Willamette Valley Bank
Mortgage Loan Officer (43267) role at
Willamette Valley Bank
Overview Mortgage Loan Officer
is a client-facing role that originates quality residential mortgage loans while delivering best-in-class borrower experience. This position is responsible for identifying loan solutions, crafting appropriate financing strategies, and guiding clients from application through closing. The ideal candidate thrives on relationship building, is skilled in sales and loan design, and is committed to regulatory compliance and operational excellence.
Responsibilities
Advise clients on mortgage loan options, recommend suitable products, and develop tailored loan arrangements to meet their financial needs
Collect, analyze, and evaluate financial and credit information - including tax returns - to determine loan eligibility and configure optimal terms
Manage the loan process from application to closing in partnership with operations, ensuring compliance, quality, and timely resolution of any issues
Build and maintain a robust network of partners, including realtors, builders, and other community contacts, to generate new business opportunities
Maintain proactive, transparent communication with clients and stakeholders throughout the loan process
Monitor loan pipelines daily, anticipate needs, and follow up on outstanding items to ensure seamless and timely closings
Maintain accurate, complete files in Encompass, including proper documentation and interest rate locking
Represent the bank at community and networking events, and actively contribute to team sales meetings and compliance trainings
Stay informed on market trends, regulatory changes, and industry best practices
Maintain current NMLS registration and adhere to all regulatory, investor, and bank-specific compliance requirements
Meet or exceed minimum production standards as established by mortgage management
Uphold confidentiality, ethical conduct, and professionalism in all interactions
What We Offer
Competitive compensation structure with incentive opportunities
Comprehensive benefits package
A stable, collaborative work environment
Supportive and knowledgeable leadership team
Qualifications
Minimum of 2 years recent experience as self-generating mortgage loan originator, primarily in first lien originations
Associate degree in business or related field, or equivalent experience
Active NMLS registration (or ability to obtain and maintain eligibility)
Advanced knowledge of mortgage products, underwriting standards, and regulatory requirements
Strong relationship management, sales, and client service skills
Ability to analyze and interpret data and calculate figures such as income, basis points, and commissions
Proficient with Encompass and Microsoft Office, comfort with other mortgage and CRM platforms preferred
Exceptional time management, attention to detail, and organizational skills
Effective verbal and written communication skills
Flexible and adaptable to changing priorities with a team-first mindset
About Us Where Local Means Everything. Local means our connection to the places we work goes beyond geography; we are ingrained in the local economy, culture, and community involvement through volunteering, outreach, and charitable donations. Banking Local means reinvesting in local communities to support farmers, small businesses, and families.
ADA Statement:
The responsibilities listed are representative of the essential functions of the position. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Willamette Valley Bank
is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected characteristics. If you require an accommodation during the application or interview process, please contact us at: careers@wvbk.com
Seniority level:
Entry level
Employment type:
Full-time
Job function:
Finance and Sales
Industries:
Banking
Referrals increase your chances of interviewing at Willamette Valley Bank by 2x. Get notified about new Mortgage Loan Officer jobs in Salem, OR.
#J-18808-Ljbffr
Willamette Valley Bank
Overview Mortgage Loan Officer
is a client-facing role that originates quality residential mortgage loans while delivering best-in-class borrower experience. This position is responsible for identifying loan solutions, crafting appropriate financing strategies, and guiding clients from application through closing. The ideal candidate thrives on relationship building, is skilled in sales and loan design, and is committed to regulatory compliance and operational excellence.
Responsibilities
Advise clients on mortgage loan options, recommend suitable products, and develop tailored loan arrangements to meet their financial needs
Collect, analyze, and evaluate financial and credit information - including tax returns - to determine loan eligibility and configure optimal terms
Manage the loan process from application to closing in partnership with operations, ensuring compliance, quality, and timely resolution of any issues
Build and maintain a robust network of partners, including realtors, builders, and other community contacts, to generate new business opportunities
Maintain proactive, transparent communication with clients and stakeholders throughout the loan process
Monitor loan pipelines daily, anticipate needs, and follow up on outstanding items to ensure seamless and timely closings
Maintain accurate, complete files in Encompass, including proper documentation and interest rate locking
Represent the bank at community and networking events, and actively contribute to team sales meetings and compliance trainings
Stay informed on market trends, regulatory changes, and industry best practices
Maintain current NMLS registration and adhere to all regulatory, investor, and bank-specific compliance requirements
Meet or exceed minimum production standards as established by mortgage management
Uphold confidentiality, ethical conduct, and professionalism in all interactions
What We Offer
Competitive compensation structure with incentive opportunities
Comprehensive benefits package
A stable, collaborative work environment
Supportive and knowledgeable leadership team
Qualifications
Minimum of 2 years recent experience as self-generating mortgage loan originator, primarily in first lien originations
Associate degree in business or related field, or equivalent experience
Active NMLS registration (or ability to obtain and maintain eligibility)
Advanced knowledge of mortgage products, underwriting standards, and regulatory requirements
Strong relationship management, sales, and client service skills
Ability to analyze and interpret data and calculate figures such as income, basis points, and commissions
Proficient with Encompass and Microsoft Office, comfort with other mortgage and CRM platforms preferred
Exceptional time management, attention to detail, and organizational skills
Effective verbal and written communication skills
Flexible and adaptable to changing priorities with a team-first mindset
About Us Where Local Means Everything. Local means our connection to the places we work goes beyond geography; we are ingrained in the local economy, culture, and community involvement through volunteering, outreach, and charitable donations. Banking Local means reinvesting in local communities to support farmers, small businesses, and families.
ADA Statement:
The responsibilities listed are representative of the essential functions of the position. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Willamette Valley Bank
is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected characteristics. If you require an accommodation during the application or interview process, please contact us at: careers@wvbk.com
Seniority level:
Entry level
Employment type:
Full-time
Job function:
Finance and Sales
Industries:
Banking
Referrals increase your chances of interviewing at Willamette Valley Bank by 2x. Get notified about new Mortgage Loan Officer jobs in Salem, OR.
#J-18808-Ljbffr