Liberty Mutual Insurance
Senior Underwriter, Healthcare Risk Management
Liberty Mutual Insurance, Dallas, Texas, United States, 75215
Senior Underwriter, Healthcare Risk Management
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Senior Underwriter, Healthcare Risk Management
role at
Liberty Mutual Insurance .
Base pay range $68,000.00/yr - $247,000.00/yr
Description The Healthcare Risk Management team is a unit within Major Accounts that focuses on mid‑sized and large healthcare providers. As part of this specialized unit, you will primarily write Workers' Compensation and Auto for all program structures, primarily loss‑sensitive. You will collaborate closely with partners in Loss Control, Industry Consulting, and Claims to build expertise in the healthcare industry and profitably grow the vertical. You will manage a portfolio of brokers/agents and clients, leveraging market presence and expertise to develop and underwrite profitable business, acting as a representative for Liberty. Depending upon experience, this role may be Senior or Executive Underwriter.
Job Responsibilities
Develop, grow, and maintain a profitable, diversified book of business through effective underwriting decision making, mutually beneficial agent/broker relationships, and application of underwriting tools, systems, and expert resources.
Risk Selection: evaluate opportunities by qualifying accounts, selecting and assessing risks, determining the premium, policy terms and conditions, obtaining approvals, creating and presenting the proposal, and successfully negotiating deals.
Agent/Broker Relationships: responsible for production underwriting by marketing to a geographic territory, targeting healthcare accounts with revenues greater than $10M.
Demonstrate a high level of responsiveness and focus on supporting Agents and Brokers objectives through successful negotiations and ongoing relationship management.
Portfolio Management: manage a sizable and complex book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit and diversification, and executing marketing plans to increase market share with preferred brokers.
Service Value Proposition: understand and articulate the specialized services Liberty Mutual can offer our healthcare insureds and how they compare to those provided by our competitors.
Document the Deal: document files in a way that reflects a solid thought process and decision making through comprehensive account reviews, sign‑offs and referrals.
Leadership: formally guide, mentor, and coach underwriters in both technical and professional skills, providing regular updates to other underwriters.
Continuous Improvement: engage in daily huddles, suggest improvements, follow appropriate procedures, and use continuous improvement tools to support the team.
Qualifications
Intermediate-level knowledge of insurance products, coverage, market segments, and marketplace; insurance finance and actuarial concepts; loss control and risk engineering; marketing/selling techniques; and regulatory environment.
Advanced-level knowledge of underwriting, pricing, risk selection, and territory management.
Ability to apply underwriting tools, systems, and resources to achieve goals, solve complex problems, and negotiate.
Bachelor’s degree; 3 to 7 years of commercial lines underwriting experience preferred; CPCU or professional insurance designation preferred.
About Us Liberty Mutual is an equal opportunity employer. We are committed to fostering an inclusive environment where employees from all backgrounds can build long‑term careers. We provide competitive benefits and opportunities for growth. For more information about our benefit offerings, visit https://LMI.co/Benefits.
Fair Chance Notices
California
Los Angeles Incorporated
Los Angeles Unincorporated
Philadelphia
San Francisco
#J-18808-Ljbffr
Senior Underwriter, Healthcare Risk Management
role at
Liberty Mutual Insurance .
Base pay range $68,000.00/yr - $247,000.00/yr
Description The Healthcare Risk Management team is a unit within Major Accounts that focuses on mid‑sized and large healthcare providers. As part of this specialized unit, you will primarily write Workers' Compensation and Auto for all program structures, primarily loss‑sensitive. You will collaborate closely with partners in Loss Control, Industry Consulting, and Claims to build expertise in the healthcare industry and profitably grow the vertical. You will manage a portfolio of brokers/agents and clients, leveraging market presence and expertise to develop and underwrite profitable business, acting as a representative for Liberty. Depending upon experience, this role may be Senior or Executive Underwriter.
Job Responsibilities
Develop, grow, and maintain a profitable, diversified book of business through effective underwriting decision making, mutually beneficial agent/broker relationships, and application of underwriting tools, systems, and expert resources.
Risk Selection: evaluate opportunities by qualifying accounts, selecting and assessing risks, determining the premium, policy terms and conditions, obtaining approvals, creating and presenting the proposal, and successfully negotiating deals.
Agent/Broker Relationships: responsible for production underwriting by marketing to a geographic territory, targeting healthcare accounts with revenues greater than $10M.
Demonstrate a high level of responsiveness and focus on supporting Agents and Brokers objectives through successful negotiations and ongoing relationship management.
Portfolio Management: manage a sizable and complex book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit and diversification, and executing marketing plans to increase market share with preferred brokers.
Service Value Proposition: understand and articulate the specialized services Liberty Mutual can offer our healthcare insureds and how they compare to those provided by our competitors.
Document the Deal: document files in a way that reflects a solid thought process and decision making through comprehensive account reviews, sign‑offs and referrals.
Leadership: formally guide, mentor, and coach underwriters in both technical and professional skills, providing regular updates to other underwriters.
Continuous Improvement: engage in daily huddles, suggest improvements, follow appropriate procedures, and use continuous improvement tools to support the team.
Qualifications
Intermediate-level knowledge of insurance products, coverage, market segments, and marketplace; insurance finance and actuarial concepts; loss control and risk engineering; marketing/selling techniques; and regulatory environment.
Advanced-level knowledge of underwriting, pricing, risk selection, and territory management.
Ability to apply underwriting tools, systems, and resources to achieve goals, solve complex problems, and negotiate.
Bachelor’s degree; 3 to 7 years of commercial lines underwriting experience preferred; CPCU or professional insurance designation preferred.
About Us Liberty Mutual is an equal opportunity employer. We are committed to fostering an inclusive environment where employees from all backgrounds can build long‑term careers. We provide competitive benefits and opportunities for growth. For more information about our benefit offerings, visit https://LMI.co/Benefits.
Fair Chance Notices
California
Los Angeles Incorporated
Los Angeles Unincorporated
Philadelphia
San Francisco
#J-18808-Ljbffr