Prosperity Bank
Mortgage Loan Officer (Full Time) - San Antonio, San Pedro
Prosperity Bank, San Antonio, Texas, United States, 78208
Mortgage Loan Officer (Full Time) - San Antonio, San Pedro
Applicants should apply through Prosperity Bank’s Career Center at https://www.prosperitybankusa.com/Careers.
Applicants applying through other sources may prevent the bank from receiving the application.
Internal applicants should use the internal Talent – Career Center in ADP.
Position Purpose Responsible for receiving, reviewing, and evaluating consumer mortgage loan requests following a Fair Lending process.
Discusses mortgage related facts with applicants concerning the ability to repay; explains bank credit policies; and obtains financial documentation to underwrite the loan request.
Essential Functions And Basic Duties
Assumes responsibility for the effective and professional completion of assigned loan functions.
Interviews, takes applications, and processes preliminary documentation on loan requests.
Discusses loan alternatives, credit criteria, interest rates, and loan documentation in a manner that elicits positive responses from customers.
Analyzes and evaluates loan requests and prepares written submissions for consideration by approving authority.
Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems.
Completes lending functions in accordance with established bank policies and legal requirements.
Answers questions and resolves requests.
Meets with applicants whose loans are denied and explains reasons and alternatives.
Maintains and projects the bank’s professional reputation.
Establishes and maintains effective communication, coordination, and working relations with bank personnel and management.
Assists mortgage processor personnel and provides support as needed.
Keeps management informed of area activities and any significant problems.
Completes required reports and records.
Assumes responsibility for related duties as required or assigned.
Stays informed regarding changes in lending standards and related legal requirements.
Completes special projects as assigned.
Ensures that the work area is clean, secure, and well maintained.
Qualifications
Education/Certification: High school graduate, advanced degree.
Required Knowledge: Knowledge of bank consumer mortgage lending policies and procedures; understanding of financial analysis and determination of creditworthiness.
License: NMLS certified.
Experience: 3 to 5 years of consumer and mortgage lending experience.
Skills/Abilities: Excellent communication and public relations skills; financial analytical skills; solid interviewing skills; ability to use related computer applications and business machines.
Hours: Monday – Friday 9:00 am to 5:00 pm.
Seniority level: Mid‑Senior level.
Employment type: Full‑time.
Job function: Finance and Sales.
Industry: Banking.
Additional Notes
Pre‑employment credit check will be performed on all qualified applicants.*
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Applicants applying through other sources may prevent the bank from receiving the application.
Internal applicants should use the internal Talent – Career Center in ADP.
Position Purpose Responsible for receiving, reviewing, and evaluating consumer mortgage loan requests following a Fair Lending process.
Discusses mortgage related facts with applicants concerning the ability to repay; explains bank credit policies; and obtains financial documentation to underwrite the loan request.
Essential Functions And Basic Duties
Assumes responsibility for the effective and professional completion of assigned loan functions.
Interviews, takes applications, and processes preliminary documentation on loan requests.
Discusses loan alternatives, credit criteria, interest rates, and loan documentation in a manner that elicits positive responses from customers.
Analyzes and evaluates loan requests and prepares written submissions for consideration by approving authority.
Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems.
Completes lending functions in accordance with established bank policies and legal requirements.
Answers questions and resolves requests.
Meets with applicants whose loans are denied and explains reasons and alternatives.
Maintains and projects the bank’s professional reputation.
Establishes and maintains effective communication, coordination, and working relations with bank personnel and management.
Assists mortgage processor personnel and provides support as needed.
Keeps management informed of area activities and any significant problems.
Completes required reports and records.
Assumes responsibility for related duties as required or assigned.
Stays informed regarding changes in lending standards and related legal requirements.
Completes special projects as assigned.
Ensures that the work area is clean, secure, and well maintained.
Qualifications
Education/Certification: High school graduate, advanced degree.
Required Knowledge: Knowledge of bank consumer mortgage lending policies and procedures; understanding of financial analysis and determination of creditworthiness.
License: NMLS certified.
Experience: 3 to 5 years of consumer and mortgage lending experience.
Skills/Abilities: Excellent communication and public relations skills; financial analytical skills; solid interviewing skills; ability to use related computer applications and business machines.
Hours: Monday – Friday 9:00 am to 5:00 pm.
Seniority level: Mid‑Senior level.
Employment type: Full‑time.
Job function: Finance and Sales.
Industry: Banking.
Additional Notes
Pre‑employment credit check will be performed on all qualified applicants.*
#J-18808-Ljbffr