Dade County Federal Credit Union
Indirect Lending Processor - Lending Department
Dade County Federal Credit Union, Miami, Florida, us, 33222
Summary
Responsible for processing, reviewing and funding new loan packages presented to the Credit Union for funding by approved dealers. Establish new membership and implement a plan to increase product penetration. Duties & Responsibilities
Review the file and complete a pre-audit of the loan documents to determine if the loan is ready to close. Verify residency and income information before funding packages. Ensure all underwriting conditions are met prior to funding. Conduct phone interviews with applicants to determine authenticity of the transaction. Calculate dealer reserves, loan-to-values, and payments (Reg Z); communicate errors to dealer and/or applicant by mail/phone. Handle and reconcile general ledgers pertinent to dealer reserves and indirect lending process. Verify applicant via EFunds/FIS to authenticate applicant. Follow up with dealers for missing loan documentation and information. Process and certify special loan financing programs. Prepare all dealer loan packages for final approval, processing, and funding. Perform new account opening and all related functions. Mail required disclosure to member. Adhere to merchandising, telephone, and other professional standards as established by the Credit Union. Handle inquiries, concerns, and requests from members and dealers; communicate to higher authority when necessary. Cross-sell additional products via mail/phone. Assist with incoming phone calls for both Indirect Lending and Consumer Lending. Compile daily tracking detail report and follow up on files when needed. Prepare monthly indirect lending report. Other duties and projects as assigned by management. Qualifications & Requirements
High School Diploma or Equivalent required. 6 months of experience in a lending environment preferred. Fluent in English and Spanish. Excellent organizational skills and very detail-oriented. PC literate with knowledge of Microsoft Word, Access, and Excel. Strong oral and written communication. Strong analytical skills. Ability to build effective relationships with existing and potential members and dealers. Multi-task oriented. Location
1500 NW 107th Ave, Miami, FL 33172 Pay
Starting $22.00 All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
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Responsible for processing, reviewing and funding new loan packages presented to the Credit Union for funding by approved dealers. Establish new membership and implement a plan to increase product penetration. Duties & Responsibilities
Review the file and complete a pre-audit of the loan documents to determine if the loan is ready to close. Verify residency and income information before funding packages. Ensure all underwriting conditions are met prior to funding. Conduct phone interviews with applicants to determine authenticity of the transaction. Calculate dealer reserves, loan-to-values, and payments (Reg Z); communicate errors to dealer and/or applicant by mail/phone. Handle and reconcile general ledgers pertinent to dealer reserves and indirect lending process. Verify applicant via EFunds/FIS to authenticate applicant. Follow up with dealers for missing loan documentation and information. Process and certify special loan financing programs. Prepare all dealer loan packages for final approval, processing, and funding. Perform new account opening and all related functions. Mail required disclosure to member. Adhere to merchandising, telephone, and other professional standards as established by the Credit Union. Handle inquiries, concerns, and requests from members and dealers; communicate to higher authority when necessary. Cross-sell additional products via mail/phone. Assist with incoming phone calls for both Indirect Lending and Consumer Lending. Compile daily tracking detail report and follow up on files when needed. Prepare monthly indirect lending report. Other duties and projects as assigned by management. Qualifications & Requirements
High School Diploma or Equivalent required. 6 months of experience in a lending environment preferred. Fluent in English and Spanish. Excellent organizational skills and very detail-oriented. PC literate with knowledge of Microsoft Word, Access, and Excel. Strong oral and written communication. Strong analytical skills. Ability to build effective relationships with existing and potential members and dealers. Multi-task oriented. Location
1500 NW 107th Ave, Miami, FL 33172 Pay
Starting $22.00 All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
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