Cenlar FSB
Financial Crimes Analyst Sr.
– Cenlar FSB
Location:
Yardley, PA (on-site, 4 days per week). Applicants must be local or able to commute reliably.
As a Financial Crimes Analyst, you will monitor accounts, conduct investigations, document findings, and make recommendations regarding Suspicious Activity Reports (SARs). You will also perform customer due diligence, assist with company training programs, and support other BSA/AML‑related activities.
Responsibilities
Ensures compliance with the bank’s Bank Secrecy Act (BSA)/Anti‑Money Laundering (AML) policies and procedures and applicable federal regulations.
Performs investigations pursuant to customer due diligence and suspicious activity monitoring programs; documents results and maintains required records.
Researches, analyzes, and investigates customer/borrower account behavior for potential mortgage fraud and money laundering activity; recommends whether to file a SAR.
Researches, analyzes, and investigates alerts generated by transaction monitoring reports (e.g., principal curtailment payments, international wire transfers, early payment default loans, revolving line of credit account payments and draws, etc.) to identify potential mortgage fraud and money laundering activity; recommends whether to file a SAR.
Performs 90‑day SAR follow‑up reviews; recommends whether a continuing activity SAR should be filed.
Files SARs with the Financial Crimes Enforcement Network (FinCEN) within regulatory timeframes and in accordance with BSA/AML compliance policies.
Documents all investigations and recommendations in the departmental case management system accurately and timely.
Provides investigation results and supporting documentation to client BSA/AML/compliance contacts, GSEs, and law enforcement as requested.
Performs new customer verifications under the bank’s Customer Identification Program (CIP) requirements for purchase loans and assumptions.
Performs due diligence on bank clients and on borrower accounts deemed higher risk.
Assists with developing training content, providing training, and responding to regulatory inquiries.
Participates in the bank’s BSA/AML/OFAC Committee meetings and external BSA/AML group meetings.
Stays abreast of applicable laws and regulations related to BSA.
Performs other BSA/AML/OFAC compliance duties as assigned.
Appropriately assesses risk in business decisions, demonstrates sound ethical judgment, and escalates control issues. Effectively supervises the activity of others and ensures accountability.
Qualifications
Bachelor’s degree or equivalent experience.
3+ years of experience in BSA/AML/OFAC regulations or fraud investigations.
Proficient personal computer skills, including Microsoft Excel, Word and Access, and other department applications.
Strong analytical, problem‑solving, written, verbal and presentation skills.
Strong organizational skills and ability to multi‑task.
Ability to work collaboratively across departments.
Must be able to work independently.
CAMS or CAFP certification is a plus.
Benefits Pay Range:
$55,710.00 – $86,908.00
annually. The actual compensation will depend on experience, qualifications, skills, and location. Cenlar offers paid medical, dental, and life insurance, 401(k), tuition assistance, and opportunities for training and professional advancement.
Cenlar is a drug‑free workplace and an equal‑employment‑opportunity/affirmative‑action employer (M/F/D/V/SO).
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– Cenlar FSB
Location:
Yardley, PA (on-site, 4 days per week). Applicants must be local or able to commute reliably.
As a Financial Crimes Analyst, you will monitor accounts, conduct investigations, document findings, and make recommendations regarding Suspicious Activity Reports (SARs). You will also perform customer due diligence, assist with company training programs, and support other BSA/AML‑related activities.
Responsibilities
Ensures compliance with the bank’s Bank Secrecy Act (BSA)/Anti‑Money Laundering (AML) policies and procedures and applicable federal regulations.
Performs investigations pursuant to customer due diligence and suspicious activity monitoring programs; documents results and maintains required records.
Researches, analyzes, and investigates customer/borrower account behavior for potential mortgage fraud and money laundering activity; recommends whether to file a SAR.
Researches, analyzes, and investigates alerts generated by transaction monitoring reports (e.g., principal curtailment payments, international wire transfers, early payment default loans, revolving line of credit account payments and draws, etc.) to identify potential mortgage fraud and money laundering activity; recommends whether to file a SAR.
Performs 90‑day SAR follow‑up reviews; recommends whether a continuing activity SAR should be filed.
Files SARs with the Financial Crimes Enforcement Network (FinCEN) within regulatory timeframes and in accordance with BSA/AML compliance policies.
Documents all investigations and recommendations in the departmental case management system accurately and timely.
Provides investigation results and supporting documentation to client BSA/AML/compliance contacts, GSEs, and law enforcement as requested.
Performs new customer verifications under the bank’s Customer Identification Program (CIP) requirements for purchase loans and assumptions.
Performs due diligence on bank clients and on borrower accounts deemed higher risk.
Assists with developing training content, providing training, and responding to regulatory inquiries.
Participates in the bank’s BSA/AML/OFAC Committee meetings and external BSA/AML group meetings.
Stays abreast of applicable laws and regulations related to BSA.
Performs other BSA/AML/OFAC compliance duties as assigned.
Appropriately assesses risk in business decisions, demonstrates sound ethical judgment, and escalates control issues. Effectively supervises the activity of others and ensures accountability.
Qualifications
Bachelor’s degree or equivalent experience.
3+ years of experience in BSA/AML/OFAC regulations or fraud investigations.
Proficient personal computer skills, including Microsoft Excel, Word and Access, and other department applications.
Strong analytical, problem‑solving, written, verbal and presentation skills.
Strong organizational skills and ability to multi‑task.
Ability to work collaboratively across departments.
Must be able to work independently.
CAMS or CAFP certification is a plus.
Benefits Pay Range:
$55,710.00 – $86,908.00
annually. The actual compensation will depend on experience, qualifications, skills, and location. Cenlar offers paid medical, dental, and life insurance, 401(k), tuition assistance, and opportunities for training and professional advancement.
Cenlar is a drug‑free workplace and an equal‑employment‑opportunity/affirmative‑action employer (M/F/D/V/SO).
#J-18808-Ljbffr