Credit Genie
Join to apply for the
General Counsel
role at
Credit Genie .
Base pay range $250,000.00/yr - $350,000.00/yr
Company Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and build a financial ecosystem that offers instant access to cash, credit, and credit-building tools. Founded in 2019 and backed by Khosla Ventures, we are positioned to revolutionize inclusive finance through cutting‑edge technology and customer‑centric solutions.
Overview As General Counsel, you will be the trusted legal partner to our CEO, executive team, and board, shaping the legal strategy for a fintech innovator. You’ll oversee all legal matters—from compliance with complex financial regulations to strategic partnerships—ensuring we operate with agility and integrity in a competitive market. This role requires a forward‑thinking lawyer with deep fintech expertise and a passion for driving business success.
What You’ll Do
Provide expert legal advice on corporate governance, equity financing, and strategic transactions.
Ensure compliance with fintech regulations, including lending laws (TILA, ECOA), payment processing (PCI‑DSS), and data privacy (GDPR, CCPA).
Draft and negotiate high‑stakes contracts, including merchant agreements, payment processor partnerships, and technology licensing deals.
Mitigate risks in product launches, such as brokerage or trading platforms.
Advise on fundraising rounds, M&A, and potential IPO preparation.
Build scalable legal frameworks for credit and lending products, ensuring alignment with federal and state regulations.
Lead cross‑functional collaboration with product, risk, and compliance teams to embed legal considerations into innovative financial products.
Manage litigation, regulatory inquiries, and external counsel relationships.
Support international expansion, navigating cross‑border payment and lending regulations.
Develop and mentor an in‑house legal team to support our scaling operations.
Who You Are
Juris Doctor (JD) from an accredited law school and active bar membership in good standing (preferably in California, New York, or another major U.S. jurisdiction).
10+ years of legal experience, with 5+ years in a senior in‑house role at a fintech or high‑growth tech company.
Deep expertise in credit and lending regulations, preferably in the fintech industry.
Proven track record in structuring and negotiating complex commercial agreements in payments, lending, or brokerage.
Strong understanding of data privacy, cybersecurity, and consumer protection laws in a fintech context.
Exceptional ability to balance legal risk with business innovation in a fast‑paced startup environment.
Outstanding communication skills, with the ability to distill complex legal issues for diverse stakeholders.
Entrepreneurial mindset with a proactive, hands‑on approach to problem‑solving.
Nice to Have
Experience at a fintech company with exposure to payment processing, lending, or brokerage platforms.
Familiarity with venture capital financing, secondary offerings, or pre‑IPO legal strategies.
Knowledge of international fintech regulations, particularly in payments or lending.
Experience building and leading lean legal teams in high‑growth environments.
Benefits & Perks
100% company‑paid medical, dental, and vision coverage for you and your dependents on your first day.
Monthly fitness reimbursement up to $100 or a full membership to LifeTime Fitness.
401(k) with a 2.5% match and immediate vesting.
Meal program for breakfast, lunch, and dinner.
Life and accidental insurance.
Flexible PTO.
Your compensation will be determined on a case‑by‑case basis and may vary based on job‑related knowledge, skills, education, and experience. In addition to base pay, you may be eligible for bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short‑ and long‑term disability insurance, life insurance, and flexible PTO.
Credit Genie is a proud Equal Opportunity Employer. We welcome and celebrate differences. We are committed to providing a safe and inclusive workspace where everyone feels supported, connected, and inspired to do their best work. If you require accommodations to participate in our recruitment process, please inform us when we contact you to schedule an interview.
Compensation Range: $250K - $350K
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General Counsel
role at
Credit Genie .
Base pay range $250,000.00/yr - $350,000.00/yr
Company Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and build a financial ecosystem that offers instant access to cash, credit, and credit-building tools. Founded in 2019 and backed by Khosla Ventures, we are positioned to revolutionize inclusive finance through cutting‑edge technology and customer‑centric solutions.
Overview As General Counsel, you will be the trusted legal partner to our CEO, executive team, and board, shaping the legal strategy for a fintech innovator. You’ll oversee all legal matters—from compliance with complex financial regulations to strategic partnerships—ensuring we operate with agility and integrity in a competitive market. This role requires a forward‑thinking lawyer with deep fintech expertise and a passion for driving business success.
What You’ll Do
Provide expert legal advice on corporate governance, equity financing, and strategic transactions.
Ensure compliance with fintech regulations, including lending laws (TILA, ECOA), payment processing (PCI‑DSS), and data privacy (GDPR, CCPA).
Draft and negotiate high‑stakes contracts, including merchant agreements, payment processor partnerships, and technology licensing deals.
Mitigate risks in product launches, such as brokerage or trading platforms.
Advise on fundraising rounds, M&A, and potential IPO preparation.
Build scalable legal frameworks for credit and lending products, ensuring alignment with federal and state regulations.
Lead cross‑functional collaboration with product, risk, and compliance teams to embed legal considerations into innovative financial products.
Manage litigation, regulatory inquiries, and external counsel relationships.
Support international expansion, navigating cross‑border payment and lending regulations.
Develop and mentor an in‑house legal team to support our scaling operations.
Who You Are
Juris Doctor (JD) from an accredited law school and active bar membership in good standing (preferably in California, New York, or another major U.S. jurisdiction).
10+ years of legal experience, with 5+ years in a senior in‑house role at a fintech or high‑growth tech company.
Deep expertise in credit and lending regulations, preferably in the fintech industry.
Proven track record in structuring and negotiating complex commercial agreements in payments, lending, or brokerage.
Strong understanding of data privacy, cybersecurity, and consumer protection laws in a fintech context.
Exceptional ability to balance legal risk with business innovation in a fast‑paced startup environment.
Outstanding communication skills, with the ability to distill complex legal issues for diverse stakeholders.
Entrepreneurial mindset with a proactive, hands‑on approach to problem‑solving.
Nice to Have
Experience at a fintech company with exposure to payment processing, lending, or brokerage platforms.
Familiarity with venture capital financing, secondary offerings, or pre‑IPO legal strategies.
Knowledge of international fintech regulations, particularly in payments or lending.
Experience building and leading lean legal teams in high‑growth environments.
Benefits & Perks
100% company‑paid medical, dental, and vision coverage for you and your dependents on your first day.
Monthly fitness reimbursement up to $100 or a full membership to LifeTime Fitness.
401(k) with a 2.5% match and immediate vesting.
Meal program for breakfast, lunch, and dinner.
Life and accidental insurance.
Flexible PTO.
Your compensation will be determined on a case‑by‑case basis and may vary based on job‑related knowledge, skills, education, and experience. In addition to base pay, you may be eligible for bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short‑ and long‑term disability insurance, life insurance, and flexible PTO.
Credit Genie is a proud Equal Opportunity Employer. We welcome and celebrate differences. We are committed to providing a safe and inclusive workspace where everyone feels supported, connected, and inspired to do their best work. If you require accommodations to participate in our recruitment process, please inform us when we contact you to schedule an interview.
Compensation Range: $250K - $350K
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