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Regions Bank

Consumer Payments Product Manager

Regions Bank, Atlanta, Georgia, United States, 30383

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Job Description

At Regions, the Product Manager assists in the development, execution, and tracking of marketing or business segment programs for a product or product line by collecting, analyzing, and reporting marketing and sales performance data.

Primary Responsibilities

Strategizes promotional, marketing, and communication programs for all specified products and services and produces standard management reporting

Researches and compiles business and industry competitive data to analyze and develop tactics to achieve strategic goals

Manages sales information, projections, and other meaningful data and prepares forecasts on market evolution and company products

Leads the execution of marketing strategies including advertising, packaging, pricing, expense budgets, profit plans, and future product development

Provides short term and long term strategic direction

Prepares and/or provides guidance in the preparation and delivery of training and sales tools

Acts as the subject matter expert and lead of special projects pertaining to specified products and services

Understands industry research around customer behaviors, new product offerings, new providers, and regulatory impacts

Manages vendor relationships including responding and sending requests, managing risks, and ensuring compliance adherence

Leads risk management efforts throughout the life cycle of each product, ensuring proper risk controls and monitoring

Develops products and enhances services to remain competitive while adhering to Regions’ compliance and regulatory standards

Collaborates with sales teams to identify and implement sales tactics and partners with cross-functional teams to execute strategies

Acts as a lead and mentor of the department

Creates and delivers presentations to senior leadership

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.

Requirements

Bachelor's degree

Ten (10) years of experience in product development/management, market research, or directly related experience

Preferences

Experience within the financial industry or with a banking institution

Product Management Experience

Proficient in data manipulation

Skills And Competencies

Critical thinking and planning

Demonstrated success in launching products or major product enhancements

Excellent organization and project management skills

Excellent written and verbal communication skills

Financial Analysis

Proficiency in Microsoft Office including Word, PowerPoint, Excel, and Access

Proven ability to lead and influence cross-functional teams

Product Manager — Loyalty & Rewards (Mobile) The Consumer Payment Product Manager will oversee end-to-end management of our consumer payments and debit card product suite, driving growth, operational performance, and risk management across all consumer payment channels. The role requires deep domain expertise in retail banking payments and leadership to connect product strategy to business outcomes.

A Successful Candidate Should

Possess a mix of business and technical savvy with a passion for consumer payments and ability to drive ideas to reality

Be strategic with deep banking product knowledge and cross-functional execution capability

Partner with strategy, finance, digital, account servicing, operations, risk, fraud, compliance, data analysis, technology, and other partners across the account lifecycle

Be collaborative and capable of leading in ambiguous environments, owning initiatives and product improvements

Balance strategic thinking with hands-on execution and data-driven problem solving

Key Responsibilities Product Strategy & Development

Drive development and execution of the strategic roadmap for consumer payments, including inbound and outbound money movement and debit card services

Align product roadmaps into a cohesive payments strategy that supports customer needs and drives growth

Identify and prioritize new payment capabilities through business case development and market evaluation

Monitor industry trends, competitors, regulatory changes, and customer behavior to inform product direction

Collaborate with cross-functional partners to ensure timely, aligned execution and issue resolution

Modernize debit processing infrastructure to reduce risk, expand functionality, and support future-ready payments

Payment Product Lifecycle Management & Experience

Oversee the entire lifecycle of consumer payment products and debit cards

Improve digital and in-branch payment experiences and streamline journeys

Oversee vendor relationships with focus on performance and risk compliance

Implement controls to mitigate operational, fraud, and compliance risk

Performance Management

Track and analyze key performance indicators including adoption, usage, profitability, and operational KPIs

Use data analytics to inform decisions and provide actionable insights

Prepare and present business cases and performance updates to stakeholders

Partner with Finance to develop forecasts and track results

Qualifications Education & Experience

Bachelor’s degree in Business, Finance, or related field (MBA preferred)

10+ years of experience in financial services, with at least 5 in payments

Proven track record of managing consumer banking products and/or payments

Position Type Full time

Compensation Pay ranges are provided as a point-of-market reference. Details vary by experience, skills, location, and performance.

Benefits Information Regions offers a benefits package including vacation, 401K with company match, medical/dental/vision, disability benefits, HSA/FSA, life insurance, parental leave, EAP, and volunteer programs. Benefits may be changed or terminated at Regions’ discretion. For details, please visit Regions Benefits.

Location Regions Center, Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications are accepted electronically for a minimum of five business days from the posting date. Longer periods may apply for high-volume roles.

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