The Mutual Group
Commercial Lines Sr. Underwriter, Religious Organizations - Hybrid or Remote Opp
The Mutual Group, Sarasota, Florida, United States, 34243
Overview
Commercial Lines Sr. Underwriter, Religious Organizations - Hybrid or Remote Opportunity at The Mutual Group. The Sr. Underwriter, Religious Organizations - Group Affiliated Programs will be responsible for managing a book of program business for profitability and growth, advising other underwriters and support staff on technical systems, processes and procedures, and consulting at the highest level of technical underwriting authority. You will fully review both new and renewal program business, assess risk of coverage, prepare quotes and respond to coverage questions within the assigned authority. You will review and approve underwriting decisions for lower authority level underwriters and prepare recommendations for review with the Underwriting Leader if a policy is outside prescribed authority limits. To be successful, you will build successful relationships with agents to drive increased, positive business flow and work under limited supervision with significant independent judgment in performing work. Responsibilities
Analyzes exposures and determines acceptable risks for complex niche business to determine coverage and premium that is both adequate and competitive in the marketplace. Often handles or provides support to a more complex state, risk, regulatory environment, and CAT exposure. Takes a tactical approach to underwriting to achieve profitability and growth of the book of business within established goals and metrics. Exercises judgment and latitude based on industry experience to evaluate risk and make or recommend decisions as part of the department strategy. Analyzes inspection reports, location, risk, and financial reports to accept or reject new and renewal business in property and casualty lines. Manages risk portfolio to ensure the assigned book of business tracks with goals and key metrics. Reviews and approves underwriting decisions for lower authority levels. Works collaboratively with Underwriting Assistants on accounts and agency relationships within the assigned underwriting territory. May provide work direction to lower authority level underwriters and underwriter assistants. Provide backup support for the Underwriting Leader in their absence or during increased workload. Builds successful relationships with agents to drive increased, positive business flow. Takes initiative and seeks out new business opportunities. Communicates with Loss Control and Risk Management for inspections. Assist in training and mentoring lower level underwriters. Qualifications
High School diploma, or equivalent. Bachelor’s degree in business administration, finance or related field preferred. Chartered Property Casualty Underwriter (CPCU), Insurance Institute of America (IIA) or related industry designation desired. Five years of progressively responsible experience in commercial underwriting, including three years in a property and casualty insurance company. Experience in writing Religious Organizations and Program Business preferred. Broad knowledge of terms, practices, processes and regulations in the P&C insurance industry. Ability to apply advanced underwriting concepts and practices within P&C underwriting. Strong negotiation, reasoning and judgment in analysis and decision-making. Clear and concise verbal and written communication skills. Advanced analytical, problem-solving and decision-making skills. Strong customer service orientation. Advanced knowledge of Microsoft products with strong Excel skills for strategic analysis. Strong attention to numeric and detail-oriented work. Organizational skills and ability to manage large work volume and meet tight deadlines. Compensation
$58,800–$90,000 commensurate with experience, plus bonus eligibility $64,800–$95,000 commensurate with experience in CA, CT, MA, NJ, NY, and PA, plus bonus eligibility Benefits
Competitive base salary plus incentive plans for eligible team members 401(k) retirement plan with company match up to 6% Free basic life and AD&D, long-term disability and short-term disability insurance Medical, dental and vision plans Wellness incentives Generous paid time off including personal, holiday and volunteer time off Flexible work schedules and hybrid/remote options for eligible positions Educational assistance
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Commercial Lines Sr. Underwriter, Religious Organizations - Hybrid or Remote Opportunity at The Mutual Group. The Sr. Underwriter, Religious Organizations - Group Affiliated Programs will be responsible for managing a book of program business for profitability and growth, advising other underwriters and support staff on technical systems, processes and procedures, and consulting at the highest level of technical underwriting authority. You will fully review both new and renewal program business, assess risk of coverage, prepare quotes and respond to coverage questions within the assigned authority. You will review and approve underwriting decisions for lower authority level underwriters and prepare recommendations for review with the Underwriting Leader if a policy is outside prescribed authority limits. To be successful, you will build successful relationships with agents to drive increased, positive business flow and work under limited supervision with significant independent judgment in performing work. Responsibilities
Analyzes exposures and determines acceptable risks for complex niche business to determine coverage and premium that is both adequate and competitive in the marketplace. Often handles or provides support to a more complex state, risk, regulatory environment, and CAT exposure. Takes a tactical approach to underwriting to achieve profitability and growth of the book of business within established goals and metrics. Exercises judgment and latitude based on industry experience to evaluate risk and make or recommend decisions as part of the department strategy. Analyzes inspection reports, location, risk, and financial reports to accept or reject new and renewal business in property and casualty lines. Manages risk portfolio to ensure the assigned book of business tracks with goals and key metrics. Reviews and approves underwriting decisions for lower authority levels. Works collaboratively with Underwriting Assistants on accounts and agency relationships within the assigned underwriting territory. May provide work direction to lower authority level underwriters and underwriter assistants. Provide backup support for the Underwriting Leader in their absence or during increased workload. Builds successful relationships with agents to drive increased, positive business flow. Takes initiative and seeks out new business opportunities. Communicates with Loss Control and Risk Management for inspections. Assist in training and mentoring lower level underwriters. Qualifications
High School diploma, or equivalent. Bachelor’s degree in business administration, finance or related field preferred. Chartered Property Casualty Underwriter (CPCU), Insurance Institute of America (IIA) or related industry designation desired. Five years of progressively responsible experience in commercial underwriting, including three years in a property and casualty insurance company. Experience in writing Religious Organizations and Program Business preferred. Broad knowledge of terms, practices, processes and regulations in the P&C insurance industry. Ability to apply advanced underwriting concepts and practices within P&C underwriting. Strong negotiation, reasoning and judgment in analysis and decision-making. Clear and concise verbal and written communication skills. Advanced analytical, problem-solving and decision-making skills. Strong customer service orientation. Advanced knowledge of Microsoft products with strong Excel skills for strategic analysis. Strong attention to numeric and detail-oriented work. Organizational skills and ability to manage large work volume and meet tight deadlines. Compensation
$58,800–$90,000 commensurate with experience, plus bonus eligibility $64,800–$95,000 commensurate with experience in CA, CT, MA, NJ, NY, and PA, plus bonus eligibility Benefits
Competitive base salary plus incentive plans for eligible team members 401(k) retirement plan with company match up to 6% Free basic life and AD&D, long-term disability and short-term disability insurance Medical, dental and vision plans Wellness incentives Generous paid time off including personal, holiday and volunteer time off Flexible work schedules and hybrid/remote options for eligible positions Educational assistance
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