Huntington Commercial Bank
Senior Commercial Portfolio Manager - Equipment Finance
Huntington Commercial Bank, Detroit, Michigan, United States, 48228
Summary
The Senior Commercial Portfolio Manager - Equipment Finance analyzes and monitors credit worthiness of assigned customers/accounts and recommends and/or approves credit within established guidelines. In addition, this role analyzes financial statements and completes ratio and trend analysis to determine customer financing eligibility. Duties & Responsibilities
Underwrite high quality credit narratives in support of new and existing loans. Review and analyze applications, financial statements, credit reports, etc. Spread business and personal financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information. Understand cash flow from operations, which includes identifying recurring and non-recurring sources. Research industry trends and risks. Perform collateral analysis including accounts receivable, inventory, real estate and investments. Run credit reports and gather/analyze KYC information. Work with other areas to monitor delinquency, delinquency trends and repossession activity. Prepare written recommendations as to whether the proposed loan should be approved as presented and provide alternate loan structure recommendations. Provide leadership and guidance to less experienced analysts, coach and mentor as appropriate. Lead special projects as needed. Perform other duties as assigned. Basic Qualifications
Bachelor\'s degree in accounting, finance, business, or related field 5+ years of experience in commercial credit underwriting Preferred Qualifications
Demonstrated success structuring and underwriting commercial credit Proficiency using Microsoft Word and Excel Strong written and verbal communication Strong customer service orientation Established professional network High level of professionalism Workplace Type
Office Compensation Range
$70,000 - $154,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. Huntington provides a variety of benefits including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington\'s Career Web Site for more details. Note to Agency Recruiters:
Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
#J-18808-Ljbffr
The Senior Commercial Portfolio Manager - Equipment Finance analyzes and monitors credit worthiness of assigned customers/accounts and recommends and/or approves credit within established guidelines. In addition, this role analyzes financial statements and completes ratio and trend analysis to determine customer financing eligibility. Duties & Responsibilities
Underwrite high quality credit narratives in support of new and existing loans. Review and analyze applications, financial statements, credit reports, etc. Spread business and personal financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information. Understand cash flow from operations, which includes identifying recurring and non-recurring sources. Research industry trends and risks. Perform collateral analysis including accounts receivable, inventory, real estate and investments. Run credit reports and gather/analyze KYC information. Work with other areas to monitor delinquency, delinquency trends and repossession activity. Prepare written recommendations as to whether the proposed loan should be approved as presented and provide alternate loan structure recommendations. Provide leadership and guidance to less experienced analysts, coach and mentor as appropriate. Lead special projects as needed. Perform other duties as assigned. Basic Qualifications
Bachelor\'s degree in accounting, finance, business, or related field 5+ years of experience in commercial credit underwriting Preferred Qualifications
Demonstrated success structuring and underwriting commercial credit Proficiency using Microsoft Word and Excel Strong written and verbal communication Strong customer service orientation Established professional network High level of professionalism Workplace Type
Office Compensation Range
$70,000 - $154,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. Huntington provides a variety of benefits including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington\'s Career Web Site for more details. Note to Agency Recruiters:
Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
#J-18808-Ljbffr