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Silverton Mortgage

Mortgage Loan Officer

Silverton Mortgage, West Chester, Ohio, United States

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Silverton Mortgage We are a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry. We believe in giving back and we do so through The Silverton Foundation. We offer extensive product lines and maintain an in-house loan process that offers a competitive edge. We have fun! Why Silverton Mortgage We are a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry We believe in giving back and we do so through The Silverton Foundation Our strong communication skills drive customer satisfaction We offer extensive product lines and maintain an in-house loan process that offers a competitive edge We have fun! Job Description Schedule: In Office. Pay: Compensation for this position is based solely on commission. The Mortgage Loan Originator (MLO) reports to a direct Branch Manager and is responsible for originating residential mortgage loans that meet Silverton’s guidelines. Responsibilities and Duties Maintain active Mortgage Loan Originator licensure and keep current information in the National Mortgage Licensing System. Abide by Silverton’s company-specific compliance policies, including but not limited to Silverton’s Anti-Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies. Meet production guidelines as established by the Branch Manager. Originating the file, quote, making application, disclosing within RESPA, Reg Z and Fair Credit and Reporting guidelines and requesting all required documentation from the client. Communicate the loan process to your borrowers, fully describing the borrower’s responsibilities during the loan application and loan term. Verify information provided by your borrower, completing the application review and preparing the file for submission to underwriting, meeting all conditions. Submitting files into processing. Self-managing your time and structuring work hours when companies are open and consumers are available to ensure that you are available to your customers as well as to Silverton’s support staff. Generating your own leads. As a general rule, Silverton does not provide leads to MLOs. Your business should be built on referrals from existing customers and contacts. Education, Knowledge, Experience Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. Preferred minimum of 2 years of residential mortgage origination Documented residential mortgage loan volume in the past 12 months Established relationships with local referral networks Skills Ability to communicate clearly, effectively using both verbal and written communication, across a variety of audiences Strong computer skills, experience utilizing laptop technology and loan originator software Excellent time management Technology Proficiencies Internet Explorer Microsoft Office LOS System Silverton Mortgage is committed to creating an inclusive workplace. Silverton Mortgage is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.

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