Gold Star Mortgage Financial Group
Join to apply for the
Non-QM Loan Originator
role at
Gold Star Mortgage Financial Group 6 days ago Be among the first 25 applicants Join to apply for the
Non-QM Loan Originator
role at
Gold Star Mortgage Financial Group Get AI-powered advice on this job and more exclusive features. Non-QM Loan Originator– Job Description
Position Title: Non-QM Loan Originator
Department: Sales
Reports to: Branch Manager or Equivalent
Pay Grade: Commission Based off of closed loans
Status: Regular, Full Time or Part Time
FLSA Status: Non-Exempt
Do you excel at crafting solutions for clients who don’t fit into the conventional mortgage box?
We’re seeking an experienced Non QM Loan Originator to join the fastest growing mortgage company in the industry. This is your opportunity to work alongside elite professionals in a high performance, fast paced environment while helping clients secure financing when traditional loan products can’t deliver. We are a selective, top performing team looking for a like minded professional who can match our drive, excellence, and commitment to delivering exceptional results.
WE OFFER
World-class sales training Industry leading resources and tools to help you win business A high performance team culture with elite professionals Opportunities for career growth in a rapidly expanding company The chance to make a significant impact on clients’ financial goals
Primary Position-specific Responsibilities
Consult with prospective borrowers to determine their financial objectives and goals, review/analyze credit and financial data, and pre-qualify applicants; Takes complete loan applications; Determine the financial products that best meet the customer’s needs and financial circumstances, and provide advice on the advantages and disadvantages of different financial products; Mortgage Coach comparisons; Originate and manage a pipeline of non-QM residential mortgage loans from application to closing. Assess borrower eligibility using alternative documentation, such as bank statements, asset depletion, P&L statements, or rental income. Evaluate borrower creditworthiness in scenarios that fall outside standard underwriting guidelines. Educate clients and referral partners (e.g., realtors, brokers, financial advisors) on the non-QM loan products available. Structure complex loan files for submission to underwriting and ensure compliance with lender and regulatory guidelines. Maintain up-to-date knowledge of non-QM loan programs, industry trends, investor overlays, and underwriting requirements. Collaborate with loan processors, underwriters, and closers to ensure timely and accurate loan processing. Develop and nurture relationships with clients, referral sources, and third-party vendors to grow business. Meets with clients (takes phone calls) over any concerns during the process; Has a weekly meeting with the processor and LO to go over status on all files; Weekly updates to all parties; Ask clients if they know anyone that is considering a purchase or Refi; Monitor the loan’s process and work closely with processors, underwriters, and staff; Attend and complete all required training, maintain knowledge of all lending policies, procedures, guidelines, and regulations, and complete all licensing prerequisites and requirements; Complete other duties as assigned.
Essential Skills And Experience
At least three (3) years of experience in mortgage lending; At least two (2) years experience as a non-qualified mortgage (non-QM) preferred; Extensive knowledge of mortgage loan products and types of loans; Must have exceptional attention to detail and strong organizational skills; Outstanding work ethic and time management skills; Perform exceptionally well under pressure; Provide unsurpassed customer service; High energy, growth mindset, and a solutions oriented approach; Strong understanding of mortgage lending practices, loan products, and industry regulations.
Preferred Education/Experience
High school or equivalent required; An Associate’s degree from an accredited college preferred; Extensive knowledge of mortgage loan products and types of loans; Comfortable working with CRM and LOS systems (e.g., Encompass, Calyx). Encompass preferred. State-required Mortgage Loan Originator (MLO) license/NMLS registration. Excellent interpersonal, sales, and communication skills.
PHYSICAL DEMANDS/ENVIRONMENT
The work environment is characteristic of an office setting. Rare lifting of up to 25lbs may be required. Occasional travel may be required (generally less than 25%) to attend client closings, complete loan applications, and meet with consumers. Seniority level
Seniority level Mid-Senior level Employment type
Employment type Full-time Job function
Job function Finance and Sales Industries Banking Referrals increase your chances of interviewing at Gold Star Mortgage Financial Group by 2x Get notified about new Loan Originator jobs in
Indianapolis, IN . Indianapolis, IN $40,000.00-$45,000.00 1 month ago Mortgage Loan Officer - Indianapolis, IN
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Part-Time Mortgage Origination - Customer Service Representative - Indianapolis.
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Non-QM Loan Originator
role at
Gold Star Mortgage Financial Group 6 days ago Be among the first 25 applicants Join to apply for the
Non-QM Loan Originator
role at
Gold Star Mortgage Financial Group Get AI-powered advice on this job and more exclusive features. Non-QM Loan Originator– Job Description
Position Title: Non-QM Loan Originator
Department: Sales
Reports to: Branch Manager or Equivalent
Pay Grade: Commission Based off of closed loans
Status: Regular, Full Time or Part Time
FLSA Status: Non-Exempt
Do you excel at crafting solutions for clients who don’t fit into the conventional mortgage box?
We’re seeking an experienced Non QM Loan Originator to join the fastest growing mortgage company in the industry. This is your opportunity to work alongside elite professionals in a high performance, fast paced environment while helping clients secure financing when traditional loan products can’t deliver. We are a selective, top performing team looking for a like minded professional who can match our drive, excellence, and commitment to delivering exceptional results.
WE OFFER
World-class sales training Industry leading resources and tools to help you win business A high performance team culture with elite professionals Opportunities for career growth in a rapidly expanding company The chance to make a significant impact on clients’ financial goals
Primary Position-specific Responsibilities
Consult with prospective borrowers to determine their financial objectives and goals, review/analyze credit and financial data, and pre-qualify applicants; Takes complete loan applications; Determine the financial products that best meet the customer’s needs and financial circumstances, and provide advice on the advantages and disadvantages of different financial products; Mortgage Coach comparisons; Originate and manage a pipeline of non-QM residential mortgage loans from application to closing. Assess borrower eligibility using alternative documentation, such as bank statements, asset depletion, P&L statements, or rental income. Evaluate borrower creditworthiness in scenarios that fall outside standard underwriting guidelines. Educate clients and referral partners (e.g., realtors, brokers, financial advisors) on the non-QM loan products available. Structure complex loan files for submission to underwriting and ensure compliance with lender and regulatory guidelines. Maintain up-to-date knowledge of non-QM loan programs, industry trends, investor overlays, and underwriting requirements. Collaborate with loan processors, underwriters, and closers to ensure timely and accurate loan processing. Develop and nurture relationships with clients, referral sources, and third-party vendors to grow business. Meets with clients (takes phone calls) over any concerns during the process; Has a weekly meeting with the processor and LO to go over status on all files; Weekly updates to all parties; Ask clients if they know anyone that is considering a purchase or Refi; Monitor the loan’s process and work closely with processors, underwriters, and staff; Attend and complete all required training, maintain knowledge of all lending policies, procedures, guidelines, and regulations, and complete all licensing prerequisites and requirements; Complete other duties as assigned.
Essential Skills And Experience
At least three (3) years of experience in mortgage lending; At least two (2) years experience as a non-qualified mortgage (non-QM) preferred; Extensive knowledge of mortgage loan products and types of loans; Must have exceptional attention to detail and strong organizational skills; Outstanding work ethic and time management skills; Perform exceptionally well under pressure; Provide unsurpassed customer service; High energy, growth mindset, and a solutions oriented approach; Strong understanding of mortgage lending practices, loan products, and industry regulations.
Preferred Education/Experience
High school or equivalent required; An Associate’s degree from an accredited college preferred; Extensive knowledge of mortgage loan products and types of loans; Comfortable working with CRM and LOS systems (e.g., Encompass, Calyx). Encompass preferred. State-required Mortgage Loan Originator (MLO) license/NMLS registration. Excellent interpersonal, sales, and communication skills.
PHYSICAL DEMANDS/ENVIRONMENT
The work environment is characteristic of an office setting. Rare lifting of up to 25lbs may be required. Occasional travel may be required (generally less than 25%) to attend client closings, complete loan applications, and meet with consumers. Seniority level
Seniority level Mid-Senior level Employment type
Employment type Full-time Job function
Job function Finance and Sales Industries Banking Referrals increase your chances of interviewing at Gold Star Mortgage Financial Group by 2x Get notified about new Loan Originator jobs in
Indianapolis, IN . Indianapolis, IN $40,000.00-$45,000.00 1 month ago Mortgage Loan Officer - Indianapolis, IN
Indianapolis, IN $20,000.00-$100,000.00 4 weeks ago Fishers, IN $60,000.00-$60,000.00 2 months ago Home Lending Manager - Field Sales - Indianapolis IN & Louisville KY
Part-Time Mortgage Origination - Customer Service Representative - Indianapolis.
Indianapolis, IN $70,000.00-$115,000.00 1 week ago Senior Home Lending Advisor - Indianapolis IN
Mortgage Origination - Customer Service Representative - Indianapolis
Indianapolis, IN $250,000.00-$500,000.00 2 weeks ago Mortgage Loan Originator - Central Indiana
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr