TD
Senior AML Financial Crime Risk Investigator - 314A
TD, Mount Laurel, New Jersey, United States
Senior AML Financial Crime Risk Investigator - 314A
Work Location:
Mount Laurel, New Jersey, United States of America
Hours:
40 hours per week
Pay Details:
$68,640 - $112,320 USD
Line Of Business:
Financial Crime Risk Management
Job Description The Financial Crime Risk Senior Investigator conducts end-to-end investigations of complex, higher‑complexity and sensitivity cases. The role evaluates evidence from internal and external sources, applies analytical techniques, and recommends demarketing or freezing of accounts. The investigator also performs holistic reviews of client relationships, analyzes sanctions, anti‑bribery, anti‑corruption, and fraud risks, prepares suspicious activity reports (SARs), and ensures compliance with policies and regulatory requirements.
Depth & Scope
Investigates criminal cases ranging from simple to complex in nature
Sound knowledge of bank products, systems, policies and procedures
Proficient in criminal investigative techniques, evidence‑collection laws, court proceedings, and financial/trend analysis
Manages projects of low to moderate scope and complexity
Expert level professional requiring in‑depth knowledge/expertise in own specialty and related areas
Integrates broader organizational context into solutions
Understands industry, competition, and differentiators within the organization
Impacts functional programs across own and related teams
Interprets guidelines, standards, policies, and analysis outcomes to inform senior decision‑making
Builds stakeholder alignment for project leadership
Works independently as a senior technical lead and mentors others
Identifies and resolves complex issues at all levels
Education & Experience
Undergraduate degree or equivalent work experience
5+ years of experience in financial crime or related investigative roles
Preferred Qualifications
2+ years conducting complex money‑laundering investigations in law enforcement or financial institutions
Experience writing and/or reviewing Suspicious Activity Reports
Knowledge of criminal investigative techniques
Knowledge of financial industry products, policies, and procedures
Self‑starter ability to research across internal and external systems
Customer Accountabilities
Conduct complex investigations (AML, sanctions/ABAC, and financial crime)
Collect, preserve, and analyze evidence using sound methodologies and staying current with technology threats
Prioritize files and apply proper investigative protocols in a timely manner
Collaborate with law enforcement, other financial institutions, and partners to share information and reduce risk exposure
Communicate procedural improvements to business units
Share industry trends and risk insights with stakeholders
Maintain partnerships with internal resources such as HR, Legal, and Employment Standards for investigative purposes
Apply digital evidence collection and analysis methodologies per investigative mandate
Shareholder Accountabilities
Lead workstreams as a project lead for large or complex initiatives using standard project management methodologies
Evaluate processes/services and recommend enhancements to increase effectiveness and efficiency
Recommend changes to escalation processes and provide stakeholder feedback
Plan and deliver cost‑effective process improvements
Conduct internal and external research projects and support presentations to management
Adhere to enterprise frameworks and methodologies aligned with business area goals
Monitor productivity and assess efficiencies within the function and implement improvements
Safeguard confidentiality and manage correspondence and communication with discretion
Protect organizational interests by managing risks and resolving high‑risk issues in a timely manner
Develop functional and enterprise analyses, draw conclusions, and provide recommendations
Stay current on emerging regulatory requirements and assess potential impacts
Maintain a risk‑management culture supported by effective processes aligned with risk appetite
Employee/Team Accountabilities
Participate fully as a team member, supporting a positive work environment focused on service, quality, innovation, and teamwork
Share industry knowledge within the team and participate in knowledge transfer activities
Stay current on emerging trends, tools, and techniques
Engage in performance management and development activities, including cross‑training within the team
Communicate project status and progress to stakeholders
Mentor and develop others, sharing best practices and knowledge
Build productive relationships with internal and external stakeholders
Contribute to an inclusive and equitable workplace environment
Act as a brand ambassador for the business area or function within and outside the organization
Physical Requirements
Domestic Travel – Occasional
International Travel – None
Performing sedentary work – Continuous
Performing multiple tasks – Continuous
Operating standard office equipment – Continuous
Responding quickly to sounds – Occasional
Sitting – Continuous
Standing – Occasional
Walking – Occasional
Moving safely in confined spaces – Occasional
Lifting/Carrying (under 25 lbs.) – Occasional
Lifting/Carrying (over 25 lbs.) – None
Squatting – Occasional
Bending – Occasional
Kneeling – None
Crawling – None
Climbing – None
Reaching overhead – None
Reaching forward – Occasional
Pushing – None
Pulling – None
Twisting – None
Long‑period concentration – Continuous
Common‑sense problem solving – Continuous
Reading, writing, and comprehending instructions – Continuous
Adding, subtracting, multiplying, and dividing – Continuous
Accommodations TD Bank is an equal opportunity employer. Qualified applicants receive consideration without regard to protected characteristics. For applicants with disabilities requiring accommodations, please contact
USWAPTDO@td.com .
#J-18808-Ljbffr
Mount Laurel, New Jersey, United States of America
Hours:
40 hours per week
Pay Details:
$68,640 - $112,320 USD
Line Of Business:
Financial Crime Risk Management
Job Description The Financial Crime Risk Senior Investigator conducts end-to-end investigations of complex, higher‑complexity and sensitivity cases. The role evaluates evidence from internal and external sources, applies analytical techniques, and recommends demarketing or freezing of accounts. The investigator also performs holistic reviews of client relationships, analyzes sanctions, anti‑bribery, anti‑corruption, and fraud risks, prepares suspicious activity reports (SARs), and ensures compliance with policies and regulatory requirements.
Depth & Scope
Investigates criminal cases ranging from simple to complex in nature
Sound knowledge of bank products, systems, policies and procedures
Proficient in criminal investigative techniques, evidence‑collection laws, court proceedings, and financial/trend analysis
Manages projects of low to moderate scope and complexity
Expert level professional requiring in‑depth knowledge/expertise in own specialty and related areas
Integrates broader organizational context into solutions
Understands industry, competition, and differentiators within the organization
Impacts functional programs across own and related teams
Interprets guidelines, standards, policies, and analysis outcomes to inform senior decision‑making
Builds stakeholder alignment for project leadership
Works independently as a senior technical lead and mentors others
Identifies and resolves complex issues at all levels
Education & Experience
Undergraduate degree or equivalent work experience
5+ years of experience in financial crime or related investigative roles
Preferred Qualifications
2+ years conducting complex money‑laundering investigations in law enforcement or financial institutions
Experience writing and/or reviewing Suspicious Activity Reports
Knowledge of criminal investigative techniques
Knowledge of financial industry products, policies, and procedures
Self‑starter ability to research across internal and external systems
Customer Accountabilities
Conduct complex investigations (AML, sanctions/ABAC, and financial crime)
Collect, preserve, and analyze evidence using sound methodologies and staying current with technology threats
Prioritize files and apply proper investigative protocols in a timely manner
Collaborate with law enforcement, other financial institutions, and partners to share information and reduce risk exposure
Communicate procedural improvements to business units
Share industry trends and risk insights with stakeholders
Maintain partnerships with internal resources such as HR, Legal, and Employment Standards for investigative purposes
Apply digital evidence collection and analysis methodologies per investigative mandate
Shareholder Accountabilities
Lead workstreams as a project lead for large or complex initiatives using standard project management methodologies
Evaluate processes/services and recommend enhancements to increase effectiveness and efficiency
Recommend changes to escalation processes and provide stakeholder feedback
Plan and deliver cost‑effective process improvements
Conduct internal and external research projects and support presentations to management
Adhere to enterprise frameworks and methodologies aligned with business area goals
Monitor productivity and assess efficiencies within the function and implement improvements
Safeguard confidentiality and manage correspondence and communication with discretion
Protect organizational interests by managing risks and resolving high‑risk issues in a timely manner
Develop functional and enterprise analyses, draw conclusions, and provide recommendations
Stay current on emerging regulatory requirements and assess potential impacts
Maintain a risk‑management culture supported by effective processes aligned with risk appetite
Employee/Team Accountabilities
Participate fully as a team member, supporting a positive work environment focused on service, quality, innovation, and teamwork
Share industry knowledge within the team and participate in knowledge transfer activities
Stay current on emerging trends, tools, and techniques
Engage in performance management and development activities, including cross‑training within the team
Communicate project status and progress to stakeholders
Mentor and develop others, sharing best practices and knowledge
Build productive relationships with internal and external stakeholders
Contribute to an inclusive and equitable workplace environment
Act as a brand ambassador for the business area or function within and outside the organization
Physical Requirements
Domestic Travel – Occasional
International Travel – None
Performing sedentary work – Continuous
Performing multiple tasks – Continuous
Operating standard office equipment – Continuous
Responding quickly to sounds – Occasional
Sitting – Continuous
Standing – Occasional
Walking – Occasional
Moving safely in confined spaces – Occasional
Lifting/Carrying (under 25 lbs.) – Occasional
Lifting/Carrying (over 25 lbs.) – None
Squatting – Occasional
Bending – Occasional
Kneeling – None
Crawling – None
Climbing – None
Reaching overhead – None
Reaching forward – Occasional
Pushing – None
Pulling – None
Twisting – None
Long‑period concentration – Continuous
Common‑sense problem solving – Continuous
Reading, writing, and comprehending instructions – Continuous
Adding, subtracting, multiplying, and dividing – Continuous
Accommodations TD Bank is an equal opportunity employer. Qualified applicants receive consideration without regard to protected characteristics. For applicants with disabilities requiring accommodations, please contact
USWAPTDO@td.com .
#J-18808-Ljbffr