Prosperity Bank
Mortgage Loan Officer (Full Time) - OK Expressway
Prosperity Bank, Oklahoma City, Oklahoma, United States, 73116
Mortgage Loan Officer (Full Time) - OK Expressway
External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.
Position purpose Responsible for receiving, reviewing, and evaluating consumer mortgage loan requests following a Fair Lending process. Discusses mortgage related facts with applicants concerning the ability to repay; explains bank credit policies; and to obtain financial documentation to underwrite the loan request.
Essential Functions And Basic Duties
Assumes responsibility for the effective and professional completion of assigned loan functions.
Interviews, takes applications, and processes preliminary documentation on loan requests.Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers.
Analyzes and evaluates loan requests and prepares written submission for consideration by approving authority. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems.
Completes lending functions in accordance with established Bank policies and legal requirements.
Establishes and maintains effective and professional business relations with customers and trade professionals. Answers questions and resolves requests. Meets with applicants whose loans are denied and explains reasons and alternatives. Maintains and projects the Bank's professional reputation. Maintains effective communication with Bank personnel and management. Assists Mortgage Processor personnel and provides support as needed. Keeps management informed of area activities and significant problems. Completes required reports and records. Stays informed regarding changes in lending standards and related legal requirements. Completes special projects as assigned. Ensures work area is clean, secure, and well maintained.
Qualifications
Education/Certification: High school graduate; advanced degree; NMLS certified.
Required Knowledge: Knowledge of Bank consumer mortgage lending policies and procedures; understanding of financial analysis and determination of creditworthiness.
Experience Required: 3 to 5 years of consumer and consumer mortgage lending experience.
Skills/Abilities: Excellent communication and public relations skills; financial analytical skills; solid interviewing skills; able to use related computer applications and business machines.
Hours: Monday - Friday 8:00 am to 5:00 pm
Senior ity level: Mid-Senior level
Employment type: Full-time
Job function: Finance and Sales
Industries: Banking
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Position purpose Responsible for receiving, reviewing, and evaluating consumer mortgage loan requests following a Fair Lending process. Discusses mortgage related facts with applicants concerning the ability to repay; explains bank credit policies; and to obtain financial documentation to underwrite the loan request.
Essential Functions And Basic Duties
Assumes responsibility for the effective and professional completion of assigned loan functions.
Interviews, takes applications, and processes preliminary documentation on loan requests.Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers.
Analyzes and evaluates loan requests and prepares written submission for consideration by approving authority. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems.
Completes lending functions in accordance with established Bank policies and legal requirements.
Establishes and maintains effective and professional business relations with customers and trade professionals. Answers questions and resolves requests. Meets with applicants whose loans are denied and explains reasons and alternatives. Maintains and projects the Bank's professional reputation. Maintains effective communication with Bank personnel and management. Assists Mortgage Processor personnel and provides support as needed. Keeps management informed of area activities and significant problems. Completes required reports and records. Stays informed regarding changes in lending standards and related legal requirements. Completes special projects as assigned. Ensures work area is clean, secure, and well maintained.
Qualifications
Education/Certification: High school graduate; advanced degree; NMLS certified.
Required Knowledge: Knowledge of Bank consumer mortgage lending policies and procedures; understanding of financial analysis and determination of creditworthiness.
Experience Required: 3 to 5 years of consumer and consumer mortgage lending experience.
Skills/Abilities: Excellent communication and public relations skills; financial analytical skills; solid interviewing skills; able to use related computer applications and business machines.
Hours: Monday - Friday 8:00 am to 5:00 pm
Senior ity level: Mid-Senior level
Employment type: Full-time
Job function: Finance and Sales
Industries: Banking
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