Huntington Commercial Bank
Senior Commercial Portfolio Manager - Equipment Finance
Huntington Commercial Bank, Charlotte, North Carolina, United States, 28245
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Senior Commercial Portfolio Manager - Equipment Finance
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Huntington Commercial Bank Summary: The Senior Commercial Portfolio Manager - Equipment Finance analyzes and monitors credit worthiness of assigned customers/accounts and recommends and/or approves credit within established guidelines. In addition, this role analyzes financial statements and completes ratio and trend analysis to determine customer financing eligibility. Description: The Senior Commercial Portfolio Manager - Equipment Finance analyzes and monitors credit worthiness of assigned customers/accounts and recommends and/or approves credit within established guidelines. In addition, this role analyzes financial statements and completes ratio and trend analysis to determine customer financing eligibility. Duties & Responsibilities:
Underwrite high quality credit narratives in support of new and existing loans. Review and analyze applications, financials statements, credit reports, etc. Spread business and personal financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information. Understand cash flow from operations, which includes identifying recurring and non-recurring sources. Research industry trends and risks. Perform collateral analysis including accounts receivable, inventory, real estate and investments. Run credit reports and gather/analyze KYC information. Work with other areas to monitor delinquency, delinquency trends and repossession activity. Prepare written recommendation as to whether the proposed loan should be approved as presented and provide alternate loan structure recommendations. Provide leadership and guidance to less experienced analysts, coach and mentor as appropriate. Lead special projects as needed. Perform other duties as assigned. Basic Qualifications:
Bachelor's degree in accounting, finance, business, or related field 5+ years of experience in commercial credit underwriting Preferred Qualifications:
Demonstrated success structuring and underwriting commercial credit Proficiency using Microsoft Word and Excel Strong written and verbal communication Strong customer service orientation Established professional network High level of professionalism Compensation Range: $70,000 - $154,000 Annual Salary Huntington is an Equal Opportunity Employer.
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Senior Commercial Portfolio Manager - Equipment Finance
role at
Huntington Commercial Bank Summary: The Senior Commercial Portfolio Manager - Equipment Finance analyzes and monitors credit worthiness of assigned customers/accounts and recommends and/or approves credit within established guidelines. In addition, this role analyzes financial statements and completes ratio and trend analysis to determine customer financing eligibility. Description: The Senior Commercial Portfolio Manager - Equipment Finance analyzes and monitors credit worthiness of assigned customers/accounts and recommends and/or approves credit within established guidelines. In addition, this role analyzes financial statements and completes ratio and trend analysis to determine customer financing eligibility. Duties & Responsibilities:
Underwrite high quality credit narratives in support of new and existing loans. Review and analyze applications, financials statements, credit reports, etc. Spread business and personal financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information. Understand cash flow from operations, which includes identifying recurring and non-recurring sources. Research industry trends and risks. Perform collateral analysis including accounts receivable, inventory, real estate and investments. Run credit reports and gather/analyze KYC information. Work with other areas to monitor delinquency, delinquency trends and repossession activity. Prepare written recommendation as to whether the proposed loan should be approved as presented and provide alternate loan structure recommendations. Provide leadership and guidance to less experienced analysts, coach and mentor as appropriate. Lead special projects as needed. Perform other duties as assigned. Basic Qualifications:
Bachelor's degree in accounting, finance, business, or related field 5+ years of experience in commercial credit underwriting Preferred Qualifications:
Demonstrated success structuring and underwriting commercial credit Proficiency using Microsoft Word and Excel Strong written and verbal communication Strong customer service orientation Established professional network High level of professionalism Compensation Range: $70,000 - $154,000 Annual Salary Huntington is an Equal Opportunity Employer.
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