Core Bank
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Company Overview Core Bank is a high-performing, tech-forward community bank serving Omaha and Kansas City. Guided by our vision to be high-performing, solutions-based, and tech-forward, we combine trusted relationships with modern tools to deliver smarter, faster, and more personalized banking. Our culture—what we call our Recipe for Awesome—makes Core Bank more than a place to work or bank; it’s a place where people grow, solutions thrive, and together we build better. If you want to help us build something remarkable, then we'd love to get to know you.
Description To learn more about what makes us - us, explore .
Job Summary The Financial Crimes Analyst II assists the Director of Financial Crimes Compliance (BSA Officer) with meeting Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Office of Foreign Asset Control (OFAC), USA PATRIOT Act, and applicable regulatory requirements in a fast paced, high growth environment. This role oversees transaction monitoring, alert review, and investigation functions for the bank’s sponsor and embedded banking activities.
As a team member, the Financial Crimes Analyst II collaborates within the Financial Crimes Compliance team and Partner Banking Division to leverage advanced analytics, automation tools, and API-integrated systems to monitor, investigate, and report suspicious activity in compliance with BSA/AML, OFAC, and related regulations, perform transaction and high-risk customer monitoring reviews, prepare and file the necessary regulatory reports (CTR, SAR) to FinCEN, and conduct periodic searches requested by law enforcement or FinCEN. The Financial Crimes Analyst II works with the BSA Officer to conduct Quality Assurance (QA) review(s) for the Bank and Sponsor Banking Partner programs, recommending and providing training to bank and sponsor banking staff on the BSA/AML related legal/regulatory requirements.
Core Responsibilities
Ability to interpret complex transaction data and identify anomalies.
Conduct root cause analysis to determine fraud patterns and vulnerabilities.
Use of AI-enhanced and API-integrated systems for transaction monitoring and alert investigation.
Understand and comply with all BSA/AML OFAC related laws and regulations. Maintain and adhere to all BSA/AML OFAC and fraud reporting and recordkeeping requirements.
Coordinate information and data requests for management and committee reporting.
Assist with audits and regulatory examinations for the BSA AML/CFT and OFAC program.
Conduct BSA/AML related quality control/assurance reviews and report status to BSA Officer or delegate.
Assist with BSA/AML and OFAC and fraud related risk assessments. Recommend changes to the program and procedures based on risk assessment results and/or regulatory changes.
Assist BSA Officer with meeting training needs to equip bank staff with the BSA/AML/OFAC and fraud-related knowledge and education necessary to perform their risk duties and assist customers.
Identify and complete continuing education events to remain abreast of and continue education for areas related to the job role including industry trends, customer expectations and emerging risks.
Financial Crimes Analyst II and Oversight
Execute transaction monitoring and alert investigations using AI-enhanced and API-integrated systems.
File CTRs and SARs with FinCEN in a timely and accurate manner.
Conduct quality assurance reviews and provide feedback to partner teams.
Conduct periodic risk assessments and recommend control enhancements based on data insights.
Work with BSA Officer to maintain and optimize rule-based and machine learning models for fraud and AML detection.
Prioritize workloads and allocate resources based on risk, volume, and deadlines.
Serve as backup and perform four-eye review for other BSA staff and sponsor banking partners.
Provide coaching, quality assurance, and performance feedback to ensure timely and accurate work.
Serve as a Fraud and BSA knowledge resource answering questions for front-line staff who work with and represent customers to address questions or concerns related to customer activity.
Transaction Monitoring and Investigations
Review daily alerts and system reports to assist with identification of suspicious or fraudulent activity such as but not limited to, cash, international transactions, wires, ACH, corporate account takeover, remote deposit, cash advance, subpoenas, fraud claims, etc. that may be indicative of suspicious activities. Escalate to cases and report status to BSA Officer.
Assist front-line staff (including banking partners) with potential OFAC and other BSA/AML and fraud-related list matches.
Review and resolve initial OFAC match escalations. Following initial escalation assessment, elevate potential matches to the BSA Officer.
Review and timely complete all suspicious activity employee referrals, alerts, risk reviews and cases generated in the transaction monitoring system. Report status to BSA Officer.
Perform investigations of suspicious activity, document investigation results and thoroughly document cases.
Review customer activity and perform risk scoring.
Perform Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Politically Exposed Person (PEP) and Relative and Close Associate (RCA) reviews to determine High Risk Customers. Perform periodic reviews of High-Risk Customers. Adjust risk ratings commensurate with customers' BSA/AML OFAC risks.
Coordinate and complete information sharing requests in compliance with 314(a) and 314(b) requirements.
Regular attendance is required. Other activities, duties or responsibilities that are required of the employee may be assigned.
Qualifications Education and Experience Associate’s degree in related field and at least 2 years prior Fraud and BSA/AML/OFAC related experience required. Bachelor’s degree and/or BSA/AML related professional certifications preferred (e.g., CAMS, CBAP, CFE, CFCS, etc.). Experience with Fraud and AML transaction monitoring and case management systems. Experience with Banking as a Service or fintech partnerships preferred.
Required Skills/Abilities/Knowledge
Alignment with Core Banks Purpose, Values and Vision.
Proactive, tech-savvy mindset and a collaborative approach to risk management.
Deep understanding of BSA/AML/OFAC regulations and fintech risk models.
Experience with AI and API-based transaction monitoring platforms.
Strong analytical and investigative skills; ability to interpret complex data sets.
Excellent written and verbal communication skills.
Proactive, solutions-driven approach to risk detection and mitigation focusing on automation and scalability.
Ability to work cross-functionally with tech, product, and partner teams.
Core Bank is an equal opportunity employer and prohibits discrimination and harassment of any type for all employees and qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local laws.
