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Rialto Capital

Analyst / Sr Analyst - Direct Lending

Rialto Capital, Miami, Florida, us, 33222

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Overview The Structured Credit Analyst / Sr Analyst

will work closely with asset managers, company leadership and professional service firms in the day-to-day management and advancement of Floating Rating and Mezzanine loans in Rialto’s portfolio. This individual will have a blend of commercial asset valuation and legal contract experience and provide exceptional due diligence capabilities for new portfolio acquisitions. Strong analytic capabilities and leadership skills are key desired attributes.

Key Responsibilities

Analyze property operating performance through review of operating statements, rent rolls and leases

Evaluate and abstract loan documents

Communicate effectively with internal and external parties including borrowers, legal counsel, property managers, other lenders, servicers, and other Rialto departments

Negotiate complex transactions

Perform research on various real estate markets throughout the U.S. and communicate with brokers in these markets

Comprehensive analysis and understanding of loan collateral dynamics, value determination, and resolution alternatives

Strong organizational skills with the ability to manage multiple priorities

Prepare valuation and cash flow analysis on projected loan resolutions based on Borrower proposals including DCF / IRR / NPV scenarios for various strategies

Underwrite potential new investment opportunities in CMBS, equity recapitalizations, asset/portfolio acquisitions, and mezzanine/preferred equity

Prepare weekly, monthly, and quarterly reports for the executive team and outside parties

Underwrite performing loan requests for reserve disbursements, lease approvals, loan extensions and other requests as needed and ensure all requests are handled in compliance with the terms of the related Loan Documents

Specifications

Bachelor’s Degree required in Accounting, Finance, Business or Related Field preferred

1-2 years of prior Real Estate experience (minimum of 2 years), including underwriting and due diligence

Proficiency with Microsoft Office

Strong work ethic and attention to detail

Ability to manage time effectively while handling a variety of projects

Prior credit/real estate underwriting experience

Broad commercial real estate experience in multiple property types is a plus

The ideal candidate would have a strong understanding of loan documents or demonstrate the aptitude to quickly become familiar with loan documents

Strong written and verbal communication skills

Seniority level

Entry level

Employment type

Full-time

Job function

Finance and Sales

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