Intuit
Lead Investigator, AML and Financial Crimes Compliance
Intuit, San Diego, California, United States, 92189
Lead Investigator, AML and Financial Crimes Compliance
This role is hybrid with on-site expectations of 3 days per week. Intuit seeks a highly motivated AML professional to join our Anti-Money Laundering (AML) compliance team. You will help protect our financial services products, including QuickBooks, TurboTax, and Credit Karma, which support ACH, card payments, lending, cross-border payments, and bill pay for millions of consumers and businesses.
Responsibilities
Lead end-to-end investigations of complex and high-risk cases involving potential money laundering, fraud, structuring, and other suspicious activity.
Review transactional activity for consumer and business clients across channels including ACH, card (credit/debit), cross-border wires, and digital payments.
Prepare and file timely, high-quality Suspicious Activity Reports (SARs) to FinCEN in accordance with regulatory requirements and internal standards.
Conduct enhanced due diligence (EDD) on high-risk entities or patterns, including those involving digital assets or crypto-related activity.
Team Leadership, Mentorship & Training
Serve as a Team Lead, providing guidance, quality assurance, and oversight to AML/BSA investigators.
Mentor and support junior investigators, providing coaching, on-the-job training, and career development opportunities.
Design and lead training programs to standardize investigative practices, improve case quality, and promote compliance knowledge across the team.
Prioritize investigations, assign workload, and ensure consistent application of investigative procedures.
Act as the primary, lead person for complex or sensitive investigations and drive them to conclusion.
Program Building & Scaling
Develop and implement investigative procedures, workflows, escalation protocols, and quality assurance controls.
Collaborate with Product, Data, and Engineering teams to identify data sources and improve automation and tooling for investigations.
Build frameworks for typologies, detection scenarios, and red flag indicators tailored to evolving products and risk.
Cross-Functional Collaboration
Work with BSA/AML Officer, Quality Control, Risk Operations, Data Analytics, Legal, and other compliance teams to ensure a unified approach to financial crime prevention.
Participate in internal and external audits, regulatory exams, and special projects.
Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. Intuit conducts regular pay equity comparisons across ethnicity and gender.
Qualifications Required
5+ years of experience in BSA/AML investigations, financial crimes, or fraud detection, preferably at a fintech, MSB, or financial institution.
Strong understanding of ACH, card transactions, cross-border wires, transactions, bill payments, and digital money movement products.
Proven experience with SAR drafting, filing and FinCEN reporting requirements.
Strong leadership experience with the ability to mentor, coach, and lead other investigators.
Demonstrated ability to mentor junior investigators and lead training programs focused on investigative standards and regulatory compliance.
Familiarity with applicable U.S. laws and regulations including BSA, USA PATRIOT Act, FinCEN guidance, and financial crimes compliance.
Experience using internal and external case management and investigation tools, including AML transaction monitoring platforms and third-party research tools (e.g., Chainalysis, WorldCheck, LexisNexis).
Providing guidance to product or business partners on risks associated with fintech product launches and enhancements.
Preferred
Experience in fintech, data environments, and/or high-volume transactional environments.
Experience guiding product and business partners on financial crimes compliance risks with fintech launches and enhancements.
Familiarity with digital assets and blockchain analytics tools.
Certifications such as CAMS, CFCS, or other relevant credentials are preferred.
Key Attributes for Success
Analytical mindset with the ability to synthesize complex information quickly.
Strong verbal and written communication skills, including comfort presenting cases to senior leadership or regulators.
Ability to operate independently in dynamic environments while balancing team leadership and program growth.
Agile and adaptable in a high-growth, fast-paced fintech environment.
Entrepreneurial and proactive in understanding and supporting the BSA/AML space.
Ability to influence, challenge, and support senior leadership.
Strong process and problem-solving skills at strategic and operational levels.
Sound risk-based decision-making in complex AML investigations.
Compensation & Other Intuit provides a competitive compensation package with a strong pay-for-performance approach. This position may be eligible for a cash bonus, equity rewards, and benefits. The expected base pay ranges include: Bay Area, CA: $169,000 - $228,500; San Diego, CA: $149,000 - $201,500. Pay is based on factors such as knowledge, skills, experience, and location. Intuit conducts regular pay equity comparisons across ethnicity and gender.