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Company Overview Core Bank is a high-performing, tech-forward community bank serving Omaha and Kansas City. Guided by our vision to be high-performing, solutions-based, and tech-forward, we combine trusted relationships with modern tools to deliver smarter, faster, and more personalized banking. Our culture—what we call our Recipe for Awesome—makes Core Bank more than a place to work or bank; it’s a place where people grow, solutions thrive, and together we build better. If you want to help us build something remarkable, then we'd love to get to know you.
Description To learn more about what makes us - us, explore .
Job Summary The Financial Crimes Analyst II assists the Director of Financial Crimes Compliance (BSA Officer) with meeting Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Office of Foreign Asset Control (OFAC), USA PATRIOT Act, and applicable regulatory requirements in a fast paced, high growth environment. This role oversees transaction monitoring, alert review, and investigation functions for the bank’s sponsor and embedded banking activities.
As a team member, the Financial Crimes Analyst II collaborates within the Financial Crimes Compliance team and Partner Banking Division to leverage advanced analytics, automation tools, and API-integrated systems to monitor, investigate, and report suspicious activity in compliance with BSA/AML, OFAC, and related regulations, perform transaction and high-risk customer monitoring reviews, prepare and file the necessary regulatory reports (CTR, SAR) to FinCEN, and conduct periodic searches requested by law enforcement or FinCEN. The Financial Crimes Analyst II works with the BSA Officer to conduct Quality Assurance (QA) review(s) for the Bank and Sponsor Banking Partner programs, recommending and providing training to bank and sponsor banking staff on the BSA/AML related legal/regulatory requirements.
Core Responsibilities
Ability to interpret complex transaction data and identify anomalies.
Conduct root cause analysis to determine fraud patterns and vulnerabilities.
Use of AI-enhanced and API-integrated systems for transaction monitoring and alert investigation.
Understand and comply with all BSA/AML OFAC related laws and regulations. Maintain and adhere to all BSA/AML OFAC and fraud reporting and recordkeeping requirements.
Coordinate information and data requests for management and committee reporting.
Assist with audits and regulatory examinations for the BSA AML/CFT and OFAC program.
Conduct BSA/AML related quality control/assurance reviews and report status to BSA Officer or delegate.
Assist with BSA/AML and OFAC and fraud related risk assessments. Recommend changes to the program and procedures based on risk assessment results and/or regulatory changes.
Assist BSA Officer with meeting training needs to equip bank staff with the BSA/AML/OFAC and fraud-related knowledge and education necessary to perform their risk duties and assist customers.
Identify and complete continuing education events to remain abreast of and continue education for areas related to the job role including industry trends, customer expectations and emerging risks.
Financial Crimes Analyst II and Oversight
Execute transaction monitoring and alert investigations using AI-enhanced and API-integrated systems.
File CTRs and SARs with FinCEN in a timely and accurate manner.
Conduct quality assurance reviews and provide feedback to partner teams.
Conduct periodic risk assessments and recommend control enhancements based on data insights.
Work with BSA Officer to maintain and optimize rule-based and machine learning models for fraud and AML detection.
Prioritize workloads and allocate resources based on risk, volume, and deadlines.
Serve as backup and perform four-eye review for other BSA staff and sponsor banking partners.
Provide coaching, quality assurance, and performance feedback to ensure timely and accurate work.
Serve as a Fraud and BSA knowledge resource answering questions for front-line staff who work with and represent customers to address questions or concerns related to customer activity.
Transaction Monitoring and Investigations
Review daily alerts and system reports to assist with identification of suspicious or fraudulent activity such as but not limited to, cash, international transactions, wires, ACH, corporate account takeover, remote deposit, cash advance, subpoenas, fraud claims, etc. that may be indicative of suspicious activities. Escalate to cases and report status to BSA Officer.
Assist front-line staff (including banking partners) with potential OFAC and other BSA/AML and fraud-related list matches.
Review and resolve initial OFAC match escalations. Following initial escalation assessment, elevate potential matches to the BSA Officer.
Review and timely complete all suspicious activity employee referrals, alerts, risk reviews and cases generated in the transaction monitoring system. Report status to BSA Officer.
Perform investigations of suspicious activity, document investigation results and thoroughly document cases.
Review customer activity and perform risk scoring.
Perform Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Politically Exposed Person (PEP) and Relative and Close Associate (RCA) reviews to determine High Risk Customers. Perform periodic reviews of High-Risk Customers. Adjust risk ratings commensurate with customers' BSA/AML OFAC risks.
Coordinate and complete information sharing requests in compliance with 314(a) and 314(b) requirements.
Regular attendance is required. Other activities, duties or responsibilities that are required of the employee may be assigned.
Qualifications Education and Experience Associate’s degree in related field and at least 2 years prior Fraud and BSA/AML/OFAC related experience required. Bachelor’s degree and/or BSA/AML related professional certifications preferred (e.g., CAMS, CBAP, CFE, CFCS, etc.). Experience with Fraud and AML transaction monitoring and case management systems. Experience with Banking as a Service or fintech partnerships preferred.
Required Skills/Abilities/Knowledge
Alignment with Core Banks Purpose, Values and Vision.
Proactive, tech-savvy mindset and a collaborative approach to risk management.
Deep understanding of BSA/AML/OFAC regulations and fintech risk models.
Experience with AI and API-based transaction monitoring platforms.
Strong analytical and investigative skills; ability to interpret complex data sets.
Excellent written and verbal communication skills.
Proactive, solutions-driven approach to risk detection and mitigation focusing on automation and scalability.
Ability to work cross-functionally with tech, product, and partner teams.
Core Bank is an equal opportunity employer and prohibits discrimination and harassment of any type for all employees and qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local laws.
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