Minnesota Bankers Association
Overview
We are seeking a highly motivated and results-driven Ag/Commercial Lender to join our dynamic team. This individual will be responsible for developing, managing, and expanding relationships with agricultural and commercial clients by providing tailored financial solutions to meet their needs. The ideal candidate will have experience in agricultural and commercial lending, a strong understanding of financial products, and a passion for supporting local businesses and farms. Key Responsibilities
Loan Origination: Identify and pursue new business opportunities by prospecting, generating leads, and building relationships within the agricultural and commercial sectors. Relationship Management: Maintain and grow relationships with current clients, ensuring ongoing satisfaction and identifying additional lending opportunities. Credit Analysis: Analyze clients\' financial status, creditworthiness, and business operations to recommend appropriate loan products. Work with credit analysts to prepare loan packages and present them to loan committees for approval. Risk Management: Assess and mitigate risks associated with lending decisions. Ensure compliance with all regulatory requirements and internal policies. Consultation: Provide guidance to clients on financial products, lending solutions, and strategies for growth. Market Expertise: Stay current on industry trends, economic conditions, and regulatory changes affecting the commercial and agricultural lending sectors. Collaboration: Work closely with the credit analysts and loan processing to ensure exceptional customer service. Cross-Selling: Identify opportunities to cross-sell bank products and services such as deposits to existing clients. Education & Experience
Qualifications: Education: Bachelor\'s degree in Finance, Business Administration, Agricultural Economics, or a related field. Experience: Minimum of 3-5 years of experience in agricultural lending, commercial lending, or a similar financial services role. Skills
Strong understanding of agricultural and commercial lending practices, including loan structures, underwriting, and risk management. Ability to assess financial statements, cash flow, and business plans. Excellent communication, negotiation, and interpersonal skills. Ability to build and maintain long-term client relationships. Strong problem-solving and decision-making abilities. Certifications (Preferred): Agricultural Lending Specialist (ALS) or similar professional certification is a plus. Additional Requirements
Knowledge of local agricultural and business industries is a plus. Ability to work independently and as part of a team. Strong computer skills, including proficiency in Microsoft Office and lending software. Willingness to travel as necessary to meet with clients and potential clients. About Us
Farmers & Merchants State Bank has been locally owned and operated since 1908. As a local, community bank, we believe in friendly service, treating all people with respect, and providing the modern banking services people need. We seek to empower farmers, families and rural businesses by providing custom financial solutions and exceptional service. We want to be the reason small towns, farms, families, and businesses are thriving. Benefits
Competitive salary and performance-based incentives Comprehensive health, dental, vision and life insurance Retirement savings 401 K plans with employer matching Paid time off and paid holidays Professional development opportunities How to Apply
If this role sounds exciting to you, please email your resume to Farmers & Merchants State Bank of Pierz at jobs@fmpierz.com. Salary:
The salary range for this position is $100K-$140K dependent on experience. MBA Job number/Date Added:
H-8050: 09/17/2025
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We are seeking a highly motivated and results-driven Ag/Commercial Lender to join our dynamic team. This individual will be responsible for developing, managing, and expanding relationships with agricultural and commercial clients by providing tailored financial solutions to meet their needs. The ideal candidate will have experience in agricultural and commercial lending, a strong understanding of financial products, and a passion for supporting local businesses and farms. Key Responsibilities
Loan Origination: Identify and pursue new business opportunities by prospecting, generating leads, and building relationships within the agricultural and commercial sectors. Relationship Management: Maintain and grow relationships with current clients, ensuring ongoing satisfaction and identifying additional lending opportunities. Credit Analysis: Analyze clients\' financial status, creditworthiness, and business operations to recommend appropriate loan products. Work with credit analysts to prepare loan packages and present them to loan committees for approval. Risk Management: Assess and mitigate risks associated with lending decisions. Ensure compliance with all regulatory requirements and internal policies. Consultation: Provide guidance to clients on financial products, lending solutions, and strategies for growth. Market Expertise: Stay current on industry trends, economic conditions, and regulatory changes affecting the commercial and agricultural lending sectors. Collaboration: Work closely with the credit analysts and loan processing to ensure exceptional customer service. Cross-Selling: Identify opportunities to cross-sell bank products and services such as deposits to existing clients. Education & Experience
Qualifications: Education: Bachelor\'s degree in Finance, Business Administration, Agricultural Economics, or a related field. Experience: Minimum of 3-5 years of experience in agricultural lending, commercial lending, or a similar financial services role. Skills
Strong understanding of agricultural and commercial lending practices, including loan structures, underwriting, and risk management. Ability to assess financial statements, cash flow, and business plans. Excellent communication, negotiation, and interpersonal skills. Ability to build and maintain long-term client relationships. Strong problem-solving and decision-making abilities. Certifications (Preferred): Agricultural Lending Specialist (ALS) or similar professional certification is a plus. Additional Requirements
Knowledge of local agricultural and business industries is a plus. Ability to work independently and as part of a team. Strong computer skills, including proficiency in Microsoft Office and lending software. Willingness to travel as necessary to meet with clients and potential clients. About Us
Farmers & Merchants State Bank has been locally owned and operated since 1908. As a local, community bank, we believe in friendly service, treating all people with respect, and providing the modern banking services people need. We seek to empower farmers, families and rural businesses by providing custom financial solutions and exceptional service. We want to be the reason small towns, farms, families, and businesses are thriving. Benefits
Competitive salary and performance-based incentives Comprehensive health, dental, vision and life insurance Retirement savings 401 K plans with employer matching Paid time off and paid holidays Professional development opportunities How to Apply
If this role sounds exciting to you, please email your resume to Farmers & Merchants State Bank of Pierz at jobs@fmpierz.com. Salary:
The salary range for this position is $100K-$140K dependent on experience. MBA Job number/Date Added:
H-8050: 09/17/2025
#J-18808-Ljbffr