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JCW Group

VP, Commercial Credit Underwriting Team Lead

JCW Group, Trenton, New Jersey, United States

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VP, Commercial Credit Underwriting Team Lead This range is provided by JCW Group. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range $125,000.00/yr - $175,000.00/yr

Overview JCW Search is recruiting on behalf of a growing regional bank in Northern NJ. The bank is seeking a hands-on leader to manage a team of 4–5 commercial credit underwriters. The loan portfolio is comprised of primarily CRE with some C&I and SBA.

Responsibilities

Lead, review, and guide underwriting work for CRE, C&I, and SBA transactions

Manage pipeline, assign deals, and balance team workloads

Review and sign off on underwriter analyses, write-ups, and risk ratings

Ensure underwriting aligns with bank policy, credit culture, and regulatory expectations

Liaise with relationship managers and credit approvers to move deals through the process

Provide coaching and technical support to junior and mid-level underwriters

Identify credit risk issues early and ensure consistent analysis across team

Participate in internal credit committee discussions as needed

Maintain awareness of market trends and portfolio concentrations

Help integrate SBA underwriting into broader team function (limited volume)

Qualifications

7–10+ years of commercial credit experience, with strong CRE and C&I background

Prior team lead, supervisory, or mentoring experience strongly preferred

Solid underwriting skills across deal types and borrower profiles

Familiarity with SBA SOP is a plus

Strong communication and internal partnership skills

Ability to operate in a fast-paced, mid-sized bank environment

Bachelor's degree required; formal credit training strongly preferred

Job details

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Finance

Industries: Banking

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