Origin Bank
Overview
Analyzes credit data and financial statements of individuals and/or firms to determine the degree of risk involved by performing duties related to allowance for credit loss calculation and forward‑looking stress tests.
Responsibilities
Identifies and analyzes potential risk areas to assets, earning capacity, or success of organization.
Gathers risk‑related data from internal or external resources to analyze credit data and financial statements to determine the degree of risk involved.
Analyzes appraisals and performs credit analysis for portfolio stress testing, relying on experience and judgment.
Reviews individually evaluated loans and qualitative factors for collectively evaluated loans in preparation of the allowance for credit loss calculation.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude.
Provides additional assistance as needed by Credit Risk Manager.
Qualifications
Bachelor’s degree in Finance or Accounting from a four‑year college or university.
Minimum of ten years related experience, with background as an experienced loan auditor or bank examiner preferred.
Knowledge of Allowance for Credit Losses (ACL) accounting and methodology required.
Proficiency with Microsoft Office (Word, Excel, PowerPoint) and Internet applications.
Strong analytical, problem‑solving, project management, and communication skills.
Ability to calculate financial ratios and apply basic algebra and geometry.
Capability to interpret documents and reports and to serve internal and external customers with superior customer relations.
Competencies Analytical and Design; Problem Solving; Project Management; Interpersonal Skills/Customer Service; Oral and Written Communication; Teamwork; Business Acumen; Organizational Support; Judgment; Planning/Organizing; Professionalism; Quality and Quantity; Adaptability and Initiative; Attendance/Punctuality and Dependability.
Physical Demands Frequent standing, walking, sitting, using hands; occasional lifting up to 25 pounds; specific vision abilities include close vision and ability to adjust focus.
Work Environment Moderate noise level; reasonable accommodations available for disabilities.
Equal Opportunity Employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights.
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Responsibilities
Identifies and analyzes potential risk areas to assets, earning capacity, or success of organization.
Gathers risk‑related data from internal or external resources to analyze credit data and financial statements to determine the degree of risk involved.
Analyzes appraisals and performs credit analysis for portfolio stress testing, relying on experience and judgment.
Reviews individually evaluated loans and qualitative factors for collectively evaluated loans in preparation of the allowance for credit loss calculation.
Manages special projects as assigned by Credit Risk Manager requiring a certain degree of creativity and latitude.
Provides additional assistance as needed by Credit Risk Manager.
Qualifications
Bachelor’s degree in Finance or Accounting from a four‑year college or university.
Minimum of ten years related experience, with background as an experienced loan auditor or bank examiner preferred.
Knowledge of Allowance for Credit Losses (ACL) accounting and methodology required.
Proficiency with Microsoft Office (Word, Excel, PowerPoint) and Internet applications.
Strong analytical, problem‑solving, project management, and communication skills.
Ability to calculate financial ratios and apply basic algebra and geometry.
Capability to interpret documents and reports and to serve internal and external customers with superior customer relations.
Competencies Analytical and Design; Problem Solving; Project Management; Interpersonal Skills/Customer Service; Oral and Written Communication; Teamwork; Business Acumen; Organizational Support; Judgment; Planning/Organizing; Professionalism; Quality and Quantity; Adaptability and Initiative; Attendance/Punctuality and Dependability.
Physical Demands Frequent standing, walking, sitting, using hands; occasional lifting up to 25 pounds; specific vision abilities include close vision and ability to adjust focus.
Work Environment Moderate noise level; reasonable accommodations available for disabilities.
Equal Opportunity Employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Know Your Rights.
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