Job Details
Seniority level: Mid-Senior level
Employment type: Full-time
Job function: Finance and Sales
Industries: Software Development
What you’ll bring and how you will lead are described above. Referrals increase your chances of interviewing at Intuit, and you can get notified about new Financial Examiner jobs in San Diego, CA.
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Responsibilities
Lead end-to-end investigations of complex and high-risk cases involving potential money laundering, fraud, structuring, and other suspicious activity.
Review transactional activity for consumer and business clients across channels including ACH, card (credit/debit), cross-border wires, and digital payments.
Prepare and file timely, high-quality Suspicious Activity Reports (SARs) to FinCEN in accordance with regulatory requirements and internal standards.
Conduct enhanced due diligence (EDD) on high-risk entities or patterns, including those involving digital assets or crypto-related activity.
Team Leadership, Mentorship & Training
Serve as a Team Lead, providing guidance, quality assurance, and oversight to AML/BSA investigators.
Mentor and support junior investigators, providing coaching, on-the-job training, and career development opportunities.
Design and lead training programs to standardize investigative practices, improve case quality, and promote compliance knowledge across the team.
Prioritize investigations, assign workload, and ensure consistent application of investigative procedures.
Act as the primary, lead person for complex or sensitive investigations and drive them to conclusion.
Program Building & Scaling
Develop and implement investigative procedures, workflows, escalation protocols, and quality assurance controls.
Collaborate with Product, Data, and Engineering teams to identify data sources and improve automation and tooling for investigations.
Build frameworks for typologies, detection scenarios, and red flag indicators tailored to evolving products and risk.
Cross-Functional Collaboration
Work with BSA/AML Officer, Quality Control, Risk Operations, Data Analytics, Legal, and other compliance teams to ensure a unified approach to financial crime prevention.
Participate in internal and external audits, regulatory exams, and special projects.
Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. Intuit conducts regular pay equity comparisons across ethnicity and gender.
Qualifications Required
5+ years of experience in BSA/AML investigations, financial crimes, or fraud detection, preferably at a fintech, MSB, or financial institution.
Strong understanding of ACH, card transactions, cross-border wires, transactions, bill payments, and digital money movement products.
Proven experience with SAR drafting, filing and FinCEN reporting requirements.
Strong leadership experience with the ability to mentor, coach, and lead other investigators.
Demonstrated ability to mentor junior investigators and lead training programs focused on investigative standards and regulatory compliance.
Familiarity with applicable U.S. laws and regulations including BSA, USA PATRIOT Act, FinCEN guidance, and financial crimes compliance.
Experience using internal and external case management and investigation tools, including AML transaction monitoring platforms and third-party research tools (e.g., Chainalysis, WorldCheck, LexisNexis).
Providing guidance to product or business partners on risks associated with fintech product launches and enhancements.
Preferred
Experience in fintech, data environments, and/or high-volume transactional environments.
Experience guiding product and business partners on financial crimes compliance risks with fintech launches and enhancements.
Familiarity with digital assets and blockchain analytics tools.
Certifications such as CAMS, CFCS, or other relevant credentials are preferred.
Key Attributes for Success
Analytical mindset with the ability to synthesize complex information quickly.
Strong verbal and written communication skills, including comfort presenting cases to senior leadership or regulators.
Ability to operate independently in dynamic environments while balancing team leadership and program growth.
Agile and adaptable in a high-growth, fast-paced fintech environment.
Entrepreneurial and proactive in understanding and supporting the BSA/AML space.
Ability to influence, challenge, and support senior leadership.
Strong process and problem-solving skills at strategic and operational levels.
Sound risk-based decision-making in complex AML investigations.
Compensation & Other Intuit provides a competitive compensation package with a strong pay-for-performance approach. This position may be eligible for a cash bonus, equity rewards, and benefits. The expected base pay ranges include: Bay Area, CA: $169,000 - $228,500; San Diego, CA: $149,000 - $201,500. Pay is based on factors such as knowledge, skills, experience, and location. Intuit conducts regular pay equity comparisons across ethnicity and gender.
Job Details
Seniority level: Mid-Senior level
Employment type: Full-time
Job function: Finance and Sales
Industries: Software Development
What you’ll bring and how you will lead are described above. Referrals increase your chances of interviewing at Intuit, and you can get notified about new Financial Examiner jobs in San Diego, CA.
#J-18808-Ljbffr