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Liberty Mutual Insurance

Senior Underwriter, Small Commercial

Liberty Mutual Insurance, Tuscaloosa, Alabama, United States, 35485

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This is a remote position with occasional travel for in-person agency visits. Ideal candidate will live and work remotely in Mississippi or surrounding states. This is a ranged posting. Level offered will be based on candidate experience at manager discretion.

Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a

Small Commercial Underwriter

in property casualty insurance, you’ll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals.

We encourage you to apply and bring your expertise if you’re a:

Strategic Account Manager:

As part of your portfolio strategy, you’ll ensure a profitable book of Property and Casualty insurance by writing new accounts with premiums of $100,000 and below, and growing successful agent and broker relationships and pursuing renewals

Problem solver:

You’ll crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification

Clear communicator:

You’ll maintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvals

Collaborative teammate:

Contributing to overall team success, you’ll mentor underwriters in both a technical and professional capacity sharing best practices and identifying opportunities for continuous improvement

Conscientious professional:

Understanding that the deal isn’t done until the paperwork is complete, you’ll document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines

Qualifications

Experience

3-5+ years of relevant experience

Experience with multi-line insurance products

Skills

Analytical, problem-solving capabilities

Strong territory management skills

Excellent communication skills

Aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters

Knowledge

Command of insurance finance and actuarial concepts

Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories

Understanding of contract language, including regulatory and policy differences among applicable states

Familiarity with continuous improvement processes and tools

Education

A bachelor’s degree in a related field

Chartered Property Casual Underwriter or other professional insurance designation preferred

Pay and Company Information

Liberty Mutual Insurance provided pay range: This range is provided by Liberty Mutual Insurance. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range: $66,000.00/yr - $137,000.00/yr

About the company: Liberty Mutual is an equal opportunity employer with a focus on diverse and inclusive culture and benefits.

We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran\'s status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices:

California

Los Angeles Incorporated

Los Angeles Unincorporated

Philadelphia

San Francisco

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