Logo
Sunflower Financial Inc.

Mortgage Foreclosure & Bankruptcy Specialist

Sunflower Financial Inc., Plano, Texas, us, 75086

Save Job

Overview

Sunflower Bank, N.A.

is looking for an energetic, self-motivated individual to fill the full-time position of

Mortgage Foreclosure & Bankruptcy Specialist

at our

Plano, Texas

location. The Mortgage Foreclosure & Bankruptcy Specialist position requires the individual to have the experience and knowledge to manage both the foreclosure and bankruptcy processes in a cradle-to-grave format. Responsibilities

Monitors foreclosure and bankruptcy actions to ensure full compliance with investor guidelines, with emphasis on Fannie Mae, Freddie Mac, FHA, VA and USDA protocols along with state/federal regulatory guidelines. Understands the different legal processes (judicial vs. non-judicial) to foreclose in our various states. Maintains foreclosure caseload and ensures all tasks, processes, events, issues, re-projections and holds are updated within required deadlines. Provides clear verbal and written communication and timely responses with attorneys, trustees and investors. Manages vendor and attorney networks. Monitors and manages foreclosure and bankruptcy exception reports. Completes special projects on an as-needed basis. Provides assistance to management in audits and loan-level reviews. Coordinates with other departments to minimize losses and mitigate risk. Identifies quality compliance issues as they arise and provides feedback to management. Coaches and provides on-the-job training for new hire peers within the foreclosure and bankruptcy department. Understands mortgage loan servicing and the default, foreclosure, bankruptcy and loss mitigation processes. Provides support to local and outside counsel to review and comment on court documents, assist in resolution of litigation matters and consult with counsel on escalated borrower issues received by management. Coordinates and attends depositions, mediations, and trial date appearances with counsel. Promptly refer bankruptcy loans to outside counsel to initiate the filing of a proof of claim, objection to plan, motion for relief, transfer of claims, and other bankruptcy-related actions. Verifies and researches borrower payment history and resolves payment posting discrepancies (i.e., ledger balancing) and ensures the company’s system of record is updated accordingly. Maintains bankruptcy caseload and ensures all tasks, processes, events, issues, re-projections and holds are updated within required deadlines. Performs other related duties as required and assigned. Demonstrates behaviors aligned with the organization’s desired culture and values. Performs the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company. Upholds Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines. Understands and participates in the Bank’s Community Reinvestment Act program. Note: Pay is dependent on knowledge, skills, abilities, experience, and location. Qualifications

Experience with loan servicing system MSP and PACER is preferred. Excellent verbal and written communication skills. Commitment to providing exceptional customer service. Ability to communicate courteously and effectively with borrowers, clients, attorneys, other internal employees, and outside parties. Ability to work with others. Exceptional organizational skills. Attention to detail is essential. High-level proficiency in MS Office suite. Proficiency in internet research activities. Benefits

401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more employee perks and incentives People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team. If you qualify, apply online at the URL provided by Sunflower Bank at www.sunflowerbank.com/careers. You’ve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location-specific notices is available in our privacy policy.

#J-18808-Ljbffr