U.S. Bank
Overview
Join to apply for the
Mortgage Loan Originator
role at
U.S. Bank .
At U.S. Bank, we’re on a journey to do our best. This role originates mortgage loans in an assigned metropolitan territory, takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval, and follows up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.
This role is posted as remote; however, candidates located near a U.S. Bank location would be required to work on site at least three days per week. The position has multiple levels and is open to candidates with a minimum of one year of mortgage, sales, real estate, or banking experience; the successful candidate will be hired for the level that aligns with their experience.
This role requires National Mortgage Licensing System (NMLS) registration under the SAFE Act of 2008 and Regulation Z. You will be subject to the required registration process, including a criminal background and credit check. Failure to meet or maintain any NMLS requirements may result in a rescission of your offer or termination of employment.
This position also requires 2 or more hours of driving per week.
Responsibilities
Originates mortgage loans in an assigned metropolitan territory.
Takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing and underwriting for approval.
Follows up to secure documents required for processing, underwriting, and closing in a timely manner from appropriate sources.
Engages in loan sales and sales-related activities away from U.S. Bank locations.
Qualifications
High school diploma or equivalent
Typically, at least one year of mortgage, sales, real estate, or banking experience
Ability to travel
Preferred Skills / Experience
Well-developed sales ability
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Basic knowledge of local, state and national laws (e.g. Truth-in-Lending, RESPA, etc.)
Ability to work independently
Ability to analyze financial information
Effective verbal and written communication skills
Established referral base within assigned market (preferred)
2 years of mortgage loan origination experience with proven results
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase, 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $20.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including fair chance ordinances. In addition, certain positions may also be subject to FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
#J-18808-Ljbffr
Mortgage Loan Originator
role at
U.S. Bank .
At U.S. Bank, we’re on a journey to do our best. This role originates mortgage loans in an assigned metropolitan territory, takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval, and follows up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.
This role is posted as remote; however, candidates located near a U.S. Bank location would be required to work on site at least three days per week. The position has multiple levels and is open to candidates with a minimum of one year of mortgage, sales, real estate, or banking experience; the successful candidate will be hired for the level that aligns with their experience.
This role requires National Mortgage Licensing System (NMLS) registration under the SAFE Act of 2008 and Regulation Z. You will be subject to the required registration process, including a criminal background and credit check. Failure to meet or maintain any NMLS requirements may result in a rescission of your offer or termination of employment.
This position also requires 2 or more hours of driving per week.
Responsibilities
Originates mortgage loans in an assigned metropolitan territory.
Takes applications, conducts preliminary underwriting reviews, and submits loan applications to processing and underwriting for approval.
Follows up to secure documents required for processing, underwriting, and closing in a timely manner from appropriate sources.
Engages in loan sales and sales-related activities away from U.S. Bank locations.
Qualifications
High school diploma or equivalent
Typically, at least one year of mortgage, sales, real estate, or banking experience
Ability to travel
Preferred Skills / Experience
Well-developed sales ability
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Basic knowledge of local, state and national laws (e.g. Truth-in-Lending, RESPA, etc.)
Ability to work independently
Ability to analyze financial information
Effective verbal and written communication skills
Established referral base within assigned market (preferred)
2 years of mortgage loan origination experience with proven results
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase, 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $20.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including fair chance ordinances. In addition, certain positions may also be subject to FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
#J-18808-Ljbffr