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Silverton Mortgage

Mortgage Loan Officer

Silverton Mortgage, Louisville, Kentucky, us, 40201

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Overview Be among the first 25 applicants

Why Silverton Mortgage

We are a people‑first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry

We believe in giving back and we do so through The Silverton Foundation

Our strong communication skills drive customer satisfaction

We offer extensive product lines and maintain an in‑house loan process that offers a competitive edge

We have fun!

Mortgage Loan Originator Pay: Compensation for this position is based solely on commission.

What We Offer Silverton Mortgages offers a wide variety of loan programs and sales training resources aimed to help our Loan Originators grow their business:

Weekly Sales Training: Weekly review and open forum discussion of sales tactics, accountability, setbacks, and success stories along with group coaching.

Product Training Lunch n’ Learns: Product launches, Sales, and marketing training, including product guides, system training, sales tactics and overview of marketing material.

President’s Club: Each year, Silverton Mortgage recognizes our Loan Originators who meet the highest standards both in sales and client satisfaction.

National Sales Calls and Rallies: Recap of monthly numbers and status of team goals, as well as a celebration of LOs achieving their Best Month Ever, welcoming new hires, and recognizing top producers.

Annual In‑Person & Online 8‑hour Licensing CE: Silverton delivers your annual required CE from a customized Silverton point‑of‑view and application. Conducted in‑person for a small group and live‑streamed for online viewers.

CRM: Easily keep in touch with prospects and referral partners to grow your business. Automated marketing campaigns, SMS, and webphone tools included.

Social Media: Silverton‑provided marketing materials and training on how to grow and manage your social platforms. 1‑1 support available.

Responsibilities And Duties The Mortgage Loan Originator (MLO) reports to a direct Branch Manager and is responsible for originating residential mortgage loans that meet Silverton’s guidelines.

Maintain active Mortgage Loan Originator licensure and keep current information in the National Mortgage Licensing System.

Abide by Silverton’s company‑specific compliance policies, including but not limited to Silverton’s Anti‑Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies.

Meet production guidelines as established by the Branch Manager.

Originating the file, quote, making application, disclosing within RESPA, Reg Z and Fair Credit and Reporting guidelines and requesting all required documentation from the client.

Communicate the loan process to your borrowers, fully describing the borrower’s responsibilities during the loan application and loan term.

Verify information provided by your borrower, completing the application review and preparing the file for submission to underwriting, meeting all conditions.

Submitting files into processing.

Self‑managing your time and structuring work hours when companies are open and consumers are available to ensure that you are available to your customers as well as to Silverton’s support staff.

Generating your own leads. As a general rule, Silverton does not provide leads to MLOs. Your business should be built on referrals from existing customers and contacts.

Qualifications

Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.

Preferred minimum of 2 years of residential mortgage origination

Documented residential mortgage loan volume in the past 12 months

Established relationships with local referral networks

Ability to communicate clearly, effectively using both verbal and written communication, across a variety of audiences

Strong computer skills, experience utilizing laptop technology and loan originator software

Excellent time management skills

Equal Employment Opportunity Statement Silverton Mortgage is committed to creating an inclusive workplace. Silverton Mortgage is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.

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