Middlefield Bank
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Credit Analyst
role at
Middlefield Bank
The Middlefield Banking Company is a full-service FDIC-insured commercial bank headquartered in Middlefield, Ohio. We have 21 branches serving communities throughout the region and operate a Loan Production Office in Mentor, Ohio.
We are currently seeking a
Credit Analyst
to join our Credit Department. In this position you will be responsible for analyzing credit data to estimate the degree of risk involved in extending credit or lending money to firms or individuals. The incumbent may work independently or within a team.
Responsibilities:
Preparing financial statement spreads and complete written financial statement analysis including evaluation of cash flow and collateral for annual review documents.
Facilitating the timely workflow of the borrowing base mailbox.
Facilitating timely measurement of covenant compliance on credits that do not receive annual reviews.
Updating tickler and covenant tracking based on above activity.
Ensuring compliance with all Bank policies and procedures, as well as all applicable State and Federal banking regulations.
Requirements & Qualifications:
A Bachelor’s Degree with a concentration in accounting or finance (preferred).
Three (3) years of Commercial Banking experience.
Proficiency with mathematical concepts such as ratio and trend analysis.
Proficient in Microsoft Excel and Word.
Must possess organizational and time management skills.
Ability to work with minimal supervision.
Highest level of integrity and ethics.
Background Check and Credit Check Notice: As part of our standard hiring process, The Middlefield Banking Company conducts background checks and credit checks on all potential employees. Any job offer made will be contingent upon the successful completion of these checks.
The Middlefield Banking Company is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, pregnancy, veteran status or any other protected characteristic as outlined by federal, state, or local laws.
Seniority level Mid-Senior level
Employment type Full-time
Job function Finance and Sales
Industries: Non-profit Organizations, Hospitals and Health Care, and Medical Practices
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Credit Analyst
role at
Middlefield Bank
The Middlefield Banking Company is a full-service FDIC-insured commercial bank headquartered in Middlefield, Ohio. We have 21 branches serving communities throughout the region and operate a Loan Production Office in Mentor, Ohio.
We are currently seeking a
Credit Analyst
to join our Credit Department. In this position you will be responsible for analyzing credit data to estimate the degree of risk involved in extending credit or lending money to firms or individuals. The incumbent may work independently or within a team.
Responsibilities:
Preparing financial statement spreads and complete written financial statement analysis including evaluation of cash flow and collateral for annual review documents.
Facilitating the timely workflow of the borrowing base mailbox.
Facilitating timely measurement of covenant compliance on credits that do not receive annual reviews.
Updating tickler and covenant tracking based on above activity.
Ensuring compliance with all Bank policies and procedures, as well as all applicable State and Federal banking regulations.
Requirements & Qualifications:
A Bachelor’s Degree with a concentration in accounting or finance (preferred).
Three (3) years of Commercial Banking experience.
Proficiency with mathematical concepts such as ratio and trend analysis.
Proficient in Microsoft Excel and Word.
Must possess organizational and time management skills.
Ability to work with minimal supervision.
Highest level of integrity and ethics.
Background Check and Credit Check Notice: As part of our standard hiring process, The Middlefield Banking Company conducts background checks and credit checks on all potential employees. Any job offer made will be contingent upon the successful completion of these checks.
The Middlefield Banking Company is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, pregnancy, veteran status or any other protected characteristic as outlined by federal, state, or local laws.
Seniority level Mid-Senior level
Employment type Full-time
Job function Finance and Sales
Industries: Non-profit Organizations, Hospitals and Health Care, and Medical Practices
#J-18808-Ljbffr