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BMO U.S.

Manager, Fraud Chargeback & Recovery

BMO U.S., Brookfield, Wisconsin, United States, 53045

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Overview Join to apply for the

Manager, Fraud Chargeback & Recovery

role at

BMO U.S.

We are seeking an experienced manager to handle our fraud and non-fraud Reg E disputes. In this role the successful candidate will manage a high-performing team of onshore and offshore analysts handling a significant volume of electronic funds transfer disputes while ensuring full compliance with Regulation E, AML and other relevant banking and association requirements. The successful candidate will oversee the day-to-day operational processes for our disputes team. Demonstrated leadership experience and in-depth knowledge of debit card dispute processing (pre/post chargeback), Regulation E, NACHA, Zelle, ATM, and Mastercard core rules required.

Responsibilities

Team management and leadership experience – Preferred

Oversee investigations and identify, assess, decide and report on activity indicating exposure to financial crime; ensure threats and investigations are evaluated, documented, managed and escalated per SOPs

Provide subject matter expertise and oversight of criminal risk using a disciplined, intelligence-based approach to detection and research

Foster a culture aligned to BMO purpose and values; promote diversity and inclusion

Ensure alignment between values and behavior; set goals, define outcomes, and ensure accountability

Build and lead interdependent teams; collaborate across functional groups to maximize value

Attract, retain, and develop top talent; coach and manage performance

Act as a trusted advisor to the assigned business/group; influence and negotiate to achieve objectives

Develop and implement solutions based on issue analysis; assist in strategic planning

Identify emerging issues and trends to inform decision-making; prioritize business initiatives

Conduct independent analysis and provide insights; support strategic initiatives with stakeholders

Build effective relationships with internal and external stakeholders (e.g., law enforcement agencies, other financial institutions)

Lead change management activities including readiness assessments, planning, and execution

Perform in-depth investigations; maintain documentation for account/case files

Develop and manage business/group programs; monitor and analyze information from detection systems and reports

Provide specialized consulting, analytical and technical support; work independently on non-routine situations

Ensure compliance with financial crime management processes and frameworks; generate reports and dashboards

Support evidence collection for incident reports, loss prevention, litigation, and process improvements

Ensure actions and information are documented throughout investigations

Maintain knowledge of financial crime management processes and techniques

Qualifications

Typically, 5–7 years of relevant experience and a post-secondary degree in a related field, or an equivalent combination of education and experience

Investigative or compliance-related experience is required

Knowledge of banking products, services, processes, and organization is an asset

Deep knowledge and technical proficiency gained through extensive education and business experience

Verbal & written communication skills – In-depth

Collaboration & team skills – In-depth

Analytical and problem-solving skills – In-depth

Influence skills – In-depth

Data-driven decision making – In-depth

Salary and Pay Salary:

$66,600.00 - $124,200.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience and broaden your skillset. To find out more visit us at https://jobs.bmo.com/us/en

Equal Employment Opportunity BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please email BMOCareers.Support@bmo.com.

Important Notices Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Job Details

Seniority level: Not Applicable

Employment type: Full-time

Job function: Finance and Sales

Industries: Banking

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