Mortgage Loan Officer

Self-Help started in 1980 with a focus on economic inequality, especially in communities that have faced systemic barriers in building wealth. At the core of what Self-Help does is a drive to create and protect ownership and economic opportunity. In other words, we’re committed to economic justice! Economic Justice means that all communities have the basic infrastructure they need to thrive, from high-quality schools to grocery stores selling fresh foods, resources that support opportunity at a neighborhood level regardless of demographics, income, or wealth. We are seeking a Mortgage Loan Officer to join our Greenville, SC Team! Responsibilities: Develop mortgage loan business through continual identification, development, and maintenance of a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Meet with loan applicants to discuss viable mortgage options, counsel on credit and budget, develop a roadmap and process for mortgage approval, and assist with the loan application process. Achieve productivity goals as set forth by the manager. Prequalify loan applicants by examining all borrower information and documentation, assessing creditworthiness, adequacy of income, credit, and collateral, and calculating repayment risk. Determine the maximum purchase price/loan amount based on borrower data. Approve or deny real-estate loan applications that do not meet pre-qualification standards and explain reasons for denial. Gather and review necessary data to complete the loan review process, including credit bureau reports, verifying debts, and estimating monthly payments for any outstanding debts not listed on the application. Prepare mortgage loan application and documentation for underwriting and closing. Ensure that each real-estate loan is processed accurately, troubleshoot any issues that may arise during the processing period, and maintain communication with the borrower throughout the processing period, as needed. May oversee responsibilities of Mortgage Loan Assistant. Requirements: High School diploma or equivalent. Bachelor’s degree preferred or equivalent related experience. English/Spanish is desired but not required. 2 years of relevant experience in mortgage, consumer lending, banking, or other relevant positions preferred. Ability to represent Self-Help in networking functions and to develop and maintain key realtor and other relations that generate attractive loan/borrower referrals. Strong analytical and quantitative skills and ability to independently handle loan applications and assess borrower ability to successfully repay loans. Ability to secure and maintain NMLS certification. Self-Help is committed to providing equal employment opportunities to all persons, regardless of race, religion, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, military and veteran status, class or family status.

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