

Requires full proficiency gained through job related training to perform a range of activities

Participates in Customer outreach, servicing and advice activities to deliver on our unexpectedly human promise

Engages in conversations about loan products and facilitates the application intake

Must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)

Qualifications

HS Diploma or GED

1+ years\' experience working with customers and/or sales in any capacity or equivalent demonstrated through volunteering, education, or military experience (preferred)

Teller experience preferred

Must be able to complete teller training upon hire to take customer transactions

Demonstrated ability to engage customers while educating them on products and services (preferred)

Demonstrated organization skills to handle multiple tasks in a fast-paced environment

Excellent communication skills with ability to be concise, clear and consistent

Demonstrated ability to schedule and prioritize work

Demonstrated ability to work independently and within deadlines

Sound judgment in decision making and effective problem solving

Proficient in Microsoft Office

Notary License (Preferred)

Customer Accountabilities

Delivers Legendary experience by helping customers, building relationships, and delivering service and advice

Supports Bank\'s Customer Service Strategy; delivers end-to-end advice with education, consultative support, and proactive insights

Acts as a Customer advocate by improving financial confidence and providing proactive tips and insights

Executes behaviors to deliver a Legendary Customer experience that is unexpectedly human

Manages lobby leadership by guiding customer flow and identifying needs

Educates customers on self-service options that meet their needs

May act as a point of escalation for Customer questions or concerns

May perform teller transactions while monitoring fraud mitigation and adhering to policies

Considers impact of decisions on TD, Customers and stakeholders

Acts as a brand champion internally and externally

Educates clients on self-service channels including digital options

Contributes to a personalized banking experience

Shareholder Accountabilities

Ensures compliance with company guidelines and regulations such as Bank Secrecy Act and Patriot Act

Participates in Store operations to align with TD\'s risk framework

Understands and applies operating policies and procedures

Supports timely and accurate completion of business processes

Escalates non-standard or high-risk transactions as necessary

Ensures documentation is accurate and compliant with rules/regulations

Performs due diligence to support accuracy of transactions

Knowledgeable of and complies with Bank Code of Conduct

Contributes to Operational Excellence and adheres to risk/control policies

Employee/Team Accountabilities

Participates as a positive team member and supports service, quality, innovation and teamwork

Enhances knowledge and participates in knowledge transfer within the team

Engages in performance management and development activities

Keeps others informed about status and progress of work

Supports a diverse and inclusive environment

Acts as a brand ambassador and uses feedback to improve performance

Establishes relationships with partner bankers for referrals

Contributes to a positive work environment and TD culture

Collaborates with team to achieve success and quality outcomes

Proactively seeks opportunities to improve delivery of work

Supports career development and seeks feedback for growth

Embraces change and adheres to TD\'s commitments and code of conduct

Promotes an inclusive culture reflecting TD\'s diversity agenda

OCC Language

This position falls within the definition of Loan Originator under Regulation Z and SAFE Act

Must be eligible for employment with a covered financial institution under Regulation Z

Must be eligible for registration as a registered mortgage loan originator with the NMLS

Requires satisfactory results on criminal background and credit checks

Physical Requirements

Domestic Travel – Occasional

International Travel – Never

Performing sedentary work – Continuous

Performing multiple tasks – Continuous

Operating standard office equipment – Continuous

Sitting – Frequent

Standing – Frequent

Walking – Occasional

Moving safely in confined spaces – Occasional

Lifting/Carrying (under 25 lbs.) – Occasional

Lifting/Carrying (over 25 lbs.) – Occasional

Squatting – Occasional

Bending – Occasional

Kneeling – Occasional

Crawling – Occasional

Climbing – Occasional

Reaching overhead/forward – Occasional

Pushing/Pulling – Occasional

Twisting – Occasional

Concentrating for long periods – Continuous

Reading, writing and comprehending instructions – Continuous

Math skills for daily tasks – Continuous

Accommodation : TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Our Total Rewards Package : Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information : We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Interview Process : We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Authorization and Accommodation : TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

Seniority level Entry level

Employment type Full-time

Job function Finance and Sales Industries: Banking

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