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DHI Mortgage

Mortgage Loan Originator

DHI Mortgage, Knoxville, Tennessee, United States, 37955

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Overview

D.R. Horton, Inc., the largest homebuilder in the U.S., is a publicly traded company on the New York Stock Exchange. Founded in 1978, it constructs and sells high-quality homes for entry-level and first-time move-up markets. The company also provides mortgage financing and title services through its mortgage and title subsidiaries. Visit www.drhorton.com for more information. Number of applicants and other site prompts are informational and not indicative of job status. This position is for a Mortgage Loan Originator in the Financial Services Branch. Location: Knoxville, TN.

Essential Duties and Responsibilities

Interview mortgage applicants to understand and educate them on financing options. Advise applicants on loan programs that best fit their goals. Be accessible to the buyer and involved parties to answer questions and provide updates. Maintain reports and notes within origination software and customer relationship management systems. Review new leads daily and contact them to earn their business. Manage the daily loan pipeline from application to funding to ensure a smooth process for all parties. Present loan products in sales meetings and with Sales staff in builder communities. Respond promptly to Operations to facilitate an efficient loan process. Provide necessary disclosures to loan applicants in a timely manner in accordance with regulations. Conduct all business professionally and ethically to serve customers and contribute to company goodwill and profit. Able to work overtime and travel overnight as needed. Market the company’s products and services to potential business sources. Develop sales leads for mortgages in builder communities and real estate offices. Provide weekend coverage in builder communities and at grand opening functions. Review documentation provided by borrowers for accuracy and address discrepancies. Familiarize with and comply with all company QC policies; review updates to the manual and attend meetings as necessary. Provide input to management and attend production/staff meetings. Assist infrequently in resolving post-closing/funding problems. Attend loan closings when possible.

Qualifications

Education and/or Experience

Bachelor's degree from a four-year college or university. One to two years of related experience and/or training. Must have a vehicle and a valid driver’s license. Licensed Mortgage Loan Originator as required by state. General mortgage banking understanding (including lock procedures, program analysis, underwriting guidelines, and regulatory timelines). Proficiency with MS Office and email. Preferred Qualifications

Strong written and oral communication skills. Ability to process and record a large volume of data accurately and efficiently. Team player with openness to constructive criticism. Bilingual preferred.

Benefits

Medical, Dental and Vision 401(K) Employee Stock Purchase Plan Flex Spending Accounts Life & Disability Insurance Vacation, Sick, Personal Time and Company Holidays Multiple Voluntary and Company-provided Benefits

Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleToo

Job Details

Seniority level: Entry level Employment type: Full-time Job function: Finance and Sales

We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package and opportunities to grow within the company.

